$420,600
SOLD JUL 24, 2025

248 Ridge Rd Mount Sterling, KY 40353

4 Beds
3 Baths
3,167 Sq Ft
0.69 Acres

Recently Sold

$133 Per Sq Ft

1% Above List Price

3 Days on Market

Highlights

  • View of Trees or Woods
  • Deck
  • Great Room with Fireplace
  • 0.69 Acre Lot
  • Ranch Style House
  • Home Office

About This Home

As of July 2025

Welcome To Quiet, Peaceful Living! This Newly Renovated Brick Ranch Home, On A Finished Basement, Offers 3,167 Sq Ft of Living Space & Is Situated Perfectly In The Cul-De-Sac of North Ridge Estates! Just Minutes From 1-64, This Charming, Open Floor Concept, Offers 4 Bedrooms, 3 Full Baths, Kitchen/ Living/ Dining Combo, Separate Office, Inviting Sunroom, Large Family Room In Basement, Separate Laundry & Attached Garage. The Primary Bath Boasts A Sanctuary With Double Vanities & Tiled, Walk In Shower, All New Lighting And Fixtures, Gorgeous Guest Bath, & The Chef's Kitchen Is Equipped With Granite Countertops, All New Matching Black Stainless Appliances, Ample White Cabinetry & Spacious Island! Enjoy Sitting On Your Covered Front Porch Or The Freshly Painted Back Deck, That Provides An Amazing View All Year Round! And A Breathtaking Sunrise In The Fall/ Winter Months, Which Is One Of The Best Aspects Of This Home! You Will Love The Cozy Gas Fireplaces And Numerous Updates! Some Items Include, New HVAC, New Mini Split, New Gutters & Downspouts, Fresh Exterior Paint, New Carpet & Flooring, New Shower Door, All New Landscaping, Finished Basement & Updated Bath! Call Today!!

Last Agent to Sell the Property

Melissa Brown

Keller Williams Legacy Group License #242851 Listed on: 06/19/2025

Keller Williams Legacy Group

Last Buyer's Agent

Courtney Mangold

The Agency License #223615

The Agency

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1981

Lot Details

  • 0.69 Acre Lot

Property Views

  • Woods
  • Farm
  • Neighborhood

Home Design

  • Ranch Style House
  • Brick Veneer
  • Block Foundation
  • Shingle Roof
  • Composition Roof

Interior Spaces

  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Blinds
  • Insulated Doors
  • Entrance Foyer
  • Great Room with Fireplace
  • Family Room
  • Dining Room
  • Home Office
  • Utility Room
  • Washer and Electric Dryer Hookup
  • Pull Down Stairs to Attic

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • In-Law or Guest Suite
  • 3 Full Bathrooms

Finished Basement

  • Walk-Out Basement
  • Fireplace in Basement

Parking

  • Attached Garage
  • Basement Garage
  • Rear-Facing Garage
  • Driveway

Outdoor Features

  • Deck
  • Porch

Schools

  • Northview Elementary School
  • Mcnabb Middle School
  • Montgomery Co High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Propane
  • Electric Water Heater
  • Septic Tank

Community Details

  • North Ridge Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 022-50-02-019.00

Home Details

Home Type

Single Family

Year Built

Built in 1981

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 1981
  • Above Grade Finished Sq Ft: 2074.0
  • Levels: One
  • New Construction: No
  • Structure Type:House: Yes
  • View:Neighborhood: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile2: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Architectural Style:Ranch: Yes
  • Foundation Details:Block3: Yes
  • Appliances Refrigerators: Yes
  • Roof:Composition: Yes
  • Roof:Shingle: Yes
  • Percent Basement Finished: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Primary Downstairs
  • Flooring: Carpet, Tile, Vinyl
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Finished, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1093.0
  • Fireplace Features: Basement, Gas Log, Great Room
  • Fireplace: Yes
  • LivingArea: 3167.0
  • Lot Size Area: 0.69
  • Window Features: Blinds, Insulated Windows
  • Fireplace Features:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:In-Law Floorplan: Yes
  • Basement:Walk-Out Access: Yes

Exterior Features

  • Roof: Composition, Shingle
  • Construction Materials: Brick Veneer
  • Foundation Details: Block
  • List Price: 417900.0
  • Patio And Porch Features: Deck, Porch
  • View: Farm, Neighborhood, Trees/Woods
  • View YN: Yes
  • Waterfront: No
  • Construction Materials:Brick Veneer: Yes
  • Window Features:Blinds: Yes
  • Window Features:Insulated Windows: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: Yes
  • Parking Features: Attached Garage, Basement, Driveway, Garage Faces Rear
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Electric, Heat Pump
  • Cooling: Electric
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Electricity Connected, Propane Connected, Water Connected
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes

Schools

  • Elementary School: Northview
  • High School: Montgomery Co
  • Middle or Junior School: McNabb

Lot Info

  • Lot Size Acres: 0.69
  • Lot Size Sq Ft: 30056.0
  • Parcel Number: 022-50-02-019.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 19, 2025
Closed on
Jul 24, 2025
Sold by
Brown Melissa K
Bought by
Phelps James C and Phelps Sara A
Seller's Agent
Melissa Brown
Keller Williams Legacy Group
Buyer's Agent
Courtney Mangold
The Agency
List Price
$417,900
Sold Price
$420,600
Premium/Discount to List
$2,700
0.65%
Views
15
Current Estimated Value
$419,473

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,127
Avg. Annual Appreciation
-6.71%
Original Mortgage
$325,600
Outstanding Balance
$321,455
Interest Rate
0.58%
Mortgage Type
Construction
Estimated Equity
$84,506

Purchase Details

Closed on
Oct 12, 2023
Sold by
Brown Melissa
Bought by
Brown Melissa

Purchase Details

Closed on
Sep 1, 1992
Bought by
King Lynn Ann
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $420,600 Attorney Only
Deed $240,000 Attorney Only
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $325,600 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/24/2025 07/24/25 Sold $420,600 +0.6% $133 / Sq Ft
06/22/2025 06/22/25 Pending -- -- --
06/19/2025 06/19/25 For Sale $417,900 +14.5% $132 / Sq Ft
09/20/2022 09/20/22 Sold $365,000 0.0% $122 / Sq Ft View Prior Sale
09/20/2022 09/20/22 Pending -- -- --
09/20/2022 09/20/22 For Sale $365,000 +17.4% $122 / Sq Ft
07/16/2021 07/16/21 Sold $311,003 +6.5% $104 / Sq Ft View Prior Sale
06/03/2021 06/03/21 Pending -- -- --
06/01/2021 06/01/21 For Sale $292,000 -- $98 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,971 $365,000 $0 $0
2024 $3,989 $365,000 $0 $0
2023 $3,927 $365,000 $0 $0
2022 $3,343 $311,000 $0 $0
2021 $1,250 $156,000 $0 $0
2020 $1,694 $156,000 $0 $0
2019 $1,705 $156,000 $0 $0
2018 -- $156,000 $20,000 $136,000
2017 -- $156,000 $20,000 $136,000
2016 -- $156,000 $20,000 $136,000
2015 -- $156,000 $20,000 $136,000
2014 -- $156,000 $20,000 $136,000
2012 -- $156,000 $20,000 $136,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25013089

ImagineMLS (Bluegrass REALTORS®)

APN: 022-50-02-019.00