$390,000
SOLD MAR 21, 2014 RENTED JUL 23, 2025

248 Montana Del Lago Dr Rancho Santa Margarita, CA 92688

2 Beds
2.5 Baths
1,473 Sq Ft
$324/mo HOA Fee

Recently Sold

$265 Per Sq Ft

5% Below List Price

98 Days on Market

Highlights

  • Boat Dock
  • In Ground Pool
  • Clubhouse
  • Trabuco Mesa Elementary School Rated A
  • No Units Above
  • 4-minute walk to Rancho Santa Margarita Lake Park

About This Home

As of June 2025

GREAT LOCATION, ideally situated near RSM's Lake & Beach Club, shopping, restaurants and schools! Community amenities abound with swimming pools & spas, RSM Beach Club, nearby Tijeras Creek Golf Course and hiking and biking trails. Spacious 2 bedroom home, each with ensuite full baths. Powder room located on main living level. Cozy condo with no one above and no one below! Large Kitchen offers eat in nook and neutral flooring. Freshly painted, light & bright home offers Open Floor plan with fireplace visible from living & dining rooms. Attached 2 car tandem garage.

Last Agent to Sell the Property

Kelly Mortensen

Compass License #01932784 Listed on: 11/08/2013

Compass

Co-Listed By

Susan McDonnell

Surterre Properties Inc License #01759380

Last Buyer's Agent

Piere Pirnejad

Maxim Realty Group License #01449754

Maxim Realty Group

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,373

Year Built

  • Built in 1992

Lot Details

  • No Units Above
  • No Units Located Below
  • Two or More Common Walls

HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Parking Available
  • Rear-Facing Garage

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Fire Rated Drywall
  • Spanish Tile Roof
  • Wood Siding
  • Stucco

Interior Spaces

  • 1,473 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Custom Window Coverings
  • Living Room with Fireplace
  • Combination Dining and Living Room

Kitchen

  • Breakfast Area or Nook
  • Gas Oven
  • Gas Range
  • Water Line To Refrigerator
  • Ceramic Countertops

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • All Upper Level Bedrooms

Laundry

  • Laundry Room
  • Laundry in Garage
  • Gas Dryer Hookup

Home Security

Accessible Home Design

  • Low Pile Carpeting

Pool

  • In Ground Pool
  • In Ground Spa
  • Fence Around Pool

Outdoor Features

  • Patio
  • Exterior Lighting
  • Front Porch

Location

  • Property is near a park
  • Suburban Location

Utilities

  • Central Heating and Cooling System
  • Gas Water Heater
  • Sewer Paid

Listing and Financial Details

  • Tax Lot 4
  • Tax Tract Number 13666
  • Assessor Parcel Number 93083031

Community Details

Overview

  • 200 Units
  • Pcm Association, Phone Number (949) 465-2416
  • Samlarc Association, Phone Number (949) 709-0010
  • Greenbelt

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Clubhouse
  • Recreation Room

Recreation

  • Boat Dock
  • Sport Court
  • Community Playground
  • Community Pool
  • Community Spa
  • Hiking Trails
  • Bike Trail

Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,373

Year Built

Built in 1992

Lot Details

0

HOA Fees

$324 per month

Parking

2

Listing Details

  • Assessments: Yes
  • Property Attached: Yes
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Subdivision Name Other: Montana Del Lago (MDL)
  • View: No
  • Architectural Style: Traditional
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 93083031
  • Year Built: 1992
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1473.00
  • Interior Amenities: Cathedral Ceiling(s), Ceramic Counters, Ceiling Fan(s), Recessed Lighting, Tile Counters
  • Stories: 2
  • Common Walls: 2+ Common Walls, No One Above, No One Below
  • Flooring: Carpet, Tile, Vinyl
  • Accessibility Features: Low Pile Carpeting
  • Appliances: Yes
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Eating Area: Breakfast Nook, In Living Room
  • Entry Level: 1
  • Fireplace Features: Living Room
  • Levels: Two
  • Price Per Square Foot: 264.77
  • Room Type: All Bedrooms Up
  • Spa Features: Association, In Ground
  • Window Features: Custom Covering, Drapes

