NOT LISTED FOR SALE

2540 Windmill Point Rd White Stone, VA 22578

Estimated Value: $1,229,000 - $2,359,465

5 Beds
6 Baths
3,120 Sq Ft
$546/Sq Ft Est. Value

Last Sold September 09, 2022

Last sale price $2,250,000 $721 Per Sq Ft

Est. 30% decrease in value since last sale

Current estimated payment $9,073/month

13 Days on Market

Highlights

  • Beach Front
  • Guest House
  • Boat Ramp
  • Docks
  • River Access
  • Boat Lift

About This Home

As of September 2022

“LAGNIAPPE” (a southern expression meaning “a little something extra”) captures the essence of this quintessential RIVER HOME. Originally a 1900 farm house, current owners took the main house to the studs & fully renovated & updated in 2020. Every detail was thoughtfully planned and executed adding state of the art features and amenities. In addition, they added a beautiful oversized garage w/ exquisite guest apartment above that complements the timeless appearance. Grounds are irrigated & maintained by Organic Green & all of the landscaping is lush but easy maintenance. Brand-new dock features 8000 lb boat lift & rotating jet ski lift. This sought-after Southern Exposure & NO FLOOD ZONE location has gentle elevation to dock & sand beach. Acreage extending into Rappahannock River includes King’s Grant Land. The main home features 4 bedrooms & 3.5 baths (primary on 1st floor). Masterful chef’s kitchen, multiple gathering spaces, screen porch, outdoor kitchen, outdoor shower & bath add to the ambiance. A features list is attached. This is a must see for your most discriminating WATERFRONT BUYERS.

Last Agent to Sell the Property

Neena Rodgers

Pearls of the Chesapeake LLC License #0225083414 Listed on: 07/27/2022

Co-Listed By

McKann Payne

Isabell K. Horsley Real Estate License #0225241766

Last Buyer's Agent

Dee Mason

Long & Foster REALTORS License #0225080087

Long & Foster REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,132

Year Built

  • Built in 2020 | Remodeled

Lot Details

  • 1.85 Acre Lot
  • Beach Front
  • River Front
  • Picket Fence
  • Decorative Fence
  • Landscaped
  • Sprinkler System
  • Zoning described as R1

Parking

  • 2 Car Detached Garage
  • Garage Apartment
  • Garage Door Opener

Home Design

  • Custom Home
  • Farmhouse Style Home
  • Frame Construction
  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 3,120 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • Ceiling Fan
  • Gas Fireplace
  • French Doors
  • Sliding Doors
  • Dining Area
  • Screened Porch
  • Water Views
  • Crawl Space
  • Home Security System
  • Stacked Washer and Dryer

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Gas Cooktop
  • Stove
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Double Vanity
  • Garden Bath

Outdoor Features

  • River Access
  • Mooring
  • Boat Lift
  • Boat Ramp
  • Docks
  • Dock Available
  • Balcony
  • Deck
  • Exterior Lighting
  • Outdoor Storage
  • Outdoor Gas Grill

Additional Homes

  • Guest House

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Power Generator
  • Well
  • Tankless Water Heater
  • Water Softener
  • Septic Tank

Listing and Financial Details

  • Tax Lot A B
  • Assessor Parcel Number 39-42

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,132

Year Built

Built in 2020 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2020
  • Property Attached Yn: No
  • Lot Size Acres: 1.845
  • Water Body Name: Rappahannock
  • Co List Office Mls Id: cbra.121
  • Co List Office Phone: (804) 776-9297
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: Custom, Farmhouse
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Renovated
  • ResoBuildingAreaSource: Appraiser
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Tile, Wood
  • Basement: Crawl Space
  • Appliances: Built-In Oven, Washer/Dryer Stacked, Dishwasher, Gas Cooking, Microwave, Oven, Refrigerator, Stove, Water Softener, Tankless Water Heater, Wine Cooler
  • Other Equipment: Generator
  • Basement YN: No
  • Full Bathrooms: 4
  • Half Bathrooms: 2
  • Total Bedrooms: 5
  • Door Features: French Doors, Sliding Doors
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Ceiling Fan(s), Dining Area, Double Vanity, Eat-in Kitchen, French Door(s)/Atrium Door(s), Granite Counters, Garden Tub/Roman Tub, Kitchen Island, Bath in Primary Bedroom, Main Level Primary, Walk-In Closet(s)
  • Living Area: 3120.0
  • Stories: 2
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Roof: Metal
  • Fencing: Decorative, Fenced, Picket
  • Lot Features: Beach Front, Landscaped, Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Beach Access, Dock Access, Mooring, River Front, River Access, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Construction Type: Drywall, Frame, HardiPlank Type
  • Exterior Features: Boat Lift, Deck, Dock, Sprinkler/Irrigation, Lighting, Porch, Storage, Gas Grill
  • Other Structures: Garage(s), Garage Apartment, Guest House
  • Patio And Porch Features: Balcony, Rear Porch, Screened, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Garage, Garage Door Opener

Utilities

  • Heating: Electric, Zoned
  • Cooling: Central Air, Zoned
  • Sewer: Septic Tank
  • Water Source: Well
  • Laundry Features: Washer Hookup, Dryer Hookup, Stacked
  • Security: Security System
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 39-42
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2021
  • Tax Annual Amount: 4132.0
  • Tax Lot: A B

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 6, 2024
Sold by
Cedillo Jose R and Cedillo Susan C
Bought by
Cedillo Susan C
Current Estimated Value
$1,579,135

Purchase Details

Closed on
Apr 11, 2022
Sold by
Suzanne Huval and Suzanne Carolyn
Bought by
Cedillo Jose R and Cedillo Susan C

Purchase Details

Listed on
Apr 8, 2019
Closed on
Jul 9, 2019
Sold by
Pocklington Mary Stuart
Bought by
Huva Jennifer and Gargis Carolyn Suzanne
Seller's Agent
colleen shaut
Shaheen Ruth Martin & Fonville Real Estate
Buyer's Agent
Neena Rodgers
Pearls of the Chesapeake LLC
List Price
$799,000
Sold Price
$725,000
Premium/Discount to List
-$74,000
-9.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.22%
Original Mortgage
$484,350
Interest Rate
3.82%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cedillo Susan C -- None Listed On Document
Cedillo Jose R $2,250,000 --
Huva Jennifer $725,000 Lawyers Title/Mid Peninsula
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Huval Jennifer $150,000
Previous Owner Huva Jennifer $484,350
Previous Owner Pocklington Mary S $45,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/09/2022 09/09/22 Sold $2,250,000 +12.5% $721 / Sq Ft
08/10/2022 08/10/22 Pending -- -- --
07/27/2022 07/27/22 For Sale $1,999,500 +175.8% $641 / Sq Ft
07/29/2019 07/29/19 Sold $725,000 -9.3% $300 / Sq Ft
06/29/2019 06/29/19 Pending -- -- --
04/08/2019 04/08/19 For Sale $799,000 -- $331 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,118 $930,500 $354,600 $575,900
2023 $4,715 $748,400 $379,600 $368,800
2022 $4,715 $748,400 $379,600 $368,800
2021 $4,132 $655,900 $379,600 $276,300
2020 $4,037 $640,800 $379,600 $261,200
2019 $3,804 $640,800 $379,600 $261,200
2018 $3,216 $545,000 $299,300 $245,700
2017 $3,216 $545,000 $299,300 $245,700
2016 -- $545,000 $299,300 $245,700
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2220767

Chesapeake Bay & Rivers Association of REALTORS®

APN: 39-42