$595,000
PENDING

2595 86th Ct W Northfield, MN 55057

Estimated payment $3,752/month

Total Views 5,726
4 Beds
3 Baths
3,003 Sq Ft
$198 Price per Sq Ft

Highlights

  • Deeded Waterfront Access Rights
  • Lake View
  • Breakfast Area or Nook
  • Greenvale Park Elementary School Rated A-
  • Deck
  • The kitchen features windows

About This Home

Welcome to life on Union Lake. Tucked into 1.52 wooded acres with deeded access to Union Lake, this 4-bed, 3-bath home delivers the rare trifecta: peaceful lake living, true privacy, and an easy commute. Mature trees wrap the property, 56 acres of undeveloped woods sit next door, and yet you're minutes from I-35, downtown Northfield, and within reach of the Twin Cities. Inside, over 3,000 finished square feet stretch out around you. The main level brings hardwood floors, an eat-in kitchen, formal dining, main-floor laundry, and three bedrooms including the primary suite with walk-in closet and walk-in shower. Big windows frame panoramic east-facing views of the woods and water. Downstairs, the walkout lower level is built for everything else: a massive family room, a fourth bedroom, a full bath, serious storage, and a dedicated workshop for the projects, hobbies, or gear that need a home of their own. Watch sunrises from the deck. Fish, kayak, paddleboard, and pontoon all summer. Cross-country ski all winter. At nearly 400 acres, Union Lake gives you the year. This is the one that gives you privacy, recreation, and nature, without making you choose.

Listing Agent

Anna Elder

Keller Williams Realty Integrity Lakes Listed on: 05/28/2026

Keller Williams Realty Integrity Lakes

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,328

Year Built

  • Built in 1989

Lot Details

  • Lot Dimensions are 170x199x331x263

HOA Fees

  • $11 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Wood Siding

Interior Spaces

  • 1-Story Property
  • Gas Fireplace
  • Lake Views

Kitchen

  • Breakfast Area or Nook
  • Range
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Block Basement Construction

Outdoor Features

  • Deeded Waterfront Access Rights
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Well
  • Tankless Water Heater
  • Water Softener is Owned

Community Details

  • Association fees include beach access, shared amenities
  • Keya Paha Homeowners Association, Phone Number (952) 652-2003
  • Keya Paha Ranch 4Th Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0235301001

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,328

Year Built

Built in 1989

Lot Details

1.51 Acres

HOA Fees

$11 per month

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Stone, Wood
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Well
  • Fee Frequency: Annually
  • Year Built: 1989
  • Above Grade Finished Sq Ft: 1994
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Finished, Full, Walkout
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • Fireplace Features: Gas
  • Living Area: 3003
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1009
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Asphalt
  • View: East, Lake, Panoramic
  • Foundation Details: Block
  • PatioPorchType: Deck

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Garage Door Opener

Utilities

  • Heating: Forced Air
  • Sewer: Private Sewer
  • LaundryFeatures: Laundry Room
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Beach Access, Shared Amenities
  • Phone: 9526522003
  • Association Fee: 135
  • Association: Yes
  • Amenities Unit: Ceiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup

Association/Amenities

  • HOA Management Co: Keya Paha Homeowners Association

Schools

  • Junior High Dist: Northfield
  • SchoolDistrictPhone: 5076630629

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 170x199x331x263
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Yes
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 0235301001
  • Tax Annual Amount: 6328
  • TaxWithAssessments: 6388

Multi Family

  • WaterfrontFeatures: Deeded Access, Lake View

Map

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Tax History

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Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $6,388 $566,600 $129,800 $436,800
2025 $6,388 $555,600 $119,500 $436,100
2024 $6,422 $522,300 $104,300 $418,000
2023 $5,022 $522,300 $104,300 $418,000
2022 $4,766 $456,300 $92,000 $364,300
2021 $4,844 $397,500 $86,700 $310,800
2020 $4,858 $382,800 $86,700 $296,100
2019 $4,812 $376,800 $86,700 $290,100
2018 $4,638 $362,800 $86,700 $276,100
2017 $4,170 $342,600 $86,700 $255,900
2016 $4,230 $340,500 $86,700 $253,800
2015 $4,052 $336,200 $86,700 $249,500
2014 -- $325,000 $86,700 $238,300
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/23/2026 06/23/26 Pending -- -- --
05/28/2026 05/28/26 For Sale $595,000 +84.5% $198 / Sq Ft
06/16/2014 06/16/14 Sold $322,500 -7.8% $118 / Sq Ft View Prior Sale
05/12/2014 05/12/14 Pending -- -- --
11/19/2013 11/19/13 For Sale $349,800 -- $128 / Sq Ft
Source: NorthstarMLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $575,090 Trademark Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $460,000 New Conventional
Source: Public Records

Source: NorthstarMLS

MLS Number: 7073384

NorthstarMLS

APN: 02.35.3.01.001

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