$410,000
SOLD MAR 19, 2013

2442 SW Island Creek Trail Palm City, FL 34990

3 Beds
3.5 Baths
2,765 Sq Ft
$645/mo HOA Fee

Recently Sold

$148 Per Sq Ft

15% Below List Price

352 Days on Market

Highlights

  • Marina
  • Golf Course Community
  • Heated Pool
  • Bessey Creek Elementary School Rated A-
  • Deep Water Access
  • River View

About This Home

As of June 2025

PRICE REDUCED! This magnificent waterfront townhome features 3 master bedroom suites, each with a full bath. Mezzanine office/den/library with Murphy Bed, for overflow guests. Gas heated pool with fountain. Accordion storm shutters. Granite countertops and stainless steel appliances. Marina located steps away and within easy view of home.

Last Agent to Sell the Property

Sara Crombie

New Wave Real Estate Group Inc License #3228232 Listed on: 03/02/2012

Co-Listed By

Gayle Sokoloff

New Wave Real Estate Group Inc License #263400

Last Buyer's Agent

Sara Crombie

New Wave Real Estate Group Inc License #3228232 Listed on: 03/02/2012

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,353

Year Built

  • Built in 1998

Lot Details

  • Waterfront
  • Property fronts a private road
  • Cul-De-Sac
  • Fenced
  • Sprinkler System
  • Zero Lot Line

HOA Fees

  • $645 Monthly HOA Fees

Property Views

  • River
  • Canal

Home Design

  • Contemporary Architecture
  • Flat Tile Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,765 Sq Ft Home
  • Cathedral Ceiling
  • Entrance Foyer
  • Formal Dining Room

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Home Security

Parking

  • 2 Car Attached Garage
  • 1 to 5 Parking Spaces

Outdoor Features

  • Heated Pool
  • Deep Water Access
  • Canal Access

Schools

  • Bessey Creek Elementary School
  • Hidden Oaks Middle School

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • Cable TV Available

Community Details

Overview

  • Association fees include management, cable TV, ground maintenance, recreation facilities, reserve fund

Recreation

  • Marina
  • Golf Course Community
  • Community Pool

Pet Policy

  • Limit on the number of pets
  • Pet Size Limit

Security

  • Hurricane or Storm Shutters

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,353

Year Built

Built in 1998

Lot Details

0

HOA Fees

$645 per month

Listing Details

  • Architectural Style: Contemporary
  • Co List Office Mls Id: 279000211
  • Directions: Martin Downs to Matheson, which becomes Mapp, to fountain roundabout entry. Right to guard gate. 2nd left, to end of cul de sac
  • Garage Yn: Yes
  • Lot Size: zero lot
  • Property Sub Type: Townhouse
  • Property Sub Type Additional: Townhouse
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Subdivision Name: HARBOUR ISLAND @ CUTTER SOUND PUD
  • Year Built: 1998
  • Ownership: Fee Simple
  • Special Features: VirtualTour

Interior Features

  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Possible Bedrooms: 4
  • Total Bedrooms: 3
  • Interior Amenities: Cathedral Ceiling(s), Separate/Formal Dining Room, Entrance Foyer, Living/Dining Room, Pantry, Walk-In Closet(s), Loft
  • Living Area: 2765.0
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Block, Concrete, Stucco
  • Disclosures: Seller Disclosure
  • Exterior Features: Fence, Sprinkler/Irrigation, Storm/Security Shutters
  • Lot Features: Cul-De-Sac, Zero Lot Line, Sprinklers Automatic
  • Pool Features: Heated, Community
  • Pool Private: Yes
  • Roof: Flat Tile
  • View: Canal, River
  • View: Yes
  • Waterfront Features: Canal Access, Deep Water, Water Access
  • Waterfront: Yes

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Parking Features: Attached, Garage, Two Spaces
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Inside
  • Sewer: Public Sewer, Septic Tank
  • Utilities: Cable Available, Sewer Available, Sewer Connected, Septic Available, Water Available, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 645.0
  • Association: Yes
  • Community Features: Golf, Marina, Pool
  • Pets Allowed: Number Limit, Size Limit, Yes
  • Senior Community: No

Fee Information

  • Association Fee Includes: Association Management, Cable TV, Maintenance Grounds, Recreation Facilities, Reserve Fund

Schools

  • Elementary School: Bessey Creek
  • Middle Or Junior School: Hidden Oaks

Lot Info

  • Zoning Description: pud
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5353.0
  • Tax Year: 2011

