$739,000
$20K PRICE DROP

26 Montana Del Lago Dr Rancho Santa Margarita, CA 92688

Estimated payment $5,082/month

Total Views 4,039
2 Beds
2.5 Baths
1,350 Sq Ft
$547 Price per Sq Ft

Highlights

  • Fishing
  • 1.2 Acre Lot
  • Sport Court
  • Trabuco Mesa Elementary School Rated A
  • Community Pool
  • 3-minute walk to Rancho Santa Margarita Lake Park

About This Home

Welcome to this beautifully maintained 2-bedroom, 2.5-bathroom townhouse in a peaceful lakefront community, located in one of Southern California’s safest and most desirable cities. Step inside to discover an open-concept layout with abundant natural light that creates an inviting atmosphere. The main living area offers plenty of room for entertaining or relaxing while the well-appointed kitchen features modern appliances and ample storage. Upstairs, two generously sized bedrooms each enjoy their own private en-suite bathrooms, offering comfort and privacy. A convenient half bath is located on the main floor and there's also a bonus room, plus an attached garage. As a new homeowner you will have access to multiple swimming pools, the Rancho Santa Margarita Beach Club, tennis courts, parks, hiking trails and top-rated schools.

Listing Agent

Paul Armstrong

Realty Network Brokerage Phone: 714-793-3143 License #01763853 Listed on: 06/06/2025

Realty Network

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,045

Year Built

  • Built in 1990

HOA Fees

Parking

  • 2 Car Attached Garage

Interior Spaces

  • 1,350 Sq Ft Home
  • 2-Story Property
  • Living Room with Fireplace

Bedrooms and Bathrooms

  • 2 Bedrooms
  • All Upper Level Bedrooms

Laundry

  • Laundry Room
  • Laundry in Garage

Additional Features

  • Two or More Common Walls
  • Central Air

Listing and Financial Details

  • Tax Lot 1
  • Tax Tract Number 13666
  • Assessor Parcel Number 93083123
  • $80 per year additional tax assessments

Community Details

Overview

  • 124 Units
  • Montana Del Lago Association, Phone Number (714) 285-2626
  • Management Trust HOA
  • Montana Del Lago Subdivision
  • Maintained Community

Amenities

  • Picnic Area

Recreation

  • Sport Court
  • Community Playground
  • Community Pool
  • Community Spa
  • Fishing
  • Park
  • Hiking Trails
  • Bike Trail

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,045

Year Built

Built in 1990

Lot Details

0

HOA Fees

$572 per month

Parking

2

Listing Details

  • Structure Type: House
  • Assessments: Yes
  • Property Attached: Yes
  • Subdivision Name Other: Montana Del Lago (MDL)
  • View: No
  • Property Sub Type: Townhouse
  • Property Type: Residential
  • Parcel Number: 93083123
  • Year Built: 1990
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1350.00 Square Feet
  • Stories: 2
  • Entry Location: 1
  • Common Walls: 2+ Common Walls
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Entry Level: 1
  • Fireplace Features: Living Room
  • Levels: Two
  • Main Level Bathrooms: 1
  • Price Per Square Foot: 547.41
  • Room Type: All Bedrooms Up

Exterior Features

  • Pool Features: Community
  • Pool Private: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Total Parking Spaces: 2.00

Utilities

  • Laundry: Yes
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Pool, Spa/Hot Tub, Picnic Area, Playground, Sport Court, Hiking Trails, Maintenance Grounds
  • Association Fee: 485.00
  • Association #2 Fee: 87.00
  • Association #2 Fee Frequency: Monthly
  • Association Fee Frequency: Monthly
  • Association Name: Montana Del Lago
  • Phone: 714-285-2626
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Biking, Fishing, Hiking, Park
  • Association Management: Management Trust

Schools

  • School District: Saddleback Valley Unified

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Size Sq Ft: 52296.00
  • Lot Size Acres: 1.2006

Multi Family

  • Lease Considered: No
  • Lot Size Area: 52296.0000 Square Feet
  • Number Of Units In Community: 124
  • Number Of Units Total: 124

Tax Info

  • Tax Census Tract: 320.51
  • Tax Lot: 1
  • Tax Tract Number: 13666
  • TaxOtherAnnualAssessmentAmount: 80.00

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,045 $482,975 $304,826 $178,149
2023 $4,930 $473,505 $298,849 $174,656
2022 $4,847 $464,221 $292,989 $171,232
2021 $4,389 $455,119 $287,244 $167,875
2020 $4,719 $450,453 $284,299 $166,154
2019 $5,199 $441,621 $278,724 $162,897
2018 $5,122 $432,962 $273,259 $159,703
2017 $5,173 $424,473 $267,901 $156,572
2016 $5,365 $416,150 $262,648 $153,502
2015 $2,464 $200,610 $35,481 $165,129
2014 $2,421 $196,681 $34,786 $161,895
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/11/2025 07/11/25 Price Changed $739,000 -2.6% $547 / Sq Ft
06/06/2025 06/06/25 For Sale $759,000 +85.2% $562 / Sq Ft
01/29/2015 01/29/15 Sold $409,900 0.0% $273 / Sq Ft
01/09/2015 01/09/15 Pending -- -- --
11/26/2014 11/26/14 For Sale $409,900 -- $273 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Accommodation
Grant Deed $410,000 North American Title Company
Interfamily Deed Transfer -- North American Title Company
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- First American Title Co
Grant Deed $151,000 Orange Coast Title
Grant Deed $129,000 First American Title Ins
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $356,000 New Conventional
Closed $368,910 New Conventional
Previous Owner $120,000 Unknown
Previous Owner $132,000 No Value Available
Previous Owner $135,000 No Value Available
Source: Public Records

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Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: OC25127006

California Regional Multiple Listing Service (CRMLS)

APN: 930-831-23