$359,500
$6K PRICE DROP

245 N Elm St Waterman, IL 60556

Estimated payment $2,464/month

Total Views 2,889
4 Beds
2 Baths
2,800 Sq Ft
$128 Price per Sq Ft

Highlights

  • Hot Property
  • Wood Flooring
  • Corner Lot
  • Indian Creek Elementary School Rated A-
  • Victorian Architecture
  • Home Office

About This Home

Step into timeless elegance with this beautifully maintained Victorian home that blends classic charm with modern convenience. From the moment you enter the spacious foyer, you'll be captivated by the stunning original features - rich hardwood floors, intricate stained glass windows, and a grand turned staircase that sets the tone for the rest of the home. The main level offers an abundance of living space, including a generous living room, formal dining room, cozy family room, and a well-appointed kitchen - perfect for everyday living and entertaining. There's also a versatile room on the first floor that could serve as an office or guest bedroom, along with a full bathroom and convenient first-floor laundry. Upstairs, you'll find three oversized bedrooms, each with excellent closet space, and a second full bathroom. Need more space? The expansive third-floor attic is full of potential - ideal for additional bedrooms, a playroom, studio, or whatever you can dream up. Enjoy your mornings and evenings on the classic wrap-around porch, adding to the home's curb appeal and inviting ambiance. Out back, the private yard features a charming two-story carriage house with room for two cars and a spacious loft above - perfect for storage, a workshop, or creative space. If you love the character of historic homes with thoughtful updates, this is one you won't want to miss! Property is being sold AS IS.

Listing Agent

Tara Eberly

Swanson Real Estate License #475195661 Listed on: 09/30/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,936

Year Built

  • Built in 1901

Lot Details

  • Lot Dimensions are 66x148
  • Corner Lot

Parking

  • 2.5 Car Garage
  • Off-Street Parking
  • Parking Included in Price

Home Design

  • Victorian Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,800 Sq Ft Home
  • 2-Story Property
  • Wood Burning Fireplace
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Home Office
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions
  • Senior Freeze Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,936

Year Built

Built in 1901

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Victorian
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1901
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: 1st Floor Full Bath
  • LivingArea: 2800
  • Room Type: Foyer, Walk In Closet, Office
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Frame
  • Foundation Details: Concrete Perimeter
  • Lot Features: Corner Lot
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Garage Door Opener, On Site, Garage Owned, Detached, Off Street, Owned, Garage
  • ParkingTotal: 4.5

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Sidewalks, Street Lights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 66X148
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6935.74
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior,Senior Freeze

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,128 $101,355 $10,547 $90,808
2023 $5,128 $92,199 $9,594 $82,605
2022 $5,189 $87,742 $9,130 $78,612
2021 $5,436 $83,876 $8,728 $75,148
2020 $5,567 $80,403 $8,367 $72,036
2019 $5,621 $77,385 $8,053 $69,332
2018 $5,716 $74,152 $7,717 $66,435
2017 $3,589 $44,816 $7,420 $37,396
2016 $3,465 $43,042 $7,126 $35,916
2015 -- $40,606 $6,723 $33,883
2014 -- $40,251 $6,664 $33,587
2013 -- $41,423 $6,858 $34,565
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/17/2025 10/17/25 Price Changed $359,500 -1.5% $128 / Sq Ft
09/30/2025 09/30/25 For Sale $365,000 -- $130 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Warranty Deed $230,000 None Available
Warranty Deed $260,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $160,000 New Conventional
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12482969

Midwest Real Estate Data (MRED)

APN: 14-16-279-005