NOT LISTED FOR SALE

2538 Saratoga Dr Louisville, KY 40205

Belknap Neighborhood

Estimated Value: $690,000 - $812,000

4 Beds
3.5 Baths
3,402 Sq Ft
$219/Sq Ft Est. Value

Last Sold July 12, 2023

Last sale price $705,000 $207 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $4,805/month

13 Days on Market

Highlights

  • Cape Cod Architecture
  • 2 Fireplaces
  • 1 Car Attached Garage
  • Atherton High School Rated A
  • No HOA
  • Patio

About This Home

As of July 2023

Simply sublime! Enjoy elegant, easy living on sought-after Saratoga Drive in the beloved Belknap neighborhood of the Highlands! Renovated to the studs, this home is the epitome of smart design and attention to detail. Luxurious, elevated finishes and creative touches compliment the home's original character; solid, random-width, pegged hardwood floors, arched openings, original subway-tile fireplace-surround, original, functioning round windows and more! The floorplan is practical perfection and was reworked to accommodate today's busy families; it's open, bright and comfortable, too! Four common living spaces allow ample room to roam and the backyard is truly a stunning, private oasis and perfect for parties, too! Strong previous STR; the lower level could be a great AirBnB! Owner/Agent.

Last Agent to Sell the Property

Heiskell Home Team

Keller Williams Louisville East License #207502 Listed on: 04/28/2023

Co-Listed By

Laura Heiskell

Semonin REALTORS License #207502

Last Buyer's Agent

Laura Aubrey

Real Broker, LLC License #218791

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,052

Year Built

  • Built in 1941

Lot Details

  • Property is Fully Fenced
  • Privacy Fence
  • Wood Fence

Parking

  • 1 Car Attached Garage
  • Driveway

Home Design

  • Cape Cod Architecture
  • Poured Concrete
  • Shingle Roof
  • Aluminum Siding
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • 2 Fireplaces
  • Basement

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • Highlands Subdivision

Listing and Financial Details

  • Legal Lot and Block 0032 / 079F
  • Assessor Parcel Number 079F00320007
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,052

Year Built

Built in 1941

Lot Details

0

Parking

1

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Co List Office Mls Id: 19218
  • Co List Office Phone: 502-554-9500
  • Subdivision Name: HIGHLANDS
  • Above Grade Finished Sq Ft: 2400.0
  • Architectural Style: Cape Cod
  • ResoBuildingAreaSource: Other
  • Utilities Electricity Connected: Yes
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Rooms:Living Room5: Yes
  • Primary Bathroom Level: First
  • Primary Bedroom Level: First
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Fencing Wood4: Yes
  • Fencing Privacy: Yes
  • Rooms:Florida Room: Yes
  • Sewer:Public Sewer: Yes
  • Architectural Style Cape Cod: Yes
  • Special Features: None

Interior Features

  • Basement: Walk-Up Access, Partially Finished
  • Fireplaces Basement: 1
  • Fireplaces Level 1: 1
  • Bedroom Level: Second
  • Dining Area Level: First
  • Family Room Level: First
  • Florida Room Level: First
  • Kitchen Level: First
  • Laundry Level: Basement
  • Living Room Level: First
  • Media Room Level: Basement
  • Mud Room Level: First
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 874.0
  • Fireplaces: 2
  • Total Bedrooms: 16
  • ResoLivingAreaSource: Other
  • Other Rooms:Family Room2: Yes
  • BasementFoundation:Poured Concrete: Yes
  • Other Rooms:Dining Area: Yes
  • Basement:Partially Finished: Yes
  • Other Rooms:Mud Room: Yes
  • Basement:Walk-Up Access: Yes

Exterior Features

  • Fencing: Other, Privacy, Full, Wood
  • Roof: Shingle
  • Acres: 0.25
  • Construction Type: Vinyl Siding, Aluminum Siding, Stone
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Patio
  • Exterior Features:Fencing - Full: Yes
  • Construction:Stone3: Yes
  • Construction:Aluminum: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Attached Garage: Yes
  • Parking Features: On Street, Attached, Entry Front, Driveway
  • General Property Description:Garage Spaces: 1
  • GarageParking:Attached: Yes
  • Garageparkingdriveway: Yes

Utilities

  • Utilities: Electricity Connected, Fuel:Natural
  • Cooling Y N: Yes
  • Heating: Forced Air, Natural Gas
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Jefferson

Lot Info

  • Lot Size Sq Ft: 10890.0
  • ResoLotSizeUnits: Acres
  • Parcel #: 079F00320007
  • ResoLotSizeUnits: Acres

