Seller's Agent in 2025
Kimberly Bagni
Laer Realty
(508) 769-5258
1 in this area
45 Total Sales
26 Derby St Worcester, MA 01604
Vernon Hill Neighborhood
9
Beds
3
Baths
4,155
Sq Ft
5,000
Sq Ft Lot
Highlights
- Golf Course Community
- Granite Flooring
- Sun or Florida Room
- Medical Services
- Property is near public transit and schools
- Mud Room
About This Home
As of December 2025Spacious well-maintained and updated 3-family in desirable Grafton Hill. Updated BA’s & many exterior improvements, inc. gutters, roof & new facia. Each unit welcomes you with an entry hall that opens to a spacious living and dining room with hardwood floors, wall sconces, & an elegant archway with built-ins. French doors lead to a sunroom lined with windows—ideal as a bonus room or optional BR. The 2nd and 3rd floor units have 3-season front porches. Oversized kitchens include vintage built-in dining nooks with table and bench seating, gas stoves, and refrigerators. Each unit has its own washer/dryer hookups. The private backyard offers plenty of space for cookouts, or play. Each unit comes with a letter of lead compliance. See List of Updates! Fully occupied with positive cash flow.
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $9,244
Year Built
- Built in 1925
Lot Details
- 5,000 Sq Ft Lot
- Level Lot
- Irregular Lot
Parking
- Open Parking
Home Design
- Triplex
- Stone Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- Property has 1 Level
- Ceiling Fan
- Insulated Windows
- Mud Room
- Living Room
- Dining Room
- Sun or Florida Room
- Storage
- Washer and Electric Dryer Hookup
- Range
Flooring
- Wood
- Granite
- Vinyl
Bedrooms and Bathrooms
- 9 Bedrooms
- 3 Full Bathrooms
- Bathtub with Shower
Unfinished Basement
- Interior Basement Entry
- Block Basement Construction
Outdoor Features
- Enclosed Patio or Porch
- Rain Gutters
Location
- Property is near public transit and schools
Schools
- Rice Square Elementary School
- Worc East Middle School
- North High School
Utilities
- Window Unit Cooling System
- 3 Heating Zones
- Heating System Uses Natural Gas
- Hot Water Heating System
- 100 Amp Service
Listing and Financial Details
- Total Actual Rent $5,800
- Rent includes unit 1(water), unit 2(water), unit 3(water)
- Assessor Parcel Number M:35 B:021 L:00024,1794334
Community Details
Recreation
- Golf Course Community
Building Details
- Electric Expense $250
- Insurance Expense $3,598
- Water Sewer Expense $1,800
- Operating Expense $3,850
- Net Operating Income $63,952
Additional Features
- 3 Units
- Medical Services
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 21, 2025
Closed on
Dec 17, 2025
Sold by
Cosmos Steven G
Bought by
Chavarria Jose
Seller's Agent
Kimberly Bagni
LAER Realty Partners
Buyer's Agent
Fiorella Marte
eXp Realty
List Price
$750,000
Sold Price
$730,000
Premium/Discount to List
-$20,000
-2.67%
Views
18
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.29%
Original Mortgage
$584,000
Outstanding Balance
$583,443
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$155,967
Purchase Details
Closed on
Jul 11, 2005
Sold by
Cedeno Preditta M and Cedeno Theophilus
Bought by
Cosmos Steven G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,000
Interest Rate
5.71%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 3, 2003
Sold by
Costanzo Philip E
Bought by
Cedeno Preditta M and Cedeno Theophilus
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$334,045
Interest Rate
6.05%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 7, 1998
Sold by
Selchie Rt and Utzschneider
Bought by
Costanzo Philip E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,250
Interest Rate
7.04%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $730,000 | -- | |
| Deed | $355,000 | -- | |
| Deed | $336,783 | -- | |
| Deed | $127,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $584,000 | New Conventional | |
| Previous Owner | $284,000 | Purchase Money Mortgage | |
| Previous Owner | $334,045 | Purchase Money Mortgage | |
| Previous Owner | $98,500 | No Value Available | |
| Previous Owner | $98,000 | No Value Available | |
| Previous Owner | $95,250 | Purchase Money Mortgage | |
| Previous Owner | $19,050 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/18/2025 12/18/25 | Sold | $730,000 | -2.7% | $176 / Sq Ft |
| 11/12/2025 11/12/25 | Pending | -- | -- | -- |
| 10/21/2025 10/21/25 | For Sale | $750,000 | -- | $181 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,244 | $700,800 | $81,200 | $619,600 |
| 2024 | $8,474 | $616,300 | $81,200 | $535,100 |
| 2023 | $8,132 | $567,100 | $70,600 | $496,500 |
| 2022 | $7,073 | $465,000 | $56,500 | $408,500 |
| 2021 | $6,292 | $386,500 | $45,200 | $341,300 |
| 2020 | $4,245 | $249,700 | $44,900 | $204,800 |
| 2019 | $4,226 | $234,800 | $39,200 | $195,600 |
| 2018 | $4,128 | $218,300 | $39,200 | $179,100 |
| 2017 | $3,867 | $201,200 | $39,200 | $162,000 |
| 2016 | $3,683 | $178,700 | $28,300 | $150,400 |
| 2015 | $3,587 | $178,700 | $28,300 | $150,400 |
| 2014 | $3,492 | $178,700 | $28,300 | $150,400 |
Source: Public Records
Agents Affiliated with this Home
-
Kimberly Bagni
-
Fiorella Marte
Buyer's Agent in 2025
Fiorella Marte
eXp Realty
(978) 809-6038
1 in this area
31 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73445947
APN: WORC-000035-000021-000024
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