NOT LISTED FOR SALE

2520 Philmay Terrace Reading, PA 19606

Estimated Value: $222,433 - $239,000

4 Beds
1 Bath
1,204 Sq Ft
$193/Sq Ft Est. Value

Last Sold September 03, 2021

Last sale price $151,000 $125 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $1,467/month

5 Days on Market

Highlights

  • Tudor Architecture
  • 1 Car Attached Garage
  • Dining Room
  • No HOA
  • Living Room
  • Hot Water Heating System

About This Home

As of September 2021

This 3-4 bedroom brick single has loads of character. Original hardwood floors and trim - ornamental fireplace in LR - large open dining room with loads of natural light - bright white kitchen. Three beds on second level with good closet space. Full, mostly tiled bath on second floor. Third floor can be addl bedroom or fun/storage space. Basement garage and plenty of addl storage. Little yard, but pretty wrap around covered porch to sit and relax or play.

Last Agent to Sell the Property

Tricia Bubel

RE/MAX Of Reading License #5016644 Listed on: 07/07/2021

RE/MAX Of Reading

Co-Listed By

Liz Egner

RE/MAX Of Reading License #AB062436L

Last Buyer's Agent

James Ernst

Century 21 Gold License #AB066836

Century 21 Gold

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1929

Lot Details

  • 2,614 Sq Ft Lot

Parking

  • 1 Car Attached Garage
  • Rear-Facing Garage
  • On-Street Parking

Home Design

  • Tudor Architecture
  • Frame Construction
  • Masonry

Interior Spaces

  • 1,204 Sq Ft Home
  • Property has 3 Levels
  • Living Room
  • Dining Room
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Utilities

  • Heating System Uses Oil
  • Hot Water Heating System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 3880
  • Assessor Parcel Number 64-5316-08-98-3880

Home Details

Home Type

Single Family

Year Built

Built in 1929

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Tudor
  • Ownership: Fee Simple
  • Exclusions: tenant kitchen refrigerator
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Federal Flood Zone: No
  • Year Built: 1929
  • Automatically Close On Close Date: No
  • Remarks Public: This 3-4 bedroom brick single has loads of character. Original hardwood floors and trim - ornamental fireplace in LR - large open dining room with loads of natural light - bright white kitchen. Three beds on second level with good closet space. Full, mostly tiled bath on second floor. Third floor can be addl bedroom or fun/storage space. Basement garage and plenty of addl storage. Little yard, but pretty wrap around covered porch to sit and relax or play.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Levels Count: 3
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Bedroom 1
  • Basement: Yes
  • Basement Type: Full
  • Total Sq Ft: 1204
  • Living Area Sq Ft: 1204
  • Price Per Sq Ft: 112.04
  • Above Grade Finished Sq Ft: 1204
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2520

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame, Masonry
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Rear Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: On Street, Attached Garage

Utilities

  • Central Air Conditioning: No
  • Heating Fuel: Oil
  • Heating Type: Hot Water
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ANTIETAM
  • School District Key: 300200397315
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 52200.00
  • Land Assessed Value: 19300.00
  • Land Use Code: 112
  • Lot Size Acres: 0.06
  • Lot Dimensions: 0.00 x 0.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2614.00
  • Year Assessed: 2021
  • Zoning: RES

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 1539127
  • School Tax: 3042.00
  • Tax Annual Amount: 4383.00
  • Assessor Parcel Number: 64-5316-08-98-3880
  • Tax Lot: 3880
  • Tax Page Number: 1
  • Tax Total Finished Sq Ft: 1204
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 09/03/2021

MLS Schools

  • School District Name: ANTIETAM

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 16, 2025
Sold by
Garcia Robert Rosa and Lantigua Michelle Nicole
Bought by
Paiva Lilian J Gamez
Current Estimated Value
$231,858

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,250
Outstanding Balance
$61,250
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$177,974

Purchase Details

Listed on
Jul 7, 2021
Closed on
Sep 2, 2021
Sold by
Dicerchio Anthony W and Dicerchio Susan M
Bought by
Garcia Robert Rosa and Lantigua Michelle Nicole
Seller's Agent
Tricia Bubel
RE/MAX Of Reading
Buyer's Agent
James Ernst
Century 21 Gold
List Price
$134,900
Sold Price
$151,000
Premium/Discount to List
$16,100
11.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.63%
Original Mortgage
$7,550
Interest Rate
2.7%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Mar 27, 2007
Sold by
Seawell Ronald L
Bought by
Dicerchio Anthony W and Dicerchio Susan M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,425
Interest Rate
6.18%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 15, 2005
Sold by
Weyandt Dale A
Bought by
Seawell Ronald L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,000
Interest Rate
5.81%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Aug 20, 2001
Sold by
Reitz Robert M
Bought by
Weyandt Dale A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,000
Interest Rate
7.21%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Paiva Lilian J Gamez $237,500 None Listed On Document
Garcia Robert Rosa $151,000 Edge Abstract
Dicerchio Anthony W $113,900 None Available
Seawell Ronald L $75,000 --
Weyandt Dale A $55,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Paiva Lilian J Gamez $61,250
Open Paiva Lilian J Gamez $178,125
Previous Owner Garcia Robert Rosa $7,550
Previous Owner Garcia Robert Rosa $143,450
Previous Owner Dicerchlo Anthony W $26,350
Previous Owner Dicerchio Anthony W $84,395
Previous Owner Dicerchio Anthony W $85,425
Previous Owner Seawell Ronald L $81,000
Previous Owner Weyandt Dale A $64,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/03/2021 09/03/21 Sold $151,000 0.0% $125 / Sq Ft
07/12/2021 07/12/21 Pending -- -- --
07/12/2021 07/12/21 Off Market $151,000 -- --
07/07/2021 07/07/21 For Sale $134,900 -- $112 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,246 $71,500 $19,300 $52,200
2024 $4,970 $71,500 $19,300 $52,200
2023 $4,795 $71,500 $19,300 $52,200
2022 $4,474 $71,500 $19,300 $52,200
2021 $4,383 $71,500 $19,300 $52,200
2020 $4,243 $71,500 $19,300 $52,200
2019 $4,140 $71,500 $19,300 $52,200
2018 $4,097 $71,500 $19,300 $52,200
2017 $3,908 $71,500 $19,300 $52,200
2016 $1,320 $71,500 $19,300 $52,200
2015 $1,297 $71,500 $19,300 $52,200
2014 $1,252 $71,500 $19,300 $52,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: PABK2001238

Bright MLS

APN: 64-5316-08-98-3880