Exterior Features

  • Patio: Yes
  • Foundation: Slab
  • Patio And Porch Features: Concrete, Front Porch, Patio, Slab
  • Pool Features: Association, Community, Fenced, In Ground
  • Pool Private: Yes
  • Roof: Spanish Tile
  • Spa: Yes
  • Construction Materials: Drywall Walls, Stucco, Wood Siding

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Number Remotes: 1
  • Parking: Yes
  • Parking Features: Direct Garage Access, Garage, Garage Faces Rear
  • Total Parking Spaces: 2.00

Utilities

  • Utilities: Sewer Connected, Sewer Available
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Gas Oven, Gas Range, Gas Water Heater, Water Line to Refrigerator
  • Heating Type: Central
  • Laundry Features: Gas Dryer Hookup, In Garage
  • Sewer: Sewer Paid
  • Water Source: Public
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Association: Samlarc
  • Amenities: Barbecue, Biking Trails, Clubhouse, Dock, Hiking Trails, Picnic Area, Playground, Pool, Recreation Room, Spa/Hot Tub, Sport Court
  • Association Fee: 269.00
  • Association #2 Fee: 55.00
  • Association #2 Fee Frequency: Monthly
  • Association Fee Frequency: Monthly
  • Association Name: PCM
  • Phone: 949-465-2416
  • Association Phone #2: 949-709-0010
  • Senior Community: No
  • Community Features: Sidewalks, Street Lights, Suburban

Schools

  • School District: Saddleback Valley Unified

Lot Info

  • Lot Features: Greenbelt, Park Nearby
  • Lot Size Sq Ft: 1000.00
  • Lot Size Acres: 0.0230

Multi Family

  • Lease Considered: No
  • Lot Size Area: 1000.0000 Square Feet
  • Number Of Units In Community: 200
  • Number Of Units Total: 200

Tax Info

  • Tax Lot: 4
  • Tax Tract Number: 13666

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 24, 2021
Closed on
Apr 14, 2021
Sold by
Wilson Ryan David and Wilson Jessica Joyce
Bought by
Kaye Alexander
Seller's Agent
Nazik Tatavoosian
HomeSmart, Evergreen Realty
Buyer's Agent
Max Lindenberger
HomeSmart, Evergreen Realty
List Price
$565,000
Sold Price
$574,000
Premium/Discount to List
$9,000
1.59%
Current Estimated Value
$723,656

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$149,656
Avg. Annual Appreciation
5.70%
Original Mortgage
$459,200
Outstanding Balance
$417,915
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$305,741

Purchase Details

Listed on
Jan 3, 2019
Closed on
Mar 22, 2019
Sold by
Cooper Matthew and Salleh Annisa
Bought by
Wilson Ryan David and Wilson Jessica Joyce
Seller's Agent
Teagan Prukop
HomeSmart, Evergreen Realty
Buyer's Agent
Nazik Tatavoosian
HomeSmart, Evergreen Realty
List Price
$479,500
Sold Price
$467,000
Premium/Discount to List
-$12,500
-2.61%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.32%
Original Mortgage
$350,250
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 31, 2015
Sold by
Cooper Matthew
Bought by
Cooper Matthew and Salleh Annisa

Purchase Details

Listed on
Nov 8, 2013
Closed on
Mar 5, 2014
Sold by
Vidovich Joel L and Malone Vidovich Reni
Bought by
Cooper Matthew
Seller's Agent
Kelly Mortensen
Compass
Buyer's Agent
Piere Pirnejad
Maxim Realty Group
List Price
$409,900
Sold Price
$390,000
Premium/Discount to List
-$19,900
-4.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.60%
Original Mortgage
$351,000
Interest Rate
4.18%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 25, 2008
Sold by
Vidovich Joel L and Malone Vidovich Reni
Bought by
Vidovich Joel L and Malone Vidovich Reni

