NOT LISTED FOR SALE

25 W Highbank Rd White Stone, VA 22578

Estimated Value: $616,863 - $802,000

3 Beds
2.5 Baths
2,016 Sq Ft
$334/Sq Ft Est. Value

Last Sold October 15, 2020

Last sale price $435,000 $216 Per Sq Ft

Est. 53% increase in value since last sale

Current estimated payment $4,202/month

2 Days on Market

Highlights

  • Beach Front
  • Concrete Pool
  • High Ceiling
  • Boat Dock
  • Wood Flooring
  • Granite Countertops

About This Home

As of October 2020

READY TO RELAX BY THE RIVER? THAN THIS IS A PROPERTY FOR YOU! NO MAINTENANCE & HUGE WATERFRONT VIEWS! WALK IN & UNWIND!TOP-TO-BOTTOM'HIGHBANK', A BEAUTIFUL WATERFRONT SUBDIVISION, MINUTES TO TOWN & WIDE VIEWS OF RAPPAHANNOCK RIVER. GREAT AREA W/POOL, BOAT STORAGE, WALKING TRAIL, DAY DOCK & SAND BEACH. BEAUTIFUL UNIT W/ HIGH END FEATURES. 10' CEILINGS, BEAUTIFUL MOULDINGS, GRANITE IN KITCHEN & BATHS, HARDWOOD FLOORS, UPPER & LOWER WATERSIDE PORCHES, COPPER ROOF. HIGH BANK IS A GREAT WATERFRONT SUBDIVISION WITH HIGH END FEATURES & RIVER ACCESS PLUS A COMMUNITY POOL. ENJOY BEAUTIFUL SUNSETS ON THE RIGHT & BEAUTIFUL SUNRISES TO YOUR LEFT. A LOVELY BANK WITH EASY PATH TO WATERFRONT. THE DINING ROOM IS CURRENTLY A POOL TABLE ROOM. GREAT ROOM IS OPEN WITH LIVING ROOM, KITCHEN & INFORMAL DINING AREA. KITCHEN HAS GREAT APPLIANCES & DINING BAR IN ISLAND.

Last Agent to Sell the Property

Katie and David Dew

IsaBell K. Horsley Real Estate License #0225069398 Listed on: 09/12/2020

Last Buyer's Agent

Emily Carter

Jim & Pat Carter Real Estate License #0225024367

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,189

Year Built

  • Built in 2005

Lot Details

  • 7,884 Sq Ft Lot
  • Beach Front
  • River Front
  • Zoning described as R2

HOA Fees

  • $289 Monthly HOA Fees

Parking

  • No Garage

Home Design

  • Frame Construction
  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 2,016 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Crawl Space

Kitchen

  • Oven
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Concrete Pool
  • Mooring
  • Docks
  • Dock Available
  • Balcony
  • Shed
  • Front Porch

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 3A
  • Assessor Parcel Number 34L-1-3

Community Details

Overview

  • Highbanks Subdivision
  • Maintained Community

Recreation

  • Boat Dock
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,189

Year Built

Built in 2005

Lot Details

0

HOA Fees

$289 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2005
  • Property Attached Yn: No
  • Lot Size Acres: 0.181
  • Water Body Name: Rappahannock Ri
  • Co List Office Mls Id: cbra.446
  • Co List Office Phone: (804) 435-2644
  • Ownership: Individuals
  • Subdivision Name: Highbanks
  • Architectural Style: Two Story
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Carpet, Ceramic Tile, Wood
  • Basement: Crawl Space
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Microwave, Oven, Refrigerator, Wine Cooler, Washer
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Ceiling Fan(s), Granite Counters, High Ceilings, Recessed Lighting, Walk-In Closet(s)
  • Living Area: 2016.0
  • Stories: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Metal
  • Fencing: None
  • Lot Features: Beach Front, Waterfront
  • Pool Features: Concrete, Pool, Community
  • Waterfront Features: Dock Access, Mooring, River Front, Waterfront
  • Waterfront: Yes
  • Construction Type: Drywall, Frame, HardiPlank Type
  • Exterior Features: Dock, Storage, Shed
  • Patio And Porch Features: Balcony, Rear Porch, Front Porch
  • Property Condition: Resale

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Heat Pump
  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Dock, Maintained Community, Pool
  • Association Fee: 289.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Maintenance Structure, Pool(s), Snow Removal

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 34L-1-3
  • Zoning Description: R2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2019
  • Tax Annual Amount: 2189.0
  • Tax Lot: 3A

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 12, 2020
Closed on
Oct 5, 2020
Sold by
Bynum Richard K and Maultsby-Bynum Evelyn M
Bought by
Smith Timothy F and Smith Clare M
Seller's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
Buyer's Agent
Emily Carter
Jim & Pat Carter Real Estate
List Price
$429,000
Sold Price
$435,000
Premium/Discount to List
$6,000
1.4%
Current Estimated Value
$666,666

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$231,666
Avg. Annual Appreciation
8.80%

Purchase Details

Closed on
Oct 4, 2017
Sold by
O'Hallaron Richard D and O'Hallaron Pamela G
Bought by
Bynum Richard K and Maultsby-Bynum Evelyn M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
3.78%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Timothy F $435,000 Attorney
Bynum Richard K $330,000 Lawyers Title/Mid Peninsula
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Bynum Richard K $240,000
Previous Owner Hallaron Richard D O $310,950
Previous Owner Hallaron Richard D O $119,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/15/2020 10/15/20 Sold $435,000 +1.4% $216 / Sq Ft
09/15/2020 09/15/20 Pending -- -- --
09/12/2020 09/12/20 For Sale $429,000 -- $213 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,152 $573,000 $85,000 $488,000
2023 $2,189 $347,500 $80,000 $267,500
2022 $2,189 $347,500 $80,000 $267,500
2021 $2,189 $347,500 $80,000 $267,500
2020 $2,189 $347,500 $80,000 $267,500
2019 $2,189 $347,500 $80,000 $267,500
2018 $1,953 $331,100 $84,000 $247,100
2017 $1,953 $331,100 $84,000 $247,100
2016 -- $331,100 $84,000 $247,100
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2027849

Chesapeake Bay & Rivers Association of REALTORS®

APN: 34L-1-3