$895,000
PENDING

248 Cardinal Ln White Stone, VA 22578

Estimated payment $5,003/month

Total Views 375
4 Beds
3 Baths
2,840 Sq Ft
$315 Price per Sq Ft

About This Home

Step back in time with this Queen Anne Victorian Farmhouse, built in 1870 and lovingly updated to blend the elegance of yesteryear with the conveniences of today. Nestled on Tabbs Creek, just off the Chesapeake Bay, this waterfront treasure offers the perfect balance of history, character, and modern comfort. The home features 4 bedrooms and 3 full baths, along with a layout that flows gracefully for everyday living and entertaining. Inside, you’ll find hardwood floors, intricate millwork, and a beautifully renovated kitchen, as well as fresh interior paint and numerous recent upgrades. Enjoy the outdoors with a private pier in excellent condition, offering 5–6’ MLW and a boat lift, ideal for boating, fishing, or crabbing. When not on the water, relax by the in-ground waterfront pool, framed by over 2 acres of mature grounds. Key updates include a new kitchen, new pool liner, new pavers, multiple new HVAC units, and more (see feature sheet for full list). The slate roof was updated in 2014, with architectural additions marking the home’s evolution: a two-story front wing added in 1912 and a rear addition completed in 1990. Located just minutes from White Stone, Irvington, and Kilmarnock, this property offers easy access to boutique shopping, dining, and community amenities, all while preserving its rich history and timeless waterfront setting. This is more than a house—it’s a piece of Northern Neck history waiting for its next chapter.

Listing Agent

David Dew

IsaBell K. Horsley Real Estate License #0225069398 Listed on: 09/05/2025

Co-Listing Agent

Katie Dew

IsaBell K. Horsley Real Estate License #0225078297

Map

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,545

Year Built

1870

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Water Body Name: Tabbs Creek
  • Co List Office Mls Id: cbra.446
  • Co List Office Phone: (804) 435-2644
  • Co List Office Mls Id: cbra.446
  • Ownership: Individuals
  • Subdivision Name: None
  • Directions: From White Stone, Right on Ocran Road. Right at the Sign-248 Cardinal Lane.
  • Above Grade Finished Sq Ft: 2840.0
  • Property Attached Yn: No
  • Year Built Details: Actual
  • Special Features: None
  • Year Built: 1870

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Disposal, Microwave, Range, Refrigerator, Range Hood, Stove, Washer
  • Other Equipment: Generator
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Total Bedrooms: 10
  • Stories: 2
  • Stories: 2
  • Window Features: Screens, Thermal Windows

Exterior Features

  • Topography: Level
  • Disclosures: Disclosure on File
  • Construction Type: Drywall, Frame, Wood Siding
  • Patio And Porch Features: Screened, Porch
  • Property Condition: Resale
  • Roof: Slate

Garage/Parking

  • Parking Features: Circular Driveway

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling: Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well

Schools

  • Elementary School: Lancaster
  • High School: Lancaster
  • Middle Or Junior School: Lancaster

Lot Info

  • Zoning Description: R1

Tax Info

  • Tax Annual Amount: 3544.75
  • Tax Lot: 2 Acres
  • Tax Year: 2024

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,545 $644,500 $224,500 $420,000
2023 $2,660 $422,300 $204,500 $217,800
2022 $2,660 $422,300 $204,500 $217,800
2021 $2,660 $422,300 $204,500 $217,800
2020 $2,660 $422,300 $204,500 $217,800
2019 $2,629 $417,300 $204,500 $212,800
2018 $2,360 $400,000 $206,500 $193,500
2017 $2,360 $400,000 $206,500 $193,500
2016 -- $400,000 $206,500 $193,500
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/29/2025 09/29/25 Pending -- -- --
09/05/2025 09/05/25 For Sale $895,000 -- $315 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $495,000 Lawyers Title/Mid Peninsula
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $396,000 New Conventional
Source: Public Records

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2524601

APN: 35-53P