Building Info

  • Year Built: 1941

Tax Info

  • Tax Block: 079F
  • Tax Lot: 0032

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 24, 2014
Closed on
Nov 14, 2014
Sold by
Provence Properties Llc
Bought by
Heiskell Laura
Seller's Agent
Laura Heiskell
Kentucky Select Properties
Buyer's Agent
Laura Heiskell
Semonin REALTORS
List Price
$390,000
Sold Price
$400,000
Premium/Discount to List
$10,000
2.56%
Current Estimated Value
$744,840

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$344,840
Avg. Annual Appreciation
5.84%
Original Mortgage
$317,960
Outstanding Balance
$118,865
Interest Rate
4.16%
Mortgage Type
New Conventional
Estimated Equity
$619,310

Purchase Details

Listed on
Nov 1, 2013
Closed on
Mar 4, 2014
Sold by
Cooke Lois S
Bought by
Provence Properties Llc
Seller's Agent
Ashley Parker
Parker & Klein Real Estate
Buyer's Agent
John Waller
RE/MAX Properties East
List Price
$249,000
Sold Price
$205,000
Premium/Discount to List
-$44,000
-17.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
156.38%
Original Mortgage
$279,000
Interest Rate
4.43%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Heiskell Laura $400,000 Limestone Title & Escrow
Provence Properties Llc $205,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Heiskell Laura $317,960
Previous Owner Provence Properties Llc $41,000
Previous Owner Provence Properties Llc $279,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/12/2023 07/12/23 Sold $705,000 +2.9% $207 / Sq Ft
05/10/2023 05/10/23 Pending -- -- --
04/27/2023 04/27/23 For Sale $685,000 +71.3% $201 / Sq Ft
11/18/2014 11/18/14 Sold $400,000 +2.6% $133 / Sq Ft
06/24/2014 06/24/14 Pending -- -- --
06/24/2014 06/24/14 For Sale $390,000 +90.2% $130 / Sq Ft
03/04/2014 03/04/14 Sold $205,000 -17.7% $84 / Sq Ft
01/12/2014 01/12/14 Pending -- -- --
11/01/2013 11/01/13 For Sale $249,000 -- $102 / Sq Ft
Source: Metro Search (Greater Louisville Association of REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,052 $705,000 $72,800 $632,200
2023 $5,575 $415,420 $55,000 $360,420
2022 $5,650 $415,420 $55,000 $360,420
2021 $6,014 $415,420 $55,000 $360,420
2020 $5,496 $400,000 $90,000 $310,000
2019 $5,366 $400,000 $90,000 $310,000
2018 $5,297 $400,000 $90,000 $310,000
2017 $5,213 $400,000 $90,000 $310,000
2013 $2,679 $267,870 $50,000 $217,870
Source: Public Records

Agents Affiliated with this Home

  • H

    Seller's Agent in 2023

    Heiskell Home Team

    Keller Williams Louisville East

    (502) 417-6205

    1 in this area

    34 Total Sales

    Heiskell Home Team
    Section Image

  • L

    Seller Co-Listing Agent in 2023

    Laura Heiskell

    Semonin Realty

    (502) 417-6205

    1 in this area

    46 Total Sales

    Laura Heiskell
    Section Image
  • Laura Aubrey

    Buyer's Agent in 2023

    Laura Aubrey

    Real Broker, LLC

    (502) 472-1595

    5 in this area

    112 Total Sales

    Laura Aubrey
    Section Image
  • Ashley Parker

    Seller's Agent in 2014

    Ashley Parker

    Parker & Klein Real Estate

    (502) 345-8952

    2 in this area

    98 Total Sales

    Ashley Parker
    Section Image

  • J

    Buyer's Agent in 2014

    John Waller

    RE/MAX

See All Agents

Map

Source: Metro Search (Greater Louisville Association of REALTORS®)

MLS Number: 1635353

Metro Search (Greater Louisville Association of REALTORS®)

APN: 079F00320007

Kentucky Jefferson County Louisville 40205 Belknap

2538 Saratoga Dr, Louisville, KY

This home is located at 2538 Saratoga Dr, Louisville, KY 40205 since 28 April 2023 and is currently estimated at $744,840, approximately $218 per square foot. This property was built in 1941. 2538 Saratoga Dr is a home located in Jefferson County with nearby schools including Bloom Elementary School, Camp Taylor Elementary School, and John J. Audubon Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Metro Search (Greater Louisville Association of REALTORS®) The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Metro Search, Inc. Real estate listings held by brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about each listing includes the name of the listing broker. Copyright 2025 Metro Search, Inc.

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