$2,400,000
SOLD APR 18, 2025
4 Beds
2 Baths
2,460 Sq Ft
0.29 Acres

Recently Sold

$976 Per Sq Ft

2% Above List Price

12 Days on Market

Highlights

  • Custom Home
  • Skyline View
  • Wood Burning Stove
  • Westlake Elementary School Rated A-
  • Deck
  • Wood Flooring

About This Home

As of April 2025

Extraordinary Coastal Sanctuary in Coveted Upper Westside Santa Cruz! Luxury awaits in this stunning 4- BR, 2-BA home in sought-after neighborhood. Situated on a sprawling 12,807 sq. ft. lot, this 2,460 sq. ft. residence offers a serene retreat surrounded by mature trees, lush foliage & picturesque landscape. Inside, the home is bathed in natural light, w/soaring open-beam ceilings & expansive windows that showcase the breathtaking surroundings. The open-concept floor plan connects living, dining & kitchen areas, creating a sophisticated yet welcoming space. The newly remodeled kitchen is a chefs dream, featuring quartz countertops, top-of-the-line stainless steel appliances, & sleek modern finishes. Step outside to find two spacious decks & a lovely flagstone patio, where you can unwind in a lush garden oasis. The large fenced back yard ensures privacy, while the circular front driveway allows for ample onsite parking. Located minutes from Santa Cruz's best beaches, surf breaks, hiking trails & vibrant local hotspots, this home offers the perfect balance of tranquility and accessibility. Enjoy easy access to UCSC, West Cliff Drive, Wilder Ranch & the lively shopping and dining scene on the Westside. Just a quick 40+/- min. drive to San Jose making this an ideal commute location.

Last Agent to Sell the Property

Kathleen Manning

Sotheby’s International Realty License #00885315 Listed on: 02/21/2025

Last Buyer's Agent

ShopProp Realty

ShopProp, Inc License #01881220

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,982

Year Built

  • Built in 1946

Lot Details

  • 0.29 Acre Lot
  • Level Lot
  • Back Yard Fenced

Parking

  • 1 Car Garage
  • On-Street Parking
  • Off-Street Parking

Property Views

  • Skyline
  • Mountain
  • Garden
  • Neighborhood

Home Design

  • Custom Home
  • Traditional Architecture
  • Wood Frame Construction
  • Composition Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,460 Sq Ft Home
  • 2-Story Property
  • Beamed Ceilings
  • High Ceiling
  • Wood Burning Stove
  • Living Room with Fireplace
  • Combination Dining and Living Room

Kitchen

  • Gas Oven
  • Dishwasher
  • Quartz Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Bathtub Includes Tile Surround

Laundry

  • Laundry in Utility Room
  • Washer and Dryer

Outdoor Features

  • Balcony
  • Deck
  • Shed

Utilities

  • Forced Air Heating System

Listing and Financial Details

  • Assessor Parcel Number 001-091-19-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,982

Year Built

Built in 1946

Lot Details

0

Parking

1

Listing Details

  • Subclass: Single Family Home
  • Style: Custom, Traditional
  • Age: 79
  • Listing Class: Residential
  • Structure Sq Ft: 2460
  • Year Built: 1946
  • Zoning Description: R-1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Family Room: No Family Room
  • Fireplace: Living Room, Wood Stove
  • Dining Room: Dining Area in Living Room
  • Kitchen: Countertop - Quartz, Dishwasher, Garbage Disposal, Oven Range - Gas, Pantry, Refrigerator
  • Living Sq Ft: 2460
  • Stories: 2
  • Bedrooms: More than One Bedroom on Ground Floor, Primary Bedroom on Ground Floor, Walk-in Closet
  • Laundry: Gas Hookup, In Utility Room, Washer / Dryer
  • Flooring: Carpet, Laminate, Tile, Wood
  • Maximum Numberof Bedrooms: 4
  • Minimum Numberof Bedrooms: 4
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Bathroom: Full on Ground Floor, Showers over Tubs - 2+, Skylight, Tile
  • Fireplace: Yes

Exterior Features

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • View: Garden / Greenbelt, Mountains, Neighborhood
  • Yard/Grounds: Back Yard, Balcony / Patio, Deck, Fenced, Storage Shed / Structure
  • Fencing: Fenced Back
  • Construction Type: Wood Frame

Garage/Parking

  • Garage Spaces: 1
  • Parking Spaces: 5
  • Garage Max: 1
  • Garage Min: 1
  • Garage Parking Features: Attached Garage, Off-Street Parking, On Street, Parking Area

Utilities

  • Heating System: Forced Air, Stove - Wood
  • Sewer/Septic System: Sewer - Public

