NOT LISTED FOR SALE

Estimated Value: $673,000 - $812,000

4 Beds
2 Baths
2,148 Sq Ft
$339/Sq Ft Est. Value

Last Sold August 30, 2021

Last sale price $635,000 $296 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $4,584/month

7 Days on Market

Highlights

  • 100 Feet of Waterfront
  • Spa
  • Lake, Pond or Stream
  • Pier or Dock
  • Open Floorplan
  • Backs to Open Ground

About This Home

As of August 2021

Here is your chance to be on all-sport Simonton Lake just in time to enjoy the summer months! 100 feet of lake frontage and almost an acre of land with fantastic views of the lake from the screened three season room. The recently updated kitchen features new stainless appliances and gorgeous countertops that flows right into the open concept living area with soaring vaulted ceilings. There are four nice sized bedrooms and two newly updated bathrooms. The upper level bathroom features a huge walk in custom tiled shower and beautiful cabinetry. The walk out lower level has a wood burning fireplace and new hot tub just outside the doors. There is an attached two car garage and additional one car detached garage/workshop/man cave. Come take a look today!

Last Agent to Sell the Property

Heidi Gaskill

Berkshire Hathaway HomeServices Elkhart Listed on: 06/08/2021

Berkshire Hathaway HomeServices Elkhart

Last Buyer's Agent

Dawn Collins

Cressy & Everett - South Bend

Cressy & Everett - South Bend

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,038

Year Built

  • Built in 1972

Lot Details

  • 0.94 Acre Lot
  • Lot Dimensions are 100 x 408
  • 100 Feet of Waterfront
  • Lake Front
  • Backs to Open Ground
  • Landscaped

Parking

  • 2 Car Attached Garage

Home Design

  • Bi-Level Home
  • Asphalt Roof

Interior Spaces

  • Open Floorplan
  • Wood Burning Fireplace
  • Screened Porch

Kitchen

  • Eat-In Kitchen
  • Kitchen Island
  • Stone Countertops

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms

Basement

  • Walk-Out Basement
  • 1 Bathroom in Basement
  • 2 Bedrooms in Basement

Outdoor Features

  • Spa
  • Waterski or Wakeboard
  • Lake, Pond or Stream

Schools

  • Osolo Elementary School
  • North Side Middle School
  • Elkhart High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well
  • Private Sewer

Listing and Financial Details

  • Assessor Parcel Number 20-02-09-477-011.000-026

Community Details

Amenities

  • Community Fire Pit

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,038

Year Built

Built in 1972

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1972
  • Age: 49
  • Style: Bi-Level
  • Total Number of Rooms: 10
  • Total Number of Rooms Below Grade: 5
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 2
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: DOLPHS 2ND NORTH SIDE LOT 11 & EX 20FT LOT 10
  • Parcel Number ID: 20-02-09-477-011.000-026
  • Platted: Yes
  • Amenities: Hot Tub/Spa, Countertops-Stone, Eat-In Kitchen, Firepit, Kitchen Island, Landscaped, Open Floor Plan, Porch Screened
  • Number Below Grade Bedrooms: 2
  • Sp Lp Percent: 97.84
  • Year Taxes Payable: 2020
  • Special Features: None

Interior Features

  • Total Sq Ft: 2148
  • Total Finished Sq Ft: 2148
  • Above Grade Finished Sq Ft: 1108
  • Below Grade Finished Sq Ft: 1040
  • Price Per Sq Ft: 573.1
  • Basement: Yes
  • Basement Foundation: Walk-Out Basement
  • Number Of Fireplaces: 1
  • Fireplace: Family Rm, Wood Burning
  • Fireplace: Yes
  • Flooring: Carpet, Laminate
  • Bedroom 1: Dimensions: 13x13, On Level: Upper
  • Bedroom 2: Dimensions: 12x16, On Level: Upper
  • Bedroom 3: Dimensions: 13x13, On Level: Lower
  • Bedroom 4: Dimensions: 11x17, On Level: Lower
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Total Below Grade Sq Ft: 1040

Exterior Features

  • Exterior: Aluminum
  • Roof Material: Asphalt
  • Outbuilding1: 2nd Detached Garage, Dimensions: 20x10
  • Lake Type: Ski Lake
  • Water Features: Pier/Dock
  • Water Frontage: 100
  • Water Name: Simonton Lake

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 26x22
  • Garage Sq Ft: 572
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Private
  • Water Utilities: Well
  • Water Type: Lake
  • Well Type: Private

Schools

  • School District: Elkhart Community Schools
  • Elementary School: Osolo
  • Middle School: North Side
  • High School: Elkhart
  • Elementary School: Osolo

Lot Info

  • Lot Description: Waterfront
  • Lot Dimensions: 100 x 408
  • Estimated Lot Sq Ft: 40946
  • Estimated Lot Size Acres: 0.94

