NOT LISTED FOR SALE

2495 Amber Ln Elgin, IL 60123

Estimated Value: $297,978 - $330,000

3 Beds
3 Baths
1,584 Sq Ft
$199/Sq Ft Est. Value

Last Sold December 20, 2013

Last sale price $147,000 $93 Per Sq Ft

Est. 115% increase in value since last sale

Current estimated payment $2,258/month

43 Days on Market

Highlights

  • Recreation Room
  • Den
  • Patio
  • Vaulted Ceiling
  • Attached Garage
  • Central Air

About This Home

As of December 2013

Fannie Mae Property! Move in ready! Bright and spacious 3 bdrm, 2.5 bth TH on quiet cul de sac. Large master w/vaulted ceiling. Finished basement. Patio. 100% tax proration, no survey, no disclosures, rm sizes approx. Property approved for Homepath Renovation Mortgage Program. Pre apprvl/proof of funds must be submitted w/all offers.

Last Agent to Sell the Property

Kim DeVincentis

Capital Asset Group Inc. License #471007906 Listed on: 10/08/2013

Last Buyer's Agent

Cindy Kostrzeski

HomeSmart Connect LLC License #475137050

HomeSmart Connect LLC

Townhouse Details

Home Type

  • Townhome

Year Built

  • 1999

Lot Details

  • 0.26

HOA Fees

  • $165 per month

Parking

  • Attached Garage
  • Parking Included in Price

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • Primary Bathroom is a Full Bathroom
  • Vaulted Ceiling
  • Den
  • Recreation Room
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Microwave
  • Dishwasher

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio

Utilities

  • Central Air
  • Heating System Uses Gas

Community Details

  • Pets Allowed

Listing and Financial Details

  • $3,969 Seller Concession

Townhouse Details

Home Type

Townhome

Year Built

1999

Lot Details

0

HOA Fees

$165 per month

Parking

2

Listing Details

  • Property Type: Attached Single
  • Unit Floor Level: 1
  • Age: 11-15 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Estimated Year Built: 1999
  • Type Attached: Townhouse-2 Story
  • Special Features: 20
  • Property Sub Type: Townhouses
  • Stories: 2
  • Year Built: 1999

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings
  • Number Of Rooms: 8
  • Living Room: Dimensions: 18X14, On Level: Main Level, Flooring: Wood Laminate
  • Appliances: Microwave, Dishwasher, Washer, Dryer
  • Basement: Full
  • Basement: Finished
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 10X12, On Level: Basement
  • Dining Room: Dimensions: 10X8, On Level: Main Level, Flooring: Ceramic Tile
  • Kitchen Type: Dimensions: 10X9, On Level: Main Level, Flooring: Ceramic Tile
  • Additional Rooms: Den, Recreation Room
  • Master Bedroom: Dimensions: 19X11, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Recreation Rm, Dimensions: 14X12, On Level: Basement, Flooring: Carpet
  • Additional Room 2 Name: Den, Dimensions: 12X10, On Level: Basement, Flooring: Carpet
  • Bedroom 2: Dimensions: 12X10, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 14X10, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 1584
  • Dining Room Type: L-shaped

Exterior Features

  • Exterior Building Type: Vinyl Siding, Brick
  • Exterior Property Features: Patio

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Parking Included In Price: Yes

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Condo/Co-op/Association

  • Max Pet Weight: 50
  • Pets Allowed: Yes
  • Fee Frequency: Monthly
  • Management: Self-Management
  • Pet Information: Cats OK, Dogs OK, Pet Count Limitation
  • Assessment Includes: Common Insurance, Lawn Care, Snow Removal
  • Assessment Association Fees: 165
  • Management Contact Name: Trish Bowman
  • Management Phone: 847-867-6814

Fee Information

  • Management Company: Fox Ridge

Schools

  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: COMMON
  • Parcel Identification Number: 0633155040

Multi Family

  • Total Number Unitsin Building: 4
  • Number Stories: 2

Tax Info

  • Taxes: 5108.40

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 15, 2019
Sold by
Lombardo Dean
Bought by
Kostrzeski Cindy
Current Estimated Value
$315,583

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,770
Outstanding Balance
$149,479
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$166,266

Purchase Details

Listed on
Oct 8, 2013
Closed on
Dec 18, 2013
Sold by
Fannie Mae
Bought by
Lombardo Dean
Seller's Agent
Kim DeVincentis
Capital Asset Group Inc.
Buyer's Agent
Cindy Kostrzeski
HomeSmart Connect LLC
List Price
$161,280
Sold Price
$147,000
Premium/Discount to List
-$14,280
-8.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.54%
Original Mortgage
$110,250
Interest Rate
4.23%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 26, 2013
Sold by
Greifer Matthew
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Nov 14, 2006
Sold by
Roeder Debra
Bought by
Greifer Matthew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,500
Interest Rate
6.4%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 31, 2002
Sold by
Hud
Bought by
Roeder Debra

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,625
Interest Rate
7.13%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 30, 2001
Sold by
Ligeza Robert T and Ligeza Dorothy
Bought by
Hud

Purchase Details

Closed on
Aug 12, 1999
Sold by
Colonial Enterprises Inc
Bought by
Ligeza Robert T and Ligeza Dorothy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,794
Interest Rate
7.61%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kostrzeski Cindy $178,000 Novas Title Company Llc
Lombardo Dean $147,000 First American Title
Federal National Mortgage Association -- None Available
Greifer Matthew $199,500 Chicago Title Insurance Co
Roeder Debra -- Law Title Insurance Co Inc
Hud -- Wheatland Title
Ligeza Robert T $145,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kostrzeski Cindy $171,770
Previous Owner Lombardo Dean $110,250
Previous Owner Greifer Matthew $199,500
Previous Owner Roeder Debra $149,625
Previous Owner Ligeza Robert T $133,794
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/20/2013 12/20/13 Sold $147,000 -4.5% $93 / Sq Ft
11/20/2013 11/20/13 Pending -- -- --
11/11/2013 11/11/13 Price Changed $153,900 -4.6% $97 / Sq Ft
10/08/2013 10/08/13 For Sale $161,280 -- $102 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,313 $74,389 $17,044 $57,345
2023 $5,047 $67,205 $15,398 $51,807
2022 $4,793 $61,279 $14,040 $47,239
2021 $4,576 $57,291 $13,126 $44,165
2020 $4,441 $54,693 $12,531 $42,162
2019 $4,866 $52,099 $11,937 $40,162
2018 $6,169 $62,394 $11,245 $51,149
2017 $6,067 $58,985 $10,631 $48,354
2016 $5,836 $54,722 $9,863 $44,859
2015 -- $50,157 $9,040 $41,117
2014 -- $45,084 $8,928 $36,156
2013 -- $46,274 $9,164 $37,110
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08462913

Midwest Real Estate Data (MRED)

APN: 06-33-155-040