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 17, 2025
Closed on
Jun 30, 2025
Sold by
Hancock Patrick I and Hancock Sharon G
Bought by
Baldwin Gary and Baldwin Van Decraen
Seller's Agent
Pat Hancock
Thomas Lynne Realty Group LLC
Buyer's Agent
William Mate
Paradise Real Estate Intl
List Price
$998,500
Sold Price
$885,000
Premium/Discount to List
-$113,500
-11.37%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
32.80%

Purchase Details

Closed on
Oct 20, 2015
Sold by
Hancock Patrick L and Hancock Sharon G
Bought by
Hancock Patrick I and Hancock Sharon G

Purchase Details

Listed on
Jun 9, 2015
Closed on
Jun 9, 2015
Sold by
Canavan Daniel and Canavan Linda
Bought by
Hancock Patrick I and Hancock Sharon G
Seller's Agent
Sara Crombie
New Wave Real Estate Group Inc
Buyer's Agent
Sara Crombie
New Wave Real Estate Group Inc
List Price
$459,900
Sold Price
$459,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.91%

Purchase Details

Listed on
Apr 20, 2012
Closed on
Mar 18, 2013
Sold by
Rodriguez Ignacio and Rodriguez Lolita
Bought by
Canavan Daniel and Canava Linda
Seller's Agent
Gayle Sokoloff
New Wave of Palm City FL, Inc
List Price
$480,000
Sold Price
$410,000
Premium/Discount to List
-$70,000
-14.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.31%
Original Mortgage
$225,000
Interest Rate
3.57%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 8, 2011
Sold by
Dolbeau Rene R and Dolbeau Anne Marie
Bought by
Rodriguez Ignacio and Rodriguez Lolita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$450,000
Interest Rate
4%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Apr 15, 2004
Sold by
Cottle David W and Cottle Carolyn D
Bought by
Dolbeau Rene R and Dolbeau Anne Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.89%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jul 8, 1998
Sold by
Clifton/Rbg Xvi Ltd
Bought by
Cottle David W and Cottle Carolyn D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,000
Interest Rate
7.04%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $885,000 Hometown Title Group Inc
Warranty Deed $885,000 Hometown Title Group Inc
Interfamily Deed Transfer -- Attorney
Warranty Deed $459,900 Attorney
Warranty Deed $410,000 Jupiter Land Title Company
Warranty Deed $440,000 Attorney
Warranty Deed $499,500 Palm City Title Inc
Warranty Deed $312,200 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $225,000 New Conventional
Previous Owner $450,000 Stand Alone First
Previous Owner $100,000 Credit Line Revolving
Previous Owner $100,000 Unknown
Previous Owner $100,000 Credit Line Revolving
Previous Owner $250,000 Purchase Money Mortgage
Previous Owner $217,317 Credit Line Revolving
Previous Owner $227,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2025 06/30/25 Sold $885,000 -4.3% $320 / Sq Ft
04/16/2025 04/16/25 Price Changed $925,000 -4.2% $335 / Sq Ft
03/31/2025 03/31/25 Price Changed $965,500 -3.3% $349 / Sq Ft
03/17/2025 03/17/25 For Sale $998,500 +117.1% $361 / Sq Ft
06/09/2015 06/09/15 Sold $459,900 0.0% $166 / Sq Ft
06/09/2015 06/09/15 For Sale $459,900 +12.2% $166 / Sq Ft
03/19/2013 03/19/13 Sold $410,000 0.0% $148 / Sq Ft
03/19/2013 03/19/13 Sold $410,000 -14.6% $148 / Sq Ft
02/17/2013 02/17/13 Pending -- -- --
02/17/2013 02/17/13 Pending -- -- --
04/20/2012 04/20/12 For Sale $480,000 0.0% $174 / Sq Ft
03/02/2012 03/02/12 For Sale $480,000 -- $174 / Sq Ft
Source: Martin County REALTORS® of the Treasure Coast

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,648 $305,658 -- --
2024 $4,551 $297,044 -- --
2023 $4,551 $288,393 $0 $0
2022 $4,383 $279,994 $0 $0
2021 $4,387 $271,839 $0 $0
2020 $4,282 $268,086 $0 $0
2019 $4,228 $262,059 $0 $0
2018 $4,121 $257,172 $0 $0
2017 $3,573 $251,882 $0 $0
2016 $3,820 $246,702 $0 $0
2015 -- $336,770 $140,000 $196,770
2014 -- $350,890 $160,000 $190,890
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Martin County REALTORS® of the Treasure Coast

MLS Number: M362643

Martin County REALTORS® of the Treasure Coast

APN: 01-38-40-018-000-00420-0