2442 SW Island Creek Trail Palm City, FL 34990
3
Beds
3.5
Baths
2,765
Sq Ft
$725/mo
HOA Fee
Highlights
- Boat Ramp
- Property has ocean access
- Gated with Attendant
- Bessey Creek Elementary School Rated A-
- Golf Course Community
- Gunite Pool
About This Home
As of June 2025OCEAN ACCESS!!! Nestled in the prestigious gated community of Palm Cove, this stunning townhouse offers breathtaking views of Bessey Creek and the Saint Lucie River. Designed for both luxury and comfort, this exquisite home features 3 bedrooms, 3.5 bathrooms, an upstairs loft and an inviting in-ground heated pool. Inside, you'll find granite countertops, rich hardwood and tile flooring. Upstairs you'll find a loft featuring built-in shelving, a desk and Murphy bed. Community amenities include community pool, playground and fitness center. Additional highlights include a prime location near shopping and dining.
Last Agent to Sell the Property
Thomas Lynne Realty Group LLC License #3413786 Listed on: 03/17/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $4,648
Year Built
- Built in 1998
Lot Details
- 3,220 Sq Ft Lot
- Home fronts a creek
- River Front
- Fenced
- Sprinkler System
HOA Fees
- $725 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Mediterranean Architecture
- Concrete Roof
Interior Spaces
- 2,765 Sq Ft Home
- 2-Story Property
- Central Vacuum
- Furnished or left unfurnished upon request
- Built-In Features
- Bar
- Vaulted Ceiling
- Skylights
- Blinds
- Great Room
- Formal Dining Room
- Loft
- River Views
- Washer and Dryer
- Attic
Kitchen
- Electric Range
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Dual Sinks
- Separate Shower in Primary Bathroom
Home Security
Outdoor Features
- Gunite Pool
- Property has ocean access
- Balcony
- Open Patio
- Porch
Location
- Flood Zone Lot
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 013840018000004200
Community Details
Overview
- Association fees include ground maintenance, maintenance structure, security
- Harbour Island Subdivision
Amenities
- Clubhouse
Recreation
- Boat Ramp
- Boating
- Golf Course Community
Pet Policy
- Pets Allowed
Security
- Gated with Attendant
- Fire and Smoke Detector
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 17, 2025
Closed on
Jun 30, 2025
Sold by
Hancock Patrick I and Hancock Sharon G
Bought by
Baldwin Gary and Baldwin Van Decraen
Seller's Agent
Pat Hancock
Thomas Lynne Realty Group LLC
Buyer's Agent
William Mate
Paradise Real Estate Intl
List Price
$998,500
Sold Price
$885,000
Premium/Discount to List
-$113,500
-11.37%
Views
30
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.24%
Purchase Details
Closed on
Oct 20, 2015
Sold by
Hancock Patrick L and Hancock Sharon G
Bought by
Hancock Patrick I and Hancock Sharon G
Purchase Details
Listed on
Jun 9, 2015
Closed on
Jun 9, 2015
Sold by
Canavan Daniel and Canavan Linda
Bought by
Hancock Patrick I and Hancock Sharon G
Seller's Agent
Sara Crombie
Compass Florida LLC
Buyer's Agent
Sara Crombie
Compass Florida LLC
List Price
$459,900
Sold Price
$459,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.84%
Purchase Details
Listed on
Apr 20, 2012
Closed on
Mar 18, 2013
Sold by
Rodriguez Ignacio and Rodriguez Lolita
Bought by
Canavan Daniel and Canava Linda
Seller's Agent
Gayle Sokoloff
New Wave of Palm City FL, Inc
List Price
$480,000
Sold Price
$410,000
Premium/Discount to List
-$70,000
-14.58%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.31%
Original Mortgage
$225,000
Interest Rate
