Seller's Agent in 2025
Lyndsey Stulp
Coldwell Banker Realty- Fort Collins
(970) 231-8241
8 in this area
32 Total Sales
2524 Spruce Dr Loveland, CO 80538
2
Beds
1
Bath
1,080
Sq Ft
7,046
Sq Ft Lot
Highlights
- Open Floorplan
- No HOA
- 1 Car Attached Garage
- Wood Flooring
- Bar Fridge
- Forced Air Heating and Cooling System
About This Home
As of June 2025Charming Mid-Century Ranch in Prime Loveland Location - Sold As IsUnlock the potential of this delightful 2-bedroom, 1-bath ranch-style home, ideally located just minutes from Lake Loveland and downtown's shops, dining, and events. Built in 1959, this 1,080 sq. ft. gem blends nostalgic charm with endless possibilities. Flooded with natural light thanks to its west-facing exposure, the home sits on a generous .16-acre lot-perfect for outdoor living, gardening, or future expansion. Whether you're a first-time buyer, investor, or looking to create your dream home, this is a rare chance to get into one of Loveland's most desirable neighborhoods. Property is being sold as is-bring your vision and make it your own!
Last Agent to Sell the Property
Coldwell Banker Realty- Fort Collins Listed on: 05/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,806
Year Built
- Built in 1959
Lot Details
- 7,046 Sq Ft Lot
- Level Lot
- Property is zoned R1E
Parking
- 1 Car Attached Garage
Home Design
- Fixer Upper
- Wood Frame Construction
- Composition Roof
Interior Spaces
- 1,080 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Bar Fridge
- Wood Flooring
- Electric Oven or Range
- Dryer
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Bathroom
Schools
- Lincoln Elementary School
- Ball Middle School
- Loveland High School
Utilities
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
- Glen Arbor Subdivision
Listing and Financial Details
- Assessor Parcel Number R0373087
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 1, 2025
Closed on
Jun 4, 2025
Sold by
Ternasky Nicholas P and Ternasky Pamela J
Bought by
Eckenrode Catharine H
Seller's Agent
Lyndsey Stulp
Coldwell Banker Realty- Fort Collins
Buyer's Agent
Kim Kristine Doll
Group Harmony
List Price
$390,000
Sold Price
$390,000
Views
7
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,761
Avg. Annual Appreciation
-1.66%
Original Mortgage
$330,000
Outstanding Balance
$329,719
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$58,520
Purchase Details
Listed on
Jun 26, 2022
Closed on
Jul 27, 2022
Sold by
Kirby Ruby G
Bought by
Ternasky Nicholas P and Ternasky Pamela J
Seller's Agent
Mimi Miller
Mimi Miller Realty
Buyer's Agent
Lyndsey Stulp
Coldwell Banker Realty- Fort Collins
List Price
$399,900
Sold Price
$406,000
Premium/Discount to List
$6,100
1.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.40%
Original Mortgage
$320,000
Interest Rate
5.81%
Mortgage Type
Balloon
Purchase Details
Closed on
May 15, 1998
Sold by
Pate James H and Pate Charlotte M
Bought by
Kirby Ruby G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,000
Interest Rate
7.11%
Purchase Details
Closed on
Jun 8, 1996
Sold by
Morrison Frank L and Morrison Larry J
Bought by
Pate James H and Pate Charlotte M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
7.99%
Mortgage Type
Balloon
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $390,000 | Guardian Title | |
| Special Warranty Deed | $406,000 | None Listed On Document | |
| Warranty Deed | $109,900 | -- | |
| Personal Reps Deed | $100,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $330,000 | New Conventional | |
| Previous Owner | $320,000 | Balloon | |
| Previous Owner | $53,161 | New Conventional | |
| Previous Owner | $61,411 | Unknown | |
| Previous Owner | $65,000 | No Value Available | |
| Previous Owner | $80,000 | Balloon |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/04/2025 06/04/25 | Sold | $390,000 | 0.0% | $361 / Sq Ft |
| 05/01/2025 05/01/25 | For Sale | $390,000 | -3.9% | $361 / Sq Ft |
| 07/29/2022 07/29/22 | Sold | $406,000 | +1.5% | $376 / Sq Ft |
| 07/05/2022 07/05/22 | Pending | -- | -- | -- |
| 07/01/2022 07/01/22 | For Sale | $399,900 | -- | $370 / Sq Ft |
Source: IRES MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,806 | $26,311 | $2,680 | $23,631 |
| 2024 | $1,742 | $26,311 | $2,680 | $23,631 |
| 2022 | $1,023 | $19,808 | $2,780 | $17,028 |
| 2021 | $1,051 | $20,378 | $2,860 | $17,518 |
| 2020 | $907 | $18,561 | $2,860 | $15,701 |
| 2019 | $892 | $18,561 | $2,860 | $15,701 |
| 2018 | $585 | $14,213 | $2,880 | $11,333 |
| 2017 | $504 | $14,213 | $2,880 | $11,333 |
| 2016 | $485 | $13,222 | $3,184 | $10,038 |
| 2015 | $481 | $13,220 | $3,180 | $10,040 |
| 2014 | $382 | $10,150 | $3,180 | $6,970 |
Source: Public Records
Agents Affiliated with this Home
-
Lyndsey Stulp
-
The Choice Team
T
Seller Co-Listing Agent in 2025
The Choice Team
Coldwell Banker Realty- Fort Collins
15 in this area
81 Total Sales
-
Kim Kristine Doll
Buyer's Agent in 2025
Kim Kristine Doll
Group Harmony
(970) 445-8604
10 in this area
72 Total Sales
-
Mimi Miller
M
Seller's Agent in 2022
Mimi Miller
Mimi Miller Realty
(303) 709-6990
1 in this area
7 Total Sales
Map
Source: IRES MLS
MLS Number: 1032742
APN: 95122-28-006
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information source: Information and Real Estate Services, LLC. Provided for limited non-commercial use only under IRES Rules © Copyright IRES.
Listing information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information deemed reliable but not guaranteed by the MLS.
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