Tax Info

  • Annual Taxes: 6038
  • Exemptions: Homestead, Mortgage, Supplemental

Multi Family

  • Water Access: Lakefront

MLS Schools

  • High School: Elkhart
  • Middle School: North Side
  • School District: Elkhart Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 8, 2021
Closed on
Aug 19, 2021
Sold by
Klowetter Timothy C and Lapierre Dawn
Bought by
Substanley Michael D and Substanley Jessica L
Seller's Agent
Heidi Gaskill
Berkshire Hathaway HomeServices Elkhart
Buyer's Agent
Dawn Collins
Cressy & Everett - South Bend
List Price
$649,000
Sold Price
$635,000
Premium/Discount to List
-$14,000
-2.16%
Total Days on Market
7
Current Estimated Value
$728,381

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$93,381
Avg. Annual Appreciation
3.73%
Original Mortgage
$508,000
Outstanding Balance
$467,251
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$261,130

Purchase Details

Listed on
Feb 18, 2019
Closed on
Jun 10, 2019
Sold by
Papa Family Trust
Bought by
Lapierre Dawn and Klowetter Timothy C
Seller's Agent
Beth Kominkiewicz
RE/MAX Results
Buyer's Agent
Terri Parrish
Coldwell Banker Real Estate Group
List Price
$515,000
Sold Price
$505,000
Premium/Discount to List
-$10,000
-1.94%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.82%
Original Mortgage
$355,000
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 18, 2019
Closed on
Jun 7, 2019
Sold by
Papa Family Trust
Bought by
Lapierre Dawn and Klowetter Timothy C
Seller's Agent
Beth Kominkiewicz
RE/MAX Results
Buyer's Agent
Terri Parrish
Coldwell Banker Real Estate Group
List Price
$515,000
Sold Price
$505,000
Premium/Discount to List
-$10,000
-1.94%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$355,000
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 11, 2012
Sold by
Papa Vincent J and Papa Sharon K
Bought by
Papa Family Trust
Source: Public Records

Similar Homes in Elkhart, IN

  • 25248 Aqua Dr, Elkhart, IN 46514

    $665,000

    • 4 Beds
    • 2.5 Baths
    • 2,328 Sq Ft
    • 25248 Aqua Dr
    • Elkhart, IN

    Welcome to your dream home on all-sports Simonton Lake. Nestled on a serene lakefront lot, this spacious and meticulously maintained one-owner home offers unparalleled views of a peaceful, protected wildlife area. Thoughtfully designed for comfort and tranquility, this property is the perfect blend of natural beauty and modern living. Recent updates include carpet, vinyl plank flooring, rip-rap

    Michele Mathewson Berkshire Hathaway HomeServices Elkhart

    Section Image
  • 51508 County Road 11, Elkhart, IN 46514

    $654,000

    • 2 Beds
    • 1 Bath
    • 804 Sq Ft
    • 51508 County Road 11
    • Elkhart, IN

    18.73 Acres of Land in Northwest Elkhart County, Indiana "I didn't know this was back here!", says everyone who visits for the first time. Tucked away down a secluded lane, this serene location offers over 18.7 acres of gorgeous land in Northern Elkhart County, IN, with 5 acres of it having been improved for Wild Mustang horses. They are now in new homes and this is your chance to acquire this

    Jackie Mahony Coldwell Banker Real Estate Group

    Section Image
  • 51519 Tall Pines Ct, Elkhart, IN 46514

    $545,000

    • 3 Beds
    • 3 Baths
    • 2,204 Sq Ft
    • 51519 Tall Pines Ct
    • Elkhart, IN

    This gorgeous home is ready for entertaining! Well appointed bar room all set up with a large glass cooler, built-in ice machine plus built-in cabinets with a sink and wine rack. Walk out your sliding glass door to a gorgeous PVC covered deck with wrought iron railing and ceiling fan. Stamped concrete patio with a gazebo at the base of the patio. Master suite with large bathroom boasts a jetted

    Darryl Riegsecker RE/MAX Results-Goshen

    Section Image
  • 26097 Lake Dr, Elkhart, IN 46514

    $740,000

    • 3 Beds
    • 2 Baths
    • 1,963 Sq Ft
    • 26097 Lake Dr
    • Elkhart, IN

    The property you’ve been waiting for has hit the market on Simonton Lake here in Elkhart! This truly is like new construction, so much work has been done and money put into this property! Super clean! You will know when you drive up and see the property and the Lake view. A very well taken care of lake home! The views of the lake are spectacular from all angles of the property. Simonton Lake is

    Rodger Pendl eXp Realty, LLC

    Section Image
  • 51248 N Shore Dr, Elkhart, IN 46514

    $699,900

    • 3 Beds
    • 3 Baths
    • 1,482 Sq Ft
    • 51248 N Shore Dr
    • Elkhart, IN

