NOT LISTED FOR SALE

2540 Towering Ridge Ln Florence, KY 41042

Florence Area

Estimated Value: $609,599

4 Beds
4.5 Baths
2,980 Sq Ft
$205/Sq Ft Est. Value

Sale Details

Date Sold: December 15, 2025

Last sale price $610,000 $205 Per Sq Ft

Current estimated payment $3,872 / mo

1 Day on Market

Highlights

  • Vaulted Ceiling
  • Traditional Architecture
  • Bonus Room
  • Longbranch Elementary School Rated A
  • 2 Fireplaces
  • Community Pool

About This Home

As of December 2025

Welcome to this stunning, impeccably maintained home featuring luxury upgrades throughout and an entertainer's backyard retreat you'll never want to leave!
Step inside to a two-story great room showcasing custom built-ins, a cozy gas fireplace, and an elegant coffered ceiling. The gourmet eat-in kitchen is a chef's delight with granite countertops, stainless steel appliances, and a spacious layout that flows beautifully into the main living areas. Host in style with formal living and dining rooms, or work from home in one of two first-floor study. You'll love the gleaming hardwood floors and new restoration hardware lighting that add warmth and sophistication throughout. Upstairs, retreat to the grand master suite featuring double closets and a spa like atmosphere, plus a versatile second floor loft ideal for a media space or reading nook. The finished lower level includes a full bath, perfect for guests or recreation. Additional highlights include vaulted ceilings, crown molding, two staircases, and a three-car garage. Step outside to your private fenced backyard, complete with a covered screened porch, ideal for year-round entertaining. Recent updates ensure peace of mind, including a new heating system, air conditioning, and water heater (2024) plus new bedroom and loft windows and front door. This home truly has it all style, comfort, and exceptional quality ready for you to move in and enjoy.

Last Agent to Sell the Property

Daniel Garcia

Pivot Realty Group License #293711 Listed on: 11/12/2025

Pivot Realty Group

Last Buyer's Agent

Bryson Warner

Huff Realty - Florence License #215217

Huff Realty - Florence

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2008

Lot Details

  • 17,916 Sq Ft Lot
  • Cul-De-Sac
  • Year Round Access
  • Perimeter Fence

HOA Fees

  • $67 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side Facing Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,980 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Brick Fireplace
  • Gas Fireplace
  • Insulated Windows
  • Entryway
  • Family Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Library
  • Bonus Room
  • Finished Basement
  • Finished Basement Bathroom

Kitchen

  • Double Oven
  • Gas Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Enclosed Patio or Porch

Schools

  • Longbranch Elementary School
  • Camp Ernst Middle School
  • Cooper High School

Utilities

  • Humidifier
  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 050.00-16-244.00

Community Details

Overview

  • Association fees include ground maintenance
  • Vertex Association, Phone Number (859) 491-5711
  • On-Site Maintenance

Recreation

  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Year Built

Built in 2008

Lot Details

0.41 Acres

HOA Fees

$67 per month

Parking

3

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.41
  • Year Built: 2008
  • Lot Size: Of Records
  • Road Surface Type: Paved
  • Ownership: Consumer
  • Directions: Rt 42 to Pleasant Valley, left onto Founders Way, Left on Towering Ridge
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Longbranch
  • Location Tax Legal Info:Middle or Junior School: Camp Ernst Middle School
  • Location Tax Legal Info:High School: Cooper High School
  • Location Tax Legal Info:Subdivision2: Hearthstone
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: Of Records
  • General Property Description:Approx SqFt2: 2980.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.4113
  • General Property Description:Living Area: 2980.0
  • General Property Description:Lot Size Square Feet: 17916.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Main Level: Yes
  • Miscellaneous Home Warranty: Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 050.00-16-244.00
  • Appliances Refrigerators: Yes
  • General Property Description:Fireplaces Total: 2
  • Appliances Dryer: Yes
  • Washers: Yes
  • Percent Basement Finished: Yes
  • Other Equipment:Humidifier: Yes
  • Location Tax Legal Info:Property Sub Type: Single Family Residence
  • Special Features: None

