2521 Otter Creek Dr Cloquet, MN 55720
5
Beds
3.5
Baths
3,760
Sq Ft
1.5
Acres
Highlights
- 1.5 Acre Lot
- Deck
- Main Floor Primary Bedroom
- Churchill Elementary School Rated A-
- Traditional Architecture
- Whirlpool Bathtub
About This Home
As of May 2025Welcome to 2521 Otter Creek Drive where you will find this meticulously maintained home set on a picturesque lot with a beautifully private, tree-lined backyard that sets the stage for perfect outdoor gatherings. This 5-bedroom, 4-bathroom walkout home offers over 3700+ square feet of beautifully finished living space, 3-car attached garage. The luxurious primary suite provides a private retreat with a walk-in closet and a spa-like ensuite bathroom. Mosey on down to the lower level walk-out that boasts a cozy family room, office, bathroom and the 5th bedroom - it's perfect for entertaining guests. Situated minutes from Black Bear Golf Course, shops, Jay Cooke State Park and near I-35 for a quick commute to Duluth. This home doesn't just meet expectations; it defines them. Come take a look today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,205
Year Built
- Built in 2006
Lot Details
- 1.5 Acre Lot
- Landscaped with Trees
Home Design
- Traditional Architecture
- Poured Concrete
- Fire Rated Drywall
- Wood Frame Construction
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Gas Fireplace
- Entrance Foyer
- Family Room
- Living Room
- Formal Dining Room
- Open Floorplan
- Den
- Lower Floor Utility Room
- Storage Room
- Utility Room
- Center Hall
- Tile Flooring
- Property Views
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Range
- Recirculated Exhaust Fan
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- Bathroom on Main Level
- Whirlpool Bathtub
- Bathtub With Separate Shower Stall
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Bedroom in Basement
- Recreation or Family Area in Basement
- Finished Basement Bathroom
- Basement Window Egress
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
Eco-Friendly Details
- Air Exchanger
Outdoor Features
- Deck
- Patio
- Storage Shed
- Porch
Utilities
- Central Air
- Heating System Uses Natural Gas
- Private Water Source
- Drilled Well
- Private Sewer
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 06-725-0440
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 26, 2024
Sold by
Peterson Lauri
Bought by
Clark Braxten and Clark Desiree
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,550
Outstanding Balance
$171,384
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$40,401
Purchase Details
Closed on
Sep 7, 2017
Sold by
Bottila Ashley N
Bought by
Peterson Lauri Jean
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,410
Interest Rate
3.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 21, 2012
Sold by
Proulx Donald J and Proulx Elisa C
Bought by
Bottila Ashley N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,102
Interest Rate
3.59%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 30, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Proulx Donald J and Proulx Elisa C
Purchase Details
Closed on
Apr 12, 2011
Sold by
Olsen Janice M
Bought by
Provident Funding Associates Lp
Purchase Details
Closed on
Aug 3, 2007
Sold by
Lockard Ronald L and Lockard Christy L
Bought by
Olsen Janice M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
6.73%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 11, 2005
Sold by
Jorgensen Shawn Eric and Jorgensen Kathy Ann
Bought by
Lockard Gary Lyle and Lockard Ronald Lyle
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,000
Interest Rate
6.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Similar Home in Cloquet, MN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $203,000 | -- | |
| Warranty Deed | $124,900 | North Shore Title Llc | |
| Warranty Deed | $103,000 | Carlton Co Abstract Title | |
| Limited Warranty Deed | -- | Stewart Title Of Minnesota | |
| Sheriffs Deed | $56,250 | None Available | |
| Warranty Deed | $110,000 | Carlton County Abstract & Ti | |
| Limited Warranty Deed | -- | None Available | |
| Limited Warranty Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $172,550 | New Conventional | |
| Previous Owner | $112,410 | New Conventional | |
| Previous Owner | $105,102 | New Conventional | |
| Previous Owner | $95,000 | New Conventional | |
| Previous Owner | $104,500 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $15,000 | Credit Line Revolving | |
| Previous Owner | $25,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/02/2025 05/02/25 | Sold | $599,000 | +0.7% | $159 / Sq Ft |
| 03/22/2025 03/22/25 | Pending | -- | -- | -- |
| 03/20/2025 03/20/25 | For Sale | $594,900 | +153.3% | $158 / Sq Ft |
| 03/15/2013 03/15/13 | Sold | $234,900 | -25.4% | $62 / Sq Ft |
| 02/06/2013 02/06/13 | Pending | -- | -- | -- |
| 10/17/2012 10/17/12 | For Sale | $314,900 | -- | $84 / Sq Ft |
Source: Lake Superior Area REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,358 | $166,300 | $13,800 | $152,500 |
| 2023 | $2,358 | $159,300 | $13,800 | $145,500 |
| 2022 | $1,890 | $159,300 | $13,800 | $145,500 |
| 2021 | $1,838 | $117,100 | $12,000 | $105,100 |
| 2020 | $1,740 | $113,000 | $12,000 | $101,000 |
| 2019 | $1,648 | $107,800 | $12,000 | $95,800 |
| 2018 | $1,506 | $104,500 | $12,000 | $92,500 |
| 2017 | $1,406 | $98,000 | $12,000 | $86,000 |
| 2016 | $1,332 | $94,000 | $12,000 | $82,000 |
| 2015 | $1,216 | $61,000 | $8,100 | $52,900 |
| 2014 | -- | $61,000 | $8,100 | $52,900 |
| 2013 | -- | $61,000 | $8,100 | $52,900 |
Source: Public Records
Agents Affiliated with this Home
-
Blythe Thill
B
Seller's Agent in 2025
Blythe Thill
Coldwell Banker Realty - Duluth
(218) 391-1629
35 in this area
60 Total Sales
-
Lori Melbostad
Buyer's Agent in 2025
Lori Melbostad
Kris Lindahl Real Estate
(651) 214-0826
2 in this area
72 Total Sales
-
F
Seller's Agent in 2013
Frank Messina
Real Living Messina & Associates
Map
Source: Lake Superior Area REALTORS®
MLS Number: 6118280
APN: 06-005-2020
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