Purchase Details

Closed on
Sep 29, 2006
Sold by
Ortiz Augusto and Ortiz Genevieve Suzanne
Bought by
Vidovich Joel and Vidovich Reni Malone

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$303,000
Interest Rate
6%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 3, 2002
Sold by
Pinner Maurice and Pinner Annette
Bought by
Ortiz Augusto and Ortiz Genevieve Suzanne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,000
Interest Rate
6.12%
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $574,000 Lawyers Title Company
Grant Deed $467,000 Fidelity National Title
Interfamily Deed Transfer -- None Available
Grant Deed $390,000 Ticor Title Orange
Interfamily Deed Transfer -- None Available
Grant Deed $435,000 Equity Title Company
Grant Deed $270,000 American Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $459,200 New Conventional
Previous Owner $350,000 New Conventional
Previous Owner $346,341 New Conventional
Previous Owner $350,250 New Conventional
Previous Owner $351,000 New Conventional
Previous Owner $309,500 Unknown
Previous Owner $303,000 New Conventional
Previous Owner $289,500 Unknown
Previous Owner $247,000 Unknown
Previous Owner $243,000 No Value Available
Previous Owner $213,300 Unknown
Previous Owner $37,500 Stand Alone Second
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/23/2025 07/23/25 Rented $3,500 -6.7% --
07/01/2025 07/01/25 For Rent $3,750 0.0% --
06/16/2025 06/16/25 Sold $714,995 0.0% $547 / Sq Ft
04/27/2025 04/27/25 Price Changed $714,995 -3.4% $547 / Sq Ft
03/25/2025 03/25/25 Price Changed $739,995 -1.3% $567 / Sq Ft
03/06/2025 03/06/25 For Sale $749,995 +4.9% $574 / Sq Ft
02/27/2025 02/27/25 Off Market $714,995 -- --
02/05/2025 02/05/25 For Sale $749,995 +30.7% $574 / Sq Ft
05/20/2021 05/20/21 Sold $574,000 +1.6% $399 / Sq Ft
04/10/2021 04/10/21 Pending -- -- --
04/06/2021 04/06/21 For Sale $565,000 -1.6% $393 / Sq Ft
04/05/2021 04/05/21 Off Market $574,000 -- --
04/03/2021 04/03/21 For Sale $565,000 -1.6% $393 / Sq Ft
04/02/2021 04/02/21 Off Market $574,000 -- --
03/24/2021 03/24/21 For Sale $565,000 +21.0% $393 / Sq Ft
04/16/2019 04/16/19 Sold $467,000 -0.6% $325 / Sq Ft
02/22/2019 02/22/19 Price Changed $469,900 -2.0% $327 / Sq Ft
01/03/2019 01/03/19 For Sale $479,500 +22.9% $333 / Sq Ft
03/21/2014 03/21/14 Sold $390,000 +0.1% $265 / Sq Ft
02/14/2014 02/14/14 Pending -- -- --
12/27/2013 12/27/13 Price Changed $389,500 -2.6% $264 / Sq Ft
11/27/2013 11/27/13 Price Changed $399,950 -2.4% $272 / Sq Ft
11/08/2013 11/08/13 For Sale $409,900 -- $278 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,373 $609,132 $450,616 $158,516
2023 $6,228 $597,189 $441,781 $155,408
2022 $6,124 $585,480 $433,119 $152,361
2021 $4,596 $481,274 $326,895 $154,379
2020 $4,923 $476,340 $323,543 $152,797
2019 $5,053 $428,576 $273,355 $155,221
2018 $4,978 $420,173 $267,995 $152,178
2017 $5,029 $411,935 $262,740 $149,195
2016 $5,223 $403,858 $257,588 $146,270
2015 $5,312 $397,792 $253,719 $144,073
2014 -- $377,175 $193,999 $183,176
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: OC13227735

California Regional Multiple Listing Service (CRMLS)

APN: 930-830-31