Carrie Akins
The Hogan Group Real Estate
(585) 565-6523
82 Total Sales
1 in Louisa
$345,000 Price
255 Derby Ln Mineral, VA 23117
Louisa AreaEstimated Value: $442,741
3
Beds
3
Baths
2,362
Sq Ft
$187/Sq Ft
Est. Value
Highlights
- Beach Front
- Beach
- Water Access
- Thomas Jefferson Elementary School Rated 9+
- Community Boat Facilities
- Boat Ramp
About This Home
As of May 2025PRICE REDUCED--Discover this spacious 3-bedroom, 3-bath home with water access, perfectly located at the end of a quiet cul-de-sac. The home features a large Great Room with a cozy gas fireplace and a separate dining room with a bay window that lets in plenty of natural light. The kitchen offers generous countertop space, abundant cabinetry, a pantry, and a dedicated area for table seating. The main-level primary suite provides a private retreat with an attached bathroom that includes a soaking tub, separate shower, and walk-in closet. There are also two oversized bedrooms, each with ample closet space. The finished basement is ideal for entertaining, complete with a bar area and an additional full bathroom. Step outside to a large rear deck with an awning, perfect for hosting gatherings or simply relaxing. The attached oversized 2-car garage offers plenty of storage, while the detached oversized 2-car garage/workshop with electric adds even more versatility. This property is a short distance from a community common area that features a boat launch, first-come-first-serve boat slips, a picnic pavilion, and a beach area, providing easy access to waterfront living. Located near The Boardwalk, you’re just minutes from local favorites like Tim's Rivershore, Moo Thru, and mini golf, with the Town of Louisa also close by. While the home does need some TLC, it offers privacy, a great yard, and endless potential in an unbeatable location.
Last Agent to Sell the Property
Long & Foster REALTORS Brokerage Phone: (540) 207-9963 License #0225053625 Listed on: 01/16/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,303
Year Built
- Built in 2003
Lot Details
- 1.28 Acre Lot
- Beach Front
- Lake Front
- Home fronts navigable water
- Cul-De-Sac
- Zoning described as R2
HOA Fees
- $17 Monthly HOA Fees
Parking
- 4 Car Garage
- Basement Garage
- Off-Street Parking
Home Design
- Fire Rated Drywall
- Frame Construction
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 2,362 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Gas Fireplace
- Bay Window
- Formal Dining Room
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Partially Carpeted
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- 3 Full Bathrooms
Laundry
- Dryer
- Washer
Basement
- Partial Basement
- Interior Basement Entry
Outdoor Features
- Water Access
- Boat Ramp
- Deck
- Outbuilding
- Awning
Schools
- Thomas Jefferson Elementary School
- Louisa Middle School
- Louisa High School
Utilities
- Central Air
- Heat Pump System
- Well
- Water Heater
- Septic Tank
Listing and Financial Details
- Tax Lot 92
- Assessor Parcel Number 15C-1-92
Community Details
Overview
- Community Lake
- Pond in Community
Amenities
- Common Area
Recreation
- Community Boat Facilities
- Beach
- Park
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 16, 2025
Closed on
May 16, 2025
Sold by
Hume Timothy R and Hume Susan A
Bought by
Seller's Agent
Angel Hough
Long & Foster REALTORS
Buyer's Agent
Nicholas Thurman
CapCenter
List Price
$400,000
Sold Price
$385,000
Premium/Discount to List
-$15,000
-3.75%
Views
221
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$57,741
Avg. Annual Appreciation
10.82%
Original Mortgage
$378,026
Outstanding Balance
$372,308
Interest Rate
6.12%
Mortgage Type
FHA
Estimated Equity
$70,433
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Mineral, VA
-
Carrie Akins
-
Chris Dillow
Chris Dillow
Responds QuicklyAUGUSTA REALTY GROUP
(540) 417-1702
89 Total Sales
48 in Louisa
$5K - $1M Price Range
-
Cheryl Hagelstein
Cheryl Hagelstein
EXP Realty LLC
(910) 708-6055
52 Total Sales
2 in Louisa
$325K - $349K Price Range
-
PETE KOOKEN
PETE KOOKEN
DOGWOOD REALTY GROUP LLC
(434) 443-6301
80 Total Sales
1 in Louisa
$195,000 Price
-
Brittany Maxton
Brittany Maxton
Real Broker, LLC
(540) 603-1388
59 Total Sales
2 in Louisa
$49K - $269K Price Range
-
Melissa Rose
Melissa Rose
Pearson Smith Realty, LLC
(571) 771-1924
30 Total Sales
1 in Louisa
$635,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $385,000 | Old Republic National Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $6,026 | ||
| Open | Leith Tiffany Renee | $378,026 | |
| Previous Owner | Hume Timothy R | $49,169 | |
| Previous Owner | Hume Timothy R | $216,327 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/16/2025 05/16/25 | Sold | $385,000 | +1.3% | $163 / Sq Ft |
| 03/24/2025 03/24/25 | Pending | -- | -- | -- |
| 03/03/2025 03/03/25 | Price Changed | $380,000 | -5.0% | $161 / Sq Ft |
| 02/27/2025 02/27/25 | For Sale | $400,000 | +3.9% | $169 / Sq Ft |
| 02/16/2025 02/16/25 | Off Market | $385,000 | -- | -- |
| 01/16/2025 01/16/25 | For Sale | $400,000 | -- | $169 / Sq Ft |
Source: Central Virginia Regional MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,583 | $450,500 | $52,000 | $398,500 |
| 2025 | $2,303 | $358,700 | $46,000 | $312,700 |
| 2024 | $2,303 | $319,800 | $42,700 | $277,100 |
| 2023 | $2,189 | $320,100 | $39,400 | $280,700 |
| 2022 | $2,126 | $295,300 | $33,900 | $261,400 |
| 2021 | $1,425 | $252,000 | $33,900 | $218,100 |
| 2020 | $1,688 | $234,400 | $33,900 | $200,500 |
| 2019 | $1,664 | $231,100 | $33,900 | $197,200 |
| 2018 | $1,637 | $227,400 | $33,900 | $193,500 |
| 2017 | $1,595 | $221,500 | $33,900 | $187,600 |
| 2016 | $1,595 | $221,500 | $33,900 | $187,600 |
| 2015 | $1,563 | $217,100 | $35,500 | $181,600 |
| 2013 | -- | $203,300 | $37,700 | $165,600 |
Source: Public Records
Agents Affiliated with this Home
-
Angel Hough
Seller's Agent in 2025
Angel Hough
Long & Foster
(540) 207-9963
110 Total Sales
-
Nicholas Thurman
NT
Buyer's Agent in 2025
Nicholas Thurman
CapCenter
(804) 944-9123
148 Total Sales
Map
Source: Central Virginia Regional MLS
MLS Number: 2501152
APN: 15C-1-92
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
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