3.57%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 8, 2011
Sold by
Dolbeau Rene R and Dolbeau Anne Marie
Bought by
Rodriguez Ignacio and Rodriguez Lolita
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$450,000
Interest Rate
4%
Mortgage Type
Stand Alone First
Purchase Details
Closed on
Apr 15, 2004
Sold by
Cottle David W and Cottle Carolyn D
Bought by
Dolbeau Rene R and Dolbeau Anne Marie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.89%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jul 8, 1998
Sold by
Clifton/Rbg Xvi Ltd
Bought by
Cottle David W and Cottle Carolyn D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,000
Interest Rate
7.04%
Mortgage Type
New Conventional
Similar Home in Palm City, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $885,000 | Hometown Title Group Inc | |
| Warranty Deed | $885,000 | Hometown Title Group Inc | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $459,900 | Attorney | |
| Warranty Deed | $410,000 | Jupiter Land Title Company | |
| Warranty Deed | $440,000 | Attorney | |
| Warranty Deed | $499,500 | Palm City Title Inc | |
| Warranty Deed | $312,200 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $225,000 | New Conventional | |
| Previous Owner | $450,000 | Stand Alone First | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $100,000 | Unknown | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $250,000 | Purchase Money Mortgage | |
| Previous Owner | $217,317 | Credit Line Revolving | |
| Previous Owner | $227,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/30/2025 06/30/25 | Sold | $885,000 | -4.3% | $320 / Sq Ft |
| 04/16/2025 04/16/25 | Price Changed | $925,000 | -4.2% | $335 / Sq Ft |
| 03/31/2025 03/31/25 | Price Changed | $965,500 | -3.3% | $349 / Sq Ft |
| 03/17/2025 03/17/25 | For Sale | $998,500 | +117.1% | $361 / Sq Ft |
| 06/09/2015 06/09/15 | Sold | $459,900 | 0.0% | $166 / Sq Ft |
| 06/09/2015 06/09/15 | For Sale | $459,900 | +12.2% | $166 / Sq Ft |
| 03/19/2013 03/19/13 | Sold | $410,000 | 0.0% | $148 / Sq Ft |
| 03/19/2013 03/19/13 | Sold | $410,000 | -14.6% | $148 / Sq Ft |
| 02/17/2013 02/17/13 | Pending | -- | -- | -- |
| 02/17/2013 02/17/13 | Pending | -- | -- | -- |
| 04/20/2012 04/20/12 | For Sale | $480,000 | 0.0% | $174 / Sq Ft |
| 03/02/2012 03/02/12 | For Sale | $480,000 | -- | $174 / Sq Ft |
Source: BeachesMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,648 | $305,658 | -- | -- |
| 2024 | $4,551 | $297,044 | -- | -- |
| 2023 | $4,551 | $288,393 | $0 | $0 |
| 2022 | $4,383 | $279,994 | $0 | $0 |
| 2021 | $4,387 | $271,839 | $0 | $0 |
| 2020 | $4,282 | $268,086 | $0 | $0 |
| 2019 | $4,228 | $262,059 | $0 | $0 |
| 2018 | $4,121 | $257,172 | $0 | $0 |
| 2017 | $3,573 | $251,882 | $0 | $0 |
| 2016 | $3,820 | $246,702 | $0 | $0 |
| 2015 | -- | $336,770 | $140,000 | $196,770 |
| 2014 | -- | $350,890 | $160,000 | $190,890 |
Source: Public Records
Agents Affiliated with this Home
-
Pat Hancock
Seller's Agent in 2025
Pat Hancock
Thomas Lynne Realty Group LLC
(407) 808-0899
1 in this area
80 Total Sales
-
William Mate
Buyer's Agent in 2025
William Mate
Paradise Real Estate Intl
(561) 402-9920
1 in this area
43 Total Sales
-
Sara Crombie
Seller's Agent in 2015
Sara Crombie
Compass Florida LLC
(772) 631-0960
100 in this area
146 Total Sales
-
G
Seller's Agent in 2013
Gayle Sokoloff
New Wave of Palm City FL, Inc
Map
Source: BeachesMLS
MLS Number: R11072191
APN: 01-38-40-018-000-00420-0
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