2521 Otter Creek Dr Cloquet, MN 55720
5
Beds
3.5
Baths
3,760
Sq Ft
1.5
Acres
Highlights
- 1.5 Acre Lot
- Formal Dining Room
- Breakfast Bar
- Churchill Elementary School Rated A-
- 3 Car Attached Garage
- Bathroom on Main Level
About This Home
As of May 2025Newer construction in one of Cloquet's newer development. Master Suite with walk in closet, full bath and gas FP. Spacious eat in Kitchen, formal dining and main floor laundry. Huge L shaped rec room in basement, the interior has been completely painted, new carpet throughout, new furnace, air exchanger and central air. Very comfortable home Owner occupant offers submitted between November 15, 2012 and February 28, 2013 with escrow closed on or before April15, 2013 may be eligible for Up to $500 home warranty incentive offer
Last Agent to Sell the Property
Frank Messina
Real Living Messina & Associates Listed on: 10/17/2012
Last Buyer's Agent
Blythe Thill
Coldwell Banker East West II
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,358
Year Built
- 2006
Parking
- 3 Car Attached Garage
Home Design
- Poured Concrete
- Frame Construction
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Gas Fireplace
- Formal Dining Room
- Breakfast Bar
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bathroom is a Full Bathroom
- Bathroom on Main Level
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Basement Window Egress
Utilities
- Forced Air Heating and Cooling System
- Private Water Source
- Private Sewer
Additional Features
- Air Exchanger
- 1.5 Acre Lot
Listing and Financial Details
- Foreclosure
- Assessor Parcel Number 067250440
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 26, 2024
Sold by
Peterson Lauri
Bought by
Clark Braxten and Clark Desiree
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,550
Outstanding Balance
$171,384
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$34,807
Purchase Details
Closed on
Sep 7, 2017
Sold by
Bottila Ashley N
Bought by
Peterson Lauri Jean
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,410
Interest Rate
3.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 21, 2012
Sold by
Proulx Donald J and Proulx Elisa C
Bought by
Bottila Ashley N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,102
Interest Rate
3.59%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 30, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Proulx Donald J and Proulx Elisa C
Purchase Details
Closed on
Apr 12, 2011
Sold by
Olsen Janice M
Bought by
Provident Funding Associates Lp
Purchase Details
Closed on
Aug 3, 2007
Sold by
Lockard Ronald L and Lockard Christy L
Bought by
Olsen Janice M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
6.73%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 11, 2005
Sold by
Jorgensen Shawn Eric and Jorgensen Kathy Ann
Bought by
Lockard Gary Lyle and Lockard Ronald Lyle
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,000
Interest Rate
6.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Similar Homes in Cloquet, MN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $203,000 | -- | |
| Warranty Deed | $124,900 | North Shore Title Llc | |
| Warranty Deed | $103,000 | Carlton Co Abstract Title | |
| Limited Warranty Deed | -- | Stewart Title Of Minnesota | |
| Sheriffs Deed | $56,250 | None Available | |
| Warranty Deed | $110,000 | Carlton County Abstract & Ti | |
| Limited Warranty Deed | -- | None Available | |
| Limited Warranty Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $172,550 | New Conventional | |
| Previous Owner | $112,410 | New Conventional | |
| Previous Owner | $105,102 | New Conventional | |
| Previous Owner | $95,000 | New Conventional | |
| Previous Owner | $104,500 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $15,000 | Credit Line Revolving | |
| Previous Owner | $25,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/02/2025 05/02/25 | Sold | $599,000 | +0.7% | $159 / Sq Ft |
| 03/22/2025 03/22/25 | Pending | -- | -- | -- |
| 03/20/2025 03/20/25 | For Sale | $594,900 | +153.3% | $158 / Sq Ft |
| 03/15/2013 03/15/13 | Sold | $234,900 | -25.4% | $62 / Sq Ft |
| 02/06/2013 02/06/13 | Pending | -- | -- | -- |
| 10/17/2012 10/17/12 | For Sale | $314,900 | -- | $84 / Sq Ft |
Source: REALTOR® Association of Southern Minnesota
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,358 | $166,300 | $13,800 | $152,500 |
| 2023 | $2,358 | $159,300 | $13,800 | $145,500 |
| 2022 | $1,890 | $159,300 | $13,800 | $145,500 |
| 2021 | $1,838 | $117,100 | $12,000 | $105,100 |
| 2020 | $1,740 | $113,000 | $12,000 | $101,000 |
| 2019 | $1,648 | $107,800 | $12,000 | $95,800 |
| 2018 | $1,506 | $104,500 | $12,000 | $92,500 |
| 2017 | $1,406 | $98,000 | $12,000 | $86,000 |
| 2016 | $1,332 | $94,000 | $12,000 | $82,000 |
| 2015 | $1,216 | $61,000 | $8,100 | $52,900 |
| 2014 | -- | $61,000 | $8,100 | $52,900 |
| 2013 | -- | $61,000 | $8,100 | $52,900 |
Source: Public Records
Agents Affiliated with this Home
-
B
Seller's Agent in 2025
Blythe Thill
Coldwell Banker Realty - Duluth
(218) 391-1629
33 in this area
58 Total Sales
-
Buyer's Agent in 2025
Lori Melbostad
Kris Lindahl Real Estate
(651) 214-0826
2 in this area
70 Total Sales
-
F
Seller's Agent in 2013
Frank Messina
Real Living Messina & Associates
Map
Source: REALTOR® Association of Southern Minnesota
MLS Number: 4409873
APN: 06-005-2020
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