Association/Amenities

  • Amenities Miscellaneous: High Ceiling, Open Beam Ceiling, Walk-in Closet

Schools

  • School District: Santa Cruz City High
  • Elementary School: Westlake Elementary
  • Middle School: Mission Hill
  • High School: Santa Cruz High
  • High School: 852
  • Elementary School: 847
  • Middle School: 37458

Lot Info

  • Lot Description: Grade - Level, Grade - Varies
  • Parcel Number: 001-091-19-000
  • Lot Acres: 0.2940
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 12807.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 12807.00

Multi Family

  • Utilities: Public Utilities

MLS Schools

  • High School District Text: Santa Cruz City High
  • Elementary School Text: Westlake Elementary
  • High School Text: Santa Cruz High
  • Middle School Text: Mission Hill

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 21, 2025
Closed on
Apr 10, 2025
Sold by
Margaret A Gibson Trust and Gibson Margaret A
Bought by
Cosgrove Jon and Cosgrove Megan
Seller's Agent
Kathleen Manning
Sotheby’s International Realty
Buyer's Agent
ShopProp Realty
ShopProp, Inc
List Price
$2,359,000
Sold Price
$2,400,000
Premium/Discount to List
$41,000
1.74%
Views
55
Current Estimated Value
$2,314,269

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$85,731
Avg. Annual Appreciation
-10.68%
Original Mortgage
$900,000
Outstanding Balance
$897,607
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$1,411,987

Purchase Details

Closed on
Oct 22, 2021
Sold by
Gibson Margaret A
Bought by
Gibson Margaret A and Margaret A Gibson Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$324,700
Interest Rate
2.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 11, 2012
Sold by
Gibson Margaret A
Bought by
Gibson Margaret A and Margaret A Gibson Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
3.35%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 3, 2011
Sold by
Gibson Margaret A
Bought by
Gibson Margaret A and Margaret A Gibson Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$407,000
Interest Rate
3.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 23, 2011
Sold by
Gibson Margaret A
Bought by
Gibson Margaret A and Margaret A Gibson Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$410,000
Interest Rate
4.67%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 22, 2009
Sold by
Gibson Margaret A
Bought by
Gibson Margaret A and Margaret A Gibson Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
5.31%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 21, 2009
Sold by
Gibson Margaret A and Margaret A Gibson Trust
Bought by
Gibson Margaret A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
5.31%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 18, 2000
Sold by
Gibson Margaret A
Bought by
Gibson Margaret A and The Margaret A Gibson Trust

Purchase Details

Closed on
Jul 22, 1996
Sold by
Gibson Margaret A
Bought by
Gibson Margaret A

Purchase Details

Closed on
Apr 22, 1994
Sold by
Kratzenstein Barbara
Bought by
Gibson Margaret A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,000
Interest Rate
7.79%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $2,400,000 Old Republic Title Company
Interfamily Deed Transfer -- Stewart Title Of Ca Inc
Interfamily Deed Transfer -- Stewart Title Of Ca Inc
Interfamily Deed Transfer -- First American Title Company
Interfamily Deed Transfer -- First American Title Company
Interfamily Deed Transfer -- First American Title Company
Interfamily Deed Transfer -- First American Title Company
Interfamily Deed Transfer -- First American Title Company
Interfamily Deed Transfer -- First American Title Company
Interfamily Deed Transfer -- First American Title Company
Interfamily Deed Transfer -- First American Title Company
Interfamily Deed Transfer -- First American
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Grant Deed $300,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $900,000 New Conventional
Previous Owner $324,700 New Conventional
Previous Owner $400,000 New Conventional
Previous Owner $407,000 New Conventional
Previous Owner $410,000 New Conventional
Previous Owner $146,900 Credit Line Revolving
Previous Owner $417,000 New Conventional
Previous Owner $103,000 Fannie Mae Freddie Mac
Previous Owner $150,000 Credit Line Revolving
Previous Owner $100,000 Credit Line Revolving
Previous Owner $25,586 Unknown
Previous Owner $198,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/18/2025 04/18/25 Sold $2,400,000 +1.7% $976 / Sq Ft
03/06/2025 03/06/25 Pending -- -- --
02/21/2025 02/21/25 For Sale $2,359,000 -- $959 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,982 $549,747 $271,957 $277,790
2023 $5,831 $528,399 $261,396 $267,003
2022 $5,762 $518,038 $256,271 $261,767
2021 $5,638 $507,881 $251,246 $256,635
2020 $5,592 $502,673 $248,670 $254,003
2019 $5,476 $492,817 $243,794 $249,023
2018 $5,410 $483,153 $239,013 $244,140
2017 $5,338 $473,681 $234,328 $239,353
2016 $5,033 $464,393 $229,733 $234,660
2015 $4,937 $457,417 $226,282 $231,135
2014 $4,851 $448,456 $221,849 $226,607
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLSListings

MLS Number: ML81995016

MLSListings

APN: 001-091-19-000