Interior Features

  • Interior Amenities: Wet Bar, Walk-In Closet(s), Ceiling Fan(s), High Ceilings, Vaulted Ceiling(s)
  • Basement: Full Finished Bath, Finished
  • Heating: Natural Gas
  • Levels: Two
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Gas Cooktop, Gas Oven, Dishwasher, Disposal, Double Oven, Dryer, Microwave, Refrigerator, Washer
  • Other Equipment: Humidifier
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Brick, Gas, Wood Burning
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 2980.0
  • Window Features: Insulated Windows
  • Appliances Dishwasher: Yes
  • Appliances:Double Oven: Yes
  • Appliances:Gas Cooktop: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Interior Features:Wet Bar4: Yes
  • Fireplace Features:Wood Burning: Yes
  • Basement:Full Finished Bath: Yes
  • Fireplace Features:Brick3: Yes
  • Fireplace Features:Gas: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Fencing Perimeter: Yes
  • Appliances:Gas Oven: Yes

Exterior Features

  • Fencing: Perimeter
  • Roof: Shingle
  • Lot Features: Cul-De-Sac
  • Home Warranty: Yes
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Covered, Enclosed
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Covered: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Patio and Porch Features:Enclosed: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Garage, Garage Faces Side
  • General Property Description:Garage Spaces: 3.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Faces Side: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Laundry Room, Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Amenities: Lake Year Round, Pool, Trail(s)
  • Association Fee: 800.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Vertex
  • Association Information:Association Management Phone 1: 859-491-5711
  • Association Information:Total Yearly Fees: 800.0
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Information:Association Fee: 800.0
  • Association Information:Association Fee Frequency: Annually
  • Association Amenities:Pool5: Yes
  • Association Amenities:Trail(s): Yes
  • Association Amenities:Lake Year Round: Yes
  • Association Fee Includes:Other15: Yes

Fee Information

  • Association Fee Includes: Other, Maintenance Grounds

Schools

  • Elementary School: Longbranch
  • Junior High Dist: Boone Co Public
  • High School: Cooper High School
  • Middle Or Junior School: Camp Ernst Middle School

Lot Info

  • Lot Size Sq Ft: 17916.0
  • Zoning Description: Residential

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 12, 2025
Closed on
Dec 15, 2025
Sold by
Bought by
Seller's Agent
Daniel Garcia
Pivot Realty Group
Buyer's Agent
Bryson Warner
Huff Realty - Florence
List Price
$599,900
Sold Price
$610,000
Premium/Discount to List
$10,100
1.68%
Views
36
Current Estimated Value
$609,599

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$401
Avg. Annual Appreciation
-0.11%

Purchase Details

Listed on
Apr 5, 2021
Closed on
Jun 10, 2021
Sold by
Bought by
Seller's Agent
Jewel Buckley
Coldwell Banker Realty FM
Buyer's Agent
Kathy Santangelo
Coldwell Banker Realty FM
List Price
$498,000
Sold Price
$534,500
Premium/Discount to List
$36,500
7.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.97%
Original Mortgage
$523,500
Interest Rate
0.029%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 6, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
0.0536%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 3, 2008
Sold by
Bought by
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
$534,500 360 American Title Svcs Llc
$370,000 Lawyers Title Cincinnati Inc
$12,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $204,110
Previous Owner $523,500
Previous Owner $25,000
Previous Owner $25,000
Previous Owner $315,000
Previous Owner $305,000
Previous Owner $306,400
Previous Owner $47,100
Previous Owner $306,400
Previous Owner $350,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/15/2025 12/15/25 Sold $610,000 +1.7% $205 / Sq Ft
11/13/2025 11/13/25 Pending -- -- --
11/12/2025 11/12/25 For Sale $599,900 +12.2% $201 / Sq Ft
06/10/2021 06/10/21 Sold $534,500 +7.3% $179 / Sq Ft View Prior Sale
04/05/2021 04/05/21 Pending -- -- --
04/05/2021 04/05/21 For Sale $498,000 -- $167 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,914 $534,500 $50,000 $484,500
2024 $5,813 $534,500 $50,000 $484,500
2023 $5,949 $534,500 $50,000 $484,500
2022 $5,974 $534,500 $50,000 $484,500
2021 $3,971 $347,900 $50,000 $297,900
2020 $3,965 $347,900 $50,000 $297,900
2019 $3,995 $347,900 $50,000 $297,900
2018 $4,011 $347,970 $40,000 $307,970
2017 $3,960 $347,970 $40,000 $307,970
2015 $3,932 $347,970 $40,000 $307,970
2013 -- $370,000 $64,000 $306,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 637958

Northern Kentucky Multiple Listing Service

APN: 050.00-16-244.00

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