$380,000
PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

Estimated payment $2,975/month

Total Views 931
3 Beds
2 Baths
1,895 Sq Ft
$201 Price per Sq Ft

Highlights

  • Open Floorplan
  • Florida Architecture
  • Stone Countertops
  • Fruit Trees
  • Cathedral Ceiling
  • Mature Landscaping

About This Home

Welcome home to 3922 Cedar Hammock Trail, nestled in the lovely Stevens Plantation community. From the moment you arrive, you will appreciate the home's inviting curb appeal, highlighted by mature landscaping, a welcoming entry, and a side-facing garage that creates an attractive streetscape while providing an extended driveway for additional parking. Inside, a bright and spacious open floor plan is filled with natural light and offers flexible living spaces designed for both everyday comfort and entertaining. The expansive living area seamlessly connects to the formal dining space and well-appointed kitchen, creating the perfect gathering place for family and friends. The kitchen features 42-inch cherry cabinetry, granite countertops, stainless steel appliances, a breakfast bar ideal for casual conversations while meals are being prepared, and a separate breakfast nook. French doors from the nook lead to the large, fully fenced backyard, offering plenty of room for outdoor entertaining, pets, play, or future garden projects. The thoughtfully designed split-bedroom floor plan provides privacy for everyone. Two generously sized secondary bedrooms and a full hall bathroom are located just off the entry, while the private primary suite overlooks the backyard through large windows and features a spacious en-suite bathroom and a walk-in closet. Additional conveniences include an indoor laundry room located just off the garage, creating the perfect drop zone for bags, shoes, and everyday essentials as you enter the home. Offered as-is for the seller's convenience, this home combines major system updates with the opportunity to add your own finishing touches. With a new roof (2024), HVAC (2023), and fresh interior paint (2025) already completed, simple cosmetic enhancements like updated flooring in the living areas and exterior paint could make this property truly shine. Residents of Stevens Plantation enjoy peaceful surroundings, tree-lined streets, and community amenities, including swimming pools and recreational areas. Conveniently located just minutes from Florida's Turnpike, commuting is a breeze, while shopping, dining, and everyday conveniences are all within a short drive. This move-in-ready home combines comfort, functionality, and an ideal location—everything you've been looking for in your next home.

Listing Agent

Carla Trine

MAINFRAME REAL ESTATE Brokerage Phone: 407-513-4257 License #3381595 Listed on: 06/29/2026

MAINFRAME REAL ESTATE

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2007

Lot Details

  • 9,670 Sq Ft Lot
  • Northwest Facing Home
  • Vinyl Fence
  • Mature Landscaping
  • Irrigation Equipment
  • Fruit Trees
  • Property is zoned SPUD

HOA Fees

  • $72 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Side Facing Garage

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,895 Sq Ft Home
  • Open Floorplan
  • Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • French Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Inside Utility

Kitchen

  • Breakfast Area or Nook
  • Dinette
  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer Hookup

Outdoor Features

  • Rear Porch

Schools

  • St Cloud Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • High Speed Internet
  • Cable TV Available

Community Details

Listing and Financial Details

Home Details

Home Type

Single Family

Year Built

Built in 2007

Lot Details

9,670 Sq Ft Lot

HOA Fees

$72 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1895
  • Lot Size Acres: 0.22
  • New Construction: No
  • Year Built: 2007
  • Building Area Total: 2504
  • Lot Size Sq Ft: 9670
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 232.63
  • Escrow City: Winter Park
  • Escrow State: FL
  • Escrow Street Name: W Canton Avenue, Suite 120
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 200.53
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-513-4257
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Additional Rooms: Inside Utility
  • Living Area Meters: 176.05

Exterior Features

  • Direction Faces: Northwest
  • Exterior Features: French Doors, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Rear Porch
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0256G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Faces Side

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: None

Condo/Co-op/Association

  • Association Fee: 215
  • Association Fee Frequency: Quarterly
  • Association Name: Kayla Govan
  • Phone: 407-214-9727
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Please confirm with HOA
  • Association Fee Requirement: Required
  • Association Email: kgovan@lelandmanagement.com
  • Association URL: www.LelandManagement.com

Fee Information

  • Total Annual Fees: 860.00
  • Total Monthly Fees: 71.67
  • Monthly HOA Amount: 71.67

Schools

  • Elementary School: St Cloud Elem
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SPUD
  • Parcel Number: 15-26-30-0700-0001-1550
  • Additional Parcels: No
  • Fencing: Vinyl
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please confirm with HOA and city/county guidelines

Tax Info

  • Tax Annual Amount: 9721
  • Tax Block: 1
  • Tax Book Number: 16-34-41
  • Tax Lot: 155
  • Tax Other Annual Assessment Amount: 1804

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,721 $199,860
2024 $4,239 $194,228
2023 $4,239 $188,571 $0 $0
2022 $3,999 $183,079 $0 $0
2021 $3,820 $177,747 $0 $0
2020 $3,605 $175,293 $0 $0
2019 $3,503 $167,931 $0 $0
2018 $3,761 $164,800 $0 $0
2017 $4,563 $157,300 $40,000 $117,300
2016 $4,368 $149,800 $35,000 $114,800
2015 $4,127 $131,200 $35,000 $96,200
2014 $4,175 $132,800 $35,000 $97,800
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/29/2026 06/29/26 For Sale $380,000 0.0% $201 / Sq Ft
08/27/2022 08/27/22 Rented $2,400 0.0% --
08/10/2022 08/10/22 For Rent $2,400 0.0% --
06/16/2014 06/16/14 Off Market $117,000 -- --
04/04/2013 04/04/13 Sold $117,000 0.0% $62 / Sq Ft View Prior Sale
01/17/2013 01/17/13 Pending -- -- --
01/16/2013 01/16/13 Off Market $117,000 -- --
01/15/2013 01/15/13 For Sale $105,900 -- $56 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Certificate Of Transfer $100 --
Warranty Deed $117,000 Grace Title Incorporated
Warranty Deed $227,300 First American Title Ins Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $260,000 New Conventional
Previous Owner $70,200 Balloon
Previous Owner $178,150 Purchase Money Mortgage
Source: Public Records

Source: Stellar MLS

MLS Number: O6417320

Stellar MLS

APN: 15-26-30-0700-0001-1550

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