    Are you in search of the perfect waterfront sanctuary on a ski lake? Look no further than this stunningly updated home on the picturesque Simonton Lake—a true haven that effortlessly combines the charm of a retreat with the practicality needed for year-round living! Step into the inviting open kitchen, where a stylish breakfast bar, elegant quartz countertops, and high-end stainless steel

    Jennea Schirr McKinnies Realty, LLC Elkhart

    Section Image
  • 28540 Twain Dr, Elkhart, IN 46514

    $549,900

    • 5 Beds
    • 3.5 Baths
    • 5,201 Sq Ft
    • 28540 Twain Dr
    • Elkhart, IN

    Motivated sellers, bring an offer!! Sellers are relocating for work-otherwise, they wouldn't be leaving this incredible home they absolutely love! Located on a beautifully landscaped lot that backs directly to Boot Lake Nature Preserve, this custom-built, 5,000+ sq. ft. masterpiece offers a rare opportunity for luxury living in total privacy. Even better, the sellers have an assumable mortgage at

    Devan Lunceford Totalis Real Estate Solutions

    Section Image
  • 4 Edgewater Dr, Elkhart, IN 46516

    $799,900

    • 4 Beds
    • 3.5 Baths
    • 2,568 Sq Ft
    • 4 Edgewater Dr
    • Elkhart, IN

    A rare opportunity to own one of the most coveted riverfront addresses in Elkhart. Located on one of the deepest and widest part of the river, with the views of the East AND West, you now have access to the best sunrises, sunsets, fishing, unlimited water toys and...a whole new lifestyle! Nestled on a prime stretch of the St. Joseph River, 4 Edgewater, is located on city utilities and on private

    Leah Mark Red Bow Realty

    Section Image
  • 1219 Greenleaf Blvd, Elkhart, IN 46514

    $629,000

    • 4 Beds
    • 2.5 Baths
    • 3,341 Sq Ft
    • 1219 Greenleaf Blvd
    • Elkhart, IN

    Upper St Joe riverfront home. This beautiful home features a charming covered front porch, hardwood flooring, and a spacious floor plan that includes light filled rooms, a home office, large family room, dining and a fabulous kitchen, offering a commercial, 10 burner/double oven, large island/snackbar. The family room has beautiful vaulted ceilings with a cozy stone fireplace and adjacent 4

    Patricia Graham Keller Williams Realty Group

    Section Image
  • 23124 Greenleaf Blvd, Elkhart, IN 46514

    $550,000

    • 4 Beds
    • 2.5 Baths
    • 2,444 Sq Ft
    • 23124 Greenleaf Blvd
    • Elkhart, IN

    One person's relocation is another's opportunity! Remarkably unique home with stunning views of the water. Open concept waterfront living area is like a breath of fresh air. Vaulted ceilings, walk-in pantry. Master Suite with private bath, walk-in closet and sunken sitting area. Split bedroom floor pan allows for space and privacy where needed, heated garage, Fenced back yard and peaceful views.

    Annie Logan Century 21 Circle

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Substanley Michael D -- Fidelity National Ttl Co Llc
Lapierre Dawn $472,150 New Title Company Name
Lapierre Dawn $472,150 New Title Company Name
Papa Family Trust -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Substanley Michael D $508,000
Previous Owner Klowetter Timothy C $310,500
Previous Owner Lapierre Dawn $355,000
Previous Owner Lapierre Dawn $355,000
Previous Owner Papa Vincent J $70,125
Previous Owner Papa Vincent J $105,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/30/2021 08/30/21 Sold $635,000 -2.2% $296 / Sq Ft
06/15/2021 06/15/21 Pending -- -- --
06/08/2021 06/08/21 For Sale $649,000 +28.5% $302 / Sq Ft
06/07/2019 06/07/19 Sold $505,000 -1.9% $235 / Sq Ft
04/22/2019 04/22/19 Pending -- -- --
02/18/2019 02/18/19 For Sale $515,000 -- $240 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,945 $661,600 $312,500 $349,100
2023 $5,945 $622,200 $312,500 $309,700
2022 $5,945 $585,200 $312,500 $272,700
2021 $5,635 $518,300 $312,500 $205,800
2020 $6,039 $501,800 $312,500 $189,300
2019 $5,511 $469,300 $312,500 $156,800
2018 $5,047 $426,600 $280,000 $146,600
2017 $4,980 $416,500 $280,000 $136,500
2016 $4,570 $414,600 $280,000 $134,600
2014 $4,348 $402,900 $280,000 $122,900
2013 $4,044 $402,900 $280,000 $122,900
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 202121506

Indiana Regional MLS

APN: 20-02-09-477-011.000-026