$369,900

Estimated payment $2,479/month

Total Views 296
3 Beds
2 Baths
1,594 Sq Ft
$232 Price per Sq Ft

Highlights

  • Boat Dock
  • Fishing
  • Community Pool
  • Freeport Middle School Rated A-
  • Craftsman Architecture
  • Tennis Courts

About This Home

Welcome to Mill Cottages at Hammock Bay, where quality construction, thoughtful design, and resort-style amenities come together in one of Freeport's most desirable neighborhoods.
Built in 2021 and beautifully maintained, this one-story home offers all the benefits of recent construction without the stress of starting from scratch. Inside, the open-concept layout features a spacious living and dining area that flows seamlessly into a beautifully appointed kitchen featuring shaker-style cabinetry, a spacious pantry, Whirlpool appliances, and a central island perfect for casual gatherings. Durable luxury vinyl plank flooring runs throughout the main living spaces, while large windows invite in natural light and offer views of the private backyard.
The split floor plan provides a sense of space and privacy, with the primary suite tucked quietly at the rear of the home. There you'll find a generous walk-in closet and a serene ensuite bath with a soaking tub and separate shower. Two generously sized additional bedrooms and a shared full bath, a dedicated laundry room, and an expansive 2-car garage round out the home's flexible layout. Step outside to discover a covered back patio and a fully fenced backyard with plenty of room to relax, entertain, or even add a pool.
Located in the highly desirable Mill Cottages neighborhood, this home enjoys easy access to Hammock Bay's incredible amenities. Residents can take advantage of two zero-entry resort-style pools, a lap pool, a 10,000 square foot clubhouse, and a fully equipped fitness center. Outdoor recreation abounds with tennis, pickleball, and basketball courts, plus miles of scenic sidewalks and nature trails for walking, biking, and exploring. There's also a playground, movie theater, rentable event spaces, an on-site HOA team, and security staff helping maintain the friendly, well-kept atmosphere throughout the community.
The beautiful Bay Club, perched along the shores of Choctawhatchee Bay, offers some of the area's most breathtaking water views from a screened in back porch and a 500ft dock. The Windmills Town Center provides a gathering place for events, food trucks, and casual dining, while the nearby Freeport Sports Complex adds even more opportunities for recreation. Residents also enjoy close proximity to award-winning Freeport public schools, with the new Freeport Middle School freshly constructed within the community.
All of this is located just a short drive from 30A, Destin, and the world-famous white sand beaches of the Emerald Coast, making Hammock Bay a true gem for those seeking both convenience and community. From its welcoming spirit to a calendar full of events, the neighborhood shines year-round, with holiday celebrations (especially Halloween!) that bring neighbors together and make it feel like home in every season. The sellers recently and unexpectedly relocated to Michigan, making this a wonderful opportunity to settle into a well-maintained home in one of Freeport's most vibrant neighborhoods.

Listing Agent

Spears Group

Compass Listed on: 08/04/2025

Co-Listing Agent

Brad Smith

Compass License #495268

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,215

Year Built

  • Built in 2021

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 55x125
  • Back Yard Fenced
  • Interior Lot
  • Level Lot
  • Sprinkler System
  • Lawn Pump

HOA Fees

  • $186 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Craftsman Architecture

Interior Spaces

  • 1,594 Sq Ft Home
  • 1-Story Property
  • Recessed Lighting
  • Window Treatments
  • Living Room
  • Dining Area
  • Vinyl Flooring

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Induction Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Covered patio or porch

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18-1S-19-23213-000-0440

Community Details

Overview

  • Association fees include accounting, management, recreational faclty, security, cable TV
  • Hammock Bay Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Recreation Room

Recreation

  • Boat Dock
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,215

Year Built

Built in 2021

Lot Details

0

HOA Fees

$186 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.15
  • Lot Size: 55X125
  • Road Surface Type: Paved
  • Co List Office Mls Id: ECF1
  • Co List Office Phone: 850-296-9769
  • Subdivision Name: HAMMOCK BAY
  • Directions: From Hwy 20, turn South into the Hammock Bay Main Gate onto Great Hammock Bend. Proceed straight until you come to Hammock Trail W on the right. Turn here and proceed to the second entrance on your left, Earl Godwin Rd. Turn here, the take your second left onto That Way. Turn right onto This Way and look for 245 on your right.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2021
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Rooms:Dining Area: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished - None
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Floor Vinyl
  • Interior Amenities: Breakfast Bar, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Covenants, Interior, Level, Restrictions, Sidewalk
  • Pool Features: Pool Type
  • Exterior Features: Fenced Back Yard, Lawn Pump, Sprinkler System
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Lot Features:Sidewalk: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Community Room, Dock, Exercise Room, Fishing, Minimum Rental Prd, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Tennis, TV Cable
  • Association #2 Fee: 559.34
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Management, Recreational Faclty, Security, Cable TV

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 6534.0
  • Parcel #: 18-1S-19-23213-000-0440
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 3215.33
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,010 $281,873 $49,485 $232,388
2023 $3,010 $266,777 $0 $0
2022 $2,855 $259,007 $54,928 $204,079
2021 $603 $45,755 $45,755 $0
2020 $17 $1,254 $1,254 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2025 08/04/25 For Sale $369,900 +0.8% $232 / Sq Ft
09/01/2023 09/01/23 Sold $367,000 -2.9% $224 / Sq Ft
07/27/2023 07/27/23 Pending -- -- --
07/10/2023 07/10/23 For Sale $377,900 -- $230 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $367,000 Mcneese Title
Special Warranty Deed $291,900 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $286,612 FHA
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 982400

Emerald Coast Association of REALTORS®

APN: 18-1S-19-23213-000-0440