NOT LISTED FOR SALE

25 Highland Terrace Gloversville, NY 12078

Estimated Value: $115,000 - $133,105

3 Beds
1.5 Baths
1,600 Sq Ft
$78/Sq Ft Est. Value

Last Sold September 14, 2021

Last sale price $91,000 $57 Per Sq Ft

Est. 37% increase in value since last sale

Current estimated payment $976/month

62 Days on Market

Highlights

  • Deck
  • No HOA
  • 1 Car Attached Garage
  • Wood Flooring
  • Enclosed Glass Porch
  • Landscaped

About This Home

As of September 2021

Lots of livable square footage in this well maintained 3 bedroom home. Modern kitchen with breakfast nook and half bath. Formal dining room and spacious living room with newer free standing natural gas heating stove. 3 bedrooms and full bath with plenty of closets on the second floor. Third floor walk up attic will make a great "play" room or huge storage. Yard is on a hill with unique upper level area as well as a walkway to middle school & high school campus. Nice landscaping all around. Very Good Condition

Last Agent to Sell the Property

Lana Ruggiero

Ruggiero Realty LLC License #10491201769 Listed on: 05/18/2021

Last Buyer's Agent

Elizabeth Grich

CMK and Associates

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,730

Year Built

  • Built in 1900

Lot Details

  • Lot Dimensions are 49 x 145
  • Property fronts a private road
  • Landscaped
  • Steep Slope
  • Cleared Lot
  • Property is zoned Single Residence

Parking

  • 1 Car Attached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Wood Siding
  • Asphalt

Interior Spaces

  • 1,600 Sq Ft Home
  • 2-Story Property
  • Blinds
  • Living Room with Fireplace
  • Dining Room
  • Wood Flooring
  • Fire and Smoke Detector

Kitchen

  • Oven
  • Range with Range Hood
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Deck
  • Outbuilding
  • Enclosed Glass Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 14 / 3
  • Assessor Parcel Number 170500 134.17-3-14

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,730

Year Built

Built in 1900

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Zoning: Single Residence
  • Year Built: 1900
  • Directions: North St across West St to Highland Terrace
  • Above Grade Finished Sq Ft: 1600.0
  • Financial Details Tax Assessed Value: 69100.0
  • Lot Size: 49 x 145
  • New Construction: No
  • Parking Features Parking Total: 2.0
  • Other Room Level: First
  • Sale Detail Seller Contribution: Yes
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Wood: Yes
  • Laundry Features:In Basement: Yes
  • Levels Two: Yes
  • Special Features: None

Interior Features

  • Flooring: Wood
  • Basement: Full
  • Appliances: Dishwasher, Gas Water Heater, Oven, Range, Range Hood, Refrigerator
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Living Room
  • Living Area: 1600.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Blinds
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Working Only Kitchen: Yes
  • Appliances:Gas Water Heater: Yes
  • Full Basement: Yes
  • Appliances:Range Hood: Yes
  • Fireplace Features:Living Room: Yes
  • Kitchen Features:Modern Kitchen: Yes
  • Attic Features:Walk-Up: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes

Exterior Features

  • Exterior Features: Drive-Paved
  • Roof: Asphalt
  • Construction Type: Wood Siding
  • Other Structures: Outbuilding
  • Patio And Porch Features: Deck, Enclosed, Porch
  • Waterfront: No
  • Construction Materials:Wood Siding: Yes
  • Patio And Porch Features:Porch: Yes
  • Exterior Features:Drive-Paved: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Sloped: Yes
  • Lot Features:Landscaped: Yes
  • Lot Features:Road Frontage: Yes
  • Window Features:Blinds: Yes
  • Lot Features:Cleared: Yes
  • Patio And Porch Features:Enclosed: Yes
  • Lot Features:Steep Slope: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Paved, Attached, Driveway
  • Attached Garage: Yes
  • Total Parking Spaces: 2.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Garage: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Heating: Forced Air, Natural Gas
  • Laundry Features: In Basement, W/D Connections
  • Security: Smoke Detector(s)
  • Water Source: Public
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Gloversville

Lot Info

  • Lot Features: Road Frontage, Sloped, Steep Slope, Cleared, Landscaped
  • Parcel #: 170500 134.17-3-14

Tax Info

  • Tax Annual Amount: 3730.0
  • Tax Block: 3
  • Tax Lot: 14
  • Tax Tract: 134.17

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 18, 2021
Closed on
Sep 17, 2021
Sold by
Richards Charles J and Richards Mary E
Bought by
Cramer Joel C
Seller's Agent
Lana Ruggiero
Ruggiero Realty LLC
Buyer's Agent
Elizabeth Grich
CMK and Associates
List Price
$94,500
Sold Price
$91,000
Premium/Discount to List
-$3,500
-3.7%
Current Estimated Value
$124,776

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$33,776
Avg. Annual Appreciation
7.50%
Original Mortgage
$89,351
Outstanding Balance
$81,540
Interest Rate
2.7%
Mortgage Type
FHA
Estimated Equity
$39,469
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cramer Joel C $91,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cramer Joel C $89,351
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/14/2021 09/14/21 Sold $91,000 -3.7% $57 / Sq Ft
07/18/2021 07/18/21 Pending -- -- --
05/17/2021 05/17/21 For Sale $94,500 -- $59 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,556 $69,100 $7,600 $61,500
2023 $2,167 $69,100 $7,600 $61,500
2022 $2,145 $69,100 $7,600 $61,500
2021 $1,446 $69,100 $7,600 $61,500
2020 $1,522 $69,100 $7,600 $61,500
2019 $1,379 $69,100 $7,600 $61,500
2018 $2,912 $69,100 $7,600 $61,500
2017 $1,496 $69,100 $7,600 $61,500
2016 $1,483 $69,100 $7,600 $61,500
2015 -- $69,100 $7,600 $61,500
2014 -- $69,100 $7,600 $61,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202118616

Global MLS

APN: 170500-134-017-0003-014-000-0000