$215,000
SOLD JUN 23, 2025

26 Elm St Malone, NY 12953

3 Beds
4 Baths
2,854 Sq Ft
0.56 Acres

Recently Sold

$75 Per Sq Ft

9% Below List Price

Highlights

  • Deck
  • Old Style Architecture
  • Home Office
  • Wood Flooring
  • Neighborhood Views
  • 2 Car Attached Garage

About This Home

As of June 2025

Is quality important to you? If so, look no further than this charming 3 bedroom, 2.5 bathroom home, located in the center of downtown Malone. You'll be amazed at the overall condition and love this home has been given, and pleased with the upgrades that have been done, especially to the Kitchen and Bathrooms. Think of an elegant ''old style'' home, with a modern touch - truly the best of both worlds!
On the main floor, you will be welcomed into a cozy living room, with a fireplace, and open Dining Room. From there, you will find the remodeled kitchen, and Den area, with a large, 10x20 deck off the back. Upstairs, there are three generously sized bedrooms, and two full bathrooms, to include a beautifully renovated Primary suite. Perhaps the most unique feature of this property, is the attached Office building, formerly the site of the Cardinal Insurance Agency. This is an incredible opportunity for a small business owner, or ''work from home away from home'' situation. The office space could also be used to generate supplementary income for a low-maintenance rental, or would be an easy conversion into an apartment, or in-law quarters if you're wanting to keep a loved one close. This is truly a tremendous value, and nearly impossible to duplicate at $235,000.00. Call for more info today!

Last Agent to Sell the Property

Brick Marshall

Marshall Realty & Associates License #35MA0491496 Listed on: 12/09/2024

Last Buyer's Agent

Richard Patrie

Marshall Realty & Associates License #10401346049

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,537

Year Built

  • Built in 1842 | Remodeled

Lot Details

  • 0.56 Acre Lot
  • Cleared Lot

Parking

  • 2 Car Attached Garage
  • Open Parking
  • Parking Lot
  • Off-Street Parking

Home Design

  • Old Style Architecture
  • Stone Foundation

Interior Spaces

  • 2,854 Sq Ft Home
  • 2-Story Property
  • Vinyl Clad Windows
  • Insulated Windows
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Utility Room
  • Neighborhood Views

Kitchen

  • Electric Oven
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Cedar Closet
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Deck

Utilities

  • Central Air
  • Heating System Uses Oil
  • 200+ Amp Service
  • Internet Available

Listing and Financial Details

  • Assessor Parcel Number 112.25-2-7

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,537

Year Built

Built in 1842 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.56
  • Road Frontage Type: City Street, Public
  • Road Surface Type: Paved
  • Directions: From Main Street in Malone, head West, and turn right on Elm Street. Property will be on the left.
  • Above Grade Finished Sq Ft: 2854.0
  • Architectural Style: Old Style
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Structure Type: House
  • Year Built: 1842
  • Financial Details School Taxes: 2457.37
  • Financial Details Village Taxes: 2633.59
  • Appliances Dryer: Yes
  • Washers: Yes
  • Appliances Refrigerators: Yes
  • Room Types:Living Room2: Yes
  • Room Types:Utility Room: Yes
  • Room Types:Dining Room2: Yes
  • Room Types:Office: Yes
  • Room Types:Family Room2: Yes
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Dryer, Electric Oven, Refrigerator, Washer
  • Other Equipment: Generator Hookup
  • Has Basement: Full, Unfinished, Walk-Out Access
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Cedar Closet(s), Walk-In Closet(s)
  • Living Area: 2854.0
  • Window Features: Insulated Windows, Single Pane Windows, Vinyl Clad Windows
  • Appliances Dishwasher: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Electric Oven: Yes
  • Full Basement: Yes
  • Basement:Unfinished: Yes
  • Basement:Walk-Out Access: Yes

Exterior Features

  • Lot Features: City Lot, Cleared
  • View: Commercial, Neighborhood
  • Waterfront: No
  • Foundation Details: Stone
  • Other Structures: None
  • Patio And Porch Features: Deck
  • Property Condition: Updated/Remodeled
  • Roof: Asphalt
  • Lot Features:Cleared: Yes
  • Window Features:Vinyl Clad Windows: Yes
  • Window Features:Insulated Windows: Yes
  • Window Features:Single Pane Windows: Yes
  • Lot Features:City Lot: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Open Parking: Yes
  • Parking Features: Off Street, Parking Lot
  • Parking Features:Off Street: Yes
  • Parking Features:Parking Lot: Yes

Utilities

  • Laundry Features: Main Level
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Oil
  • Heating Yn: Yes
  • Electric: 200+ Amp Service
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Internet Available, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Oil: Yes

Schools

  • Junior High Dist: Malone

Lot Info

  • Lot Size Sq Ft: 24393.6
  • Parcel #: 112.25-2-7

Rental Info

  • Lease Term: None

Tax Info

  • Tax Annual Amount: 6537.31

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 9, 2024
Closed on
Jun 10, 2025
Sold by
Cardinal Thomas C and Cardinal Margaret M
Bought by
Patrie Richard A and Patrie Michelle
Seller's Agent
Brick Marshall
Marshall Realty & Associates
Buyer's Agent
Richard Patrie
Marshall Realty & Associates
List Price
$235,000
Sold Price
$215,000
Premium/Discount to List
-$20,000
-8.51%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-11.54%
Original Mortgage
$172,000
Outstanding Balance
$171,854
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$38,709

Purchase Details

Closed on
May 12, 1999
Sold by
Henderson Charlotte D
Bought by
Cardinal Thomas C and Cardinal Margaret M
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $215,000 Brownell Abstract
Deed $62,500 --
Deed -- Holland Donald
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $172,000 New Conventional
Previous Owner $75,000 Commercial
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/23/2025 06/23/25 Sold $215,000 -8.5% $75 / Sq Ft
12/09/2024 12/09/24 For Sale $235,000 -- $82 / Sq Ft
12/06/2024 12/06/24 Pending -- -- --
Source: Adirondack-Champlain Valley MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,538 $128,800 $10,200 $118,600
2023 $6,805 $128,800 $10,200 $118,600
2022 $6,569 $128,800 $10,200 $118,600
2021 $6,393 $128,800 $10,200 $118,600
2020 $5,648 $118,800 $10,200 $108,600
2019 $5,622 $118,800 $10,200 $108,600
2018 $5,516 $118,800 $10,200 $108,600
2017 $5,479 $118,800 $10,200 $108,600
2016 $5,534 $118,800 $10,200 $108,600
2015 -- $118,800 $10,200 $108,600
2014 -- $118,800 $10,200 $108,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Adirondack-Champlain Valley MLS

MLS Number: 203594

APN: 164801-112-025-0002-007-000-0000