$368,440
SOLD MAY 22, 2026

2485 Settlers Trail Unit 9 Saint Cloud, FL 34772

Canoe Creek Neighborhood
3 Beds
2 Baths
1,955 Sq Ft
8,625 Sq Ft Lot

Sale Details

Date Sold: May 22, 2026

$188 Per Sq Ft

2% Below List Price

41 Days on Market

Highlights

  • Canal View
  • Soaking Tub
  • Laundry closet
  • 2 Car Attached Garage
  • Living Room
  • Tile Flooring

About This Home

As of May 2026

Welcome to this spacious and well-maintained single-family home in the desirable Settlers Trail community of St. Cloud! This lovely residence offers 3 bedrooms and 2 full bathrooms — perfect for comfortable everyday living and entertaining guests. NEW ROOF 2025.
The home features tile flooring throughout, a functional split floor plan, and an attached garage. The primary suite is privately located on one side of the home, while the additional bedrooms are situated on the opposite side for added privacy. The primary bedroom includes dual walk-in closets and an en-suite bathroom with a garden tub and separate shower.
Step outside to enjoy the screened and covered patio, ideal for relaxing and enjoying Florida’s beautiful weather year-round.
Located in a community with an affordable monthly HOA, this property offers convenient access to nearby schools, parks, shopping, and dining, along with easy commuting via major roadways.
Don’t miss this wonderful opportunity!

Last Agent to Sell the Property

Mark Ramey

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3026741 Listed on: 02/26/2026

EXP REALTY LLC

Last Buyer's Agent

Neerupa Sahai

PREFERRED REAL ESTATE BROKERS License #3577994

PREFERRED REAL ESTATE BROKERS

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,633

Year Built

  • Built in 2004

Lot Details

  • 8,625 Sq Ft Lot
  • Lot Dimensions are 75x115
  • Southwest Facing Home
  • Property is zoned SR1B

HOA Fees

  • $27 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Entry on the 1st floor
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,955 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Tile Flooring
  • Canal Views

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry closet
  • Dryer
  • Washer

Schools

  • St Cloud Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Community Details

  • Leland Managment/Kaitlin Marshall Association, Phone Number (407) 781-1188
  • Visit Association Website
  • Canoe Creek Lakes Unit 9 Subdivision
  • The community has rules related to deed restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,633

Year Built

Built in 2004

Lot Details

8,625 Sq Ft Lot

HOA Fees

$27 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1955
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 2004
  • Building Area Total: 2610
  • Lot Size Sq Ft: 8625
  • Status: Sold
  • Ownership: Fee Simple
  • Entry Level: 1
  • Building Area Total Srch Sq M: 242.48
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Major BLVD, suite 600
  • Floor Number: 1
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 188.46
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Amenities Additional Fees: To ensure accuracy, both the buyer and buyer agent must confirm all details.
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 888-883-8509
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s)
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Living Area Meters: 181.63

Exterior Features

  • Direction Faces: Southwest
  • Exterior Features: Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0260G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Closet
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Sidewalks
  • Association Fee: 329
  • Association Fee Frequency: Annually
  • Association Name: Leland Managment/Kaitlin Marshall
  • Phone: (407) 781-1188
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: To ensure accuracy, both the buyer and buyer agent must confirm all details.
  • Association Fee Requirement: Required
  • Association Email: kmarshall@lelandmanagment.com
  • Association URL: https://lelandmgt.com

Fee Information

  • Total Annual Fees: 329.00
  • Total Monthly Fees: 27.42
  • Monthly HOA Amount: 27.42

Schools

  • Elementary School: St Cloud Elem
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR1B
  • Parcel Number: 16-26-30-0593-0001-2530
  • Additional Parcels: No
  • Lot Dimensions: 75x115
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: To ensure accuracy, both the buyer and buyer agent must confirm all details.

Tax Info

  • Tax Annual Amount: 1632.79
  • Tax Block: 1
  • Tax Book Number: 15-99
  • Tax Lot: 253

Multi Family

  • Approval Process: To ensure accuracy, both the buyer and buyer agent must confirm all details.

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 26, 2026
Closed on
May 22, 2026
Sold by
Bought by
Seller's Agent
Mark Ramey
EXP REALTY LLC
Buyer's Agent
Neerupa Sahai
PREFERRED REAL ESTATE BROKERS
List Price
$375,000
Sold Price
$368,440
Premium/Discount to List
-$6,560
-1.75%
Views
44

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.12%
Original Mortgage
$294,752
Outstanding Balance
$294,479
Interest Rate
6.37%
Mortgage Type
New Conventional
Estimated Equity
$70,874

Purchase Details

Closed on
Apr 23, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,000
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 18, 2020
Sold by
Bought by

Purchase Details

Closed on
Mar 12, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,748
Interest Rate
5.72%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Canoe Creek, FL

See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $368,500 Apex Title
Interfamily Deed Transfer -- Aloma Title Company
Divorce Dissolution Of Marriage Transfer -- Accommodation
Warranty Deed $40,000 Stewart Approved Title Inc
Warranty Deed $163,500 Stewart Approved Title Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $294,752 New Conventional
Closed $101,000 New Conventional
Previous Owner $130,748 Purchase Money Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/22/2026 05/22/26 Sold $368,440 +5.3% $188 / Sq Ft
04/08/2026 04/08/26 Pending -- -- --
03/28/2026 03/28/26 Price Changed $350,000 -6.7% $179 / Sq Ft
02/26/2026 02/26/26 For Sale $375,000 -- $192 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,633 $134,097
2024 $1,520 $130,318
2023 $1,520 $126,523 $0 $0
2022 $1,455 $122,838 $0 $0
2021 $1,428 $119,261 $0 $0
2020 $1,410 $117,615 $0 $0
2019 $1,383 $114,971 $0 $0
2018 $1,358 $112,828 $0 $0
2017 $1,345 $110,508 $0 $0
2016 $1,315 $108,236 $0 $0
2015 $1,332 $107,484 $0 $0
2014 $1,324 $106,631 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: O6377763

Stellar MLS

APN: 16-26-30-0593-0001-2530

Your Personal Tour Guide

Ask me questions while you tour the home.