248 Cardinal Ln White Stone, VA 22578
Estimated payment $5,003/month
About This Home
Step back in time with this Queen Anne Victorian Farmhouse, built in 1870 and lovingly updated to blend the elegance of yesteryear with the conveniences of today. Nestled on Tabbs Creek, just off the Chesapeake Bay, this waterfront treasure offers the perfect balance of history, character, and modern comfort. The home features 4 bedrooms and 3 full baths, along with a layout that flows gracefully for everyday living and entertaining. Inside, you’ll find hardwood floors, intricate millwork, and a beautifully renovated kitchen, as well as fresh interior paint and numerous recent upgrades. Enjoy the outdoors with a private pier in excellent condition, offering 5–6’ MLW and a boat lift, ideal for boating, fishing, or crabbing. When not on the water, relax by the in-ground waterfront pool, framed by over 2 acres of mature grounds. Key updates include a new kitchen, new pool liner, new pavers, multiple new HVAC units, and more (see feature sheet for full list). The slate roof was updated in 2014, with architectural additions marking the home’s evolution: a two-story front wing added in 1912 and a rear addition completed in 1990. Located just minutes from White Stone, Irvington, and Kilmarnock, this property offers easy access to boutique shopping, dining, and community amenities, all while preserving its rich history and timeless waterfront setting. This is more than a house—it’s a piece of Northern Neck history waiting for its next chapter.
Listing Agent
David Dew
IsaBell K. Horsley Real Estate License #0225069398 Listed on: 09/05/2025
Co-Listing Agent
Katie Dew
IsaBell K. Horsley Real Estate License #0225078297
Map
Home Details
Home Type
Single Family
Est. Annual Taxes
$3,545
Year Built
1870
Lot Details
0
Listing Details
- Property Sub Type: Single Family Residence
- Property Type: Residential
- Water Body Name: Tabbs Creek
- Co List Office Mls Id: cbra.446
- Co List Office Phone: (804) 435-2644
- Co List Office Mls Id: cbra.446
- Ownership: Individuals
- Subdivision Name: None
- Directions: From White Stone, Right on Ocran Road. Right at the Sign-248 Cardinal Lane.
- Above Grade Finished Sq Ft: 2840.0
- Property Attached Yn: No
- Year Built Details: Actual
- Special Features: None
- Year Built: 1870
Interior Features
- Appliances: Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Disposal, Microwave, Range, Refrigerator, Range Hood, Stove, Washer
- Other Equipment: Generator
- Full Bathrooms: 3
- Total Bedrooms: 4
- Total Bedrooms: 10
- Stories: 2
- Stories: 2
- Window Features: Screens, Thermal Windows
Exterior Features
- Topography: Level
- Disclosures: Disclosure on File
- Construction Type: Drywall, Frame, Wood Siding
- Patio And Porch Features: Screened, Porch
- Property Condition: Resale
- Roof: Slate
Garage/Parking
- Parking Features: Circular Driveway
Utilities
- Laundry Features: Washer Hookup, Dryer Hookup
- Cooling: Heat Pump
- Heating Yn: Yes
- Sewer: Septic Tank
- Water Source: Well
Schools
- Elementary School: Lancaster
- High School: Lancaster
- Middle Or Junior School: Lancaster
Lot Info
- Zoning Description: R1
Tax Info
- Tax Annual Amount: 3544.75
- Tax Lot: 2 Acres
- Tax Year: 2024
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,545 | $644,500 | $224,500 | $420,000 |
| 2023 | $2,660 | $422,300 | $204,500 | $217,800 |
| 2022 | $2,660 | $422,300 | $204,500 | $217,800 |
| 2021 | $2,660 | $422,300 | $204,500 | $217,800 |
| 2020 | $2,660 | $422,300 | $204,500 | $217,800 |
| 2019 | $2,629 | $417,300 | $204,500 | $212,800 |
| 2018 | $2,360 | $400,000 | $206,500 | $193,500 |
| 2017 | $2,360 | $400,000 | $206,500 | $193,500 |
| 2016 | -- | $400,000 | $206,500 | $193,500 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $0 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/29/2025 09/29/25 | Pending | -- | -- | -- |
| 09/05/2025 09/05/25 | For Sale | $895,000 | -- | $315 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $495,000 | Lawyers Title/Mid Peninsula |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $396,000 | New Conventional |
Source: Chesapeake Bay & Rivers Association of REALTORS®
MLS Number: 2524601
APN: 35-53P
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