2601 Oak St Panama City, FL 32408
Estimated payment $2,430/month
Highlights
- Vaulted Ceiling
- Traditional Architecture
- Covered Patio or Porch
- Patronis Elementary School Rated A-
- No HOA
- Living Room
About This Home
$14,000 PRICE IMPROVEMENT Exceptional value on the East End of Panama City Beach. Rarely available, this property is on a DOUBLE LOT and includes a fenced side yard with buildable potential--a valuable and increasingly hard-to-find feature that significantly enhances both usability and long-term upside. This well-maintained, move-in-ready 3-bedroom, 2-bath home features a bright open layout with vaulted ceilings and a spacious living area that flows seamlessly into the kitchen and dining space. The kitchen offers ample counter space, pantry, breakfast bar, and a large dining area ideal for everyday living or entertaining. Durable luxury vinyl plank flooring runs throughout, providing a clean, cohesive look with low-maintenance appeal. The primary suite includes a walk-in closet and private bath, while the two additional bedrooms share a full bathroom, creating a practical layout for guests, family, or a home office. The home is currently on septic, with sewer available at the street--offering the option to connect. Once connected and the septic removed, the side yard provides ample space to accommodate a large pool. Outdoors, enjoy privacy-fenced side and backyard areas along with a storage building. The side yard itself offers exceptional flexibility--whether you envision adding a second residence, guest quarters, a detached garage, or creating dedicated space for a boat, work trailer, or additional parking. With sewer accessible, the groundwork is in place to maximize the property's full potential now or in the future. Conveniently located approximately a 10-minute drive to the nearest public beach access on Thomas Drive and St. Andrews State Park, and just minutes from local schools and Naval Support Activity Panama City, this property offers both accessibility and a quiet residential setting. A price improvement combined with added land flexibility makes this a compelling opportunity worth seeing in person. **All information and measurements are believed to be accurate; however, if important to the Buyer, they should be verified.
Home Details
Home Type
- Single Family
Year Built
- Built in 2005
Lot Details
- 15,682 Sq Ft Lot
- Lot Dimensions are 157 x 100
- Fenced
Home Design
- Traditional Architecture
- Slab Foundation
- Shingle Roof
- Stucco
Interior Spaces
- Vaulted Ceiling
- Ceiling Fan
- Living Room
- Dining Room
- Fire and Smoke Detector
- Electric Range
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Covered Patio or Porch
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Community Details
- No Home Owners Association
- Treasure Cove Subdivision
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,958 | $206,083 | -- | -- |
| 2024 | $1,920 | $200,275 | -- | -- |
| 2023 | $1,920 | $194,442 | $0 | $0 |
| 2022 | $1,725 | $188,779 | $0 | $0 |
| 2021 | $1,725 | $183,281 | $0 | $0 |
| 2020 | $1,719 | $180,750 | $93,101 | $87,649 |
| 2019 | $1,193 | $131,552 | $0 | $0 |
| 2018 | $1,177 | $129,099 | $0 | $0 |
| 2017 | $1,156 | $126,444 | $0 | $0 |
| 2016 | $1,182 | $126,884 | $0 | $0 |
| 2015 | $1,276 | $131,091 | $0 | $0 |
| 2014 | -- | $133,886 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/17/2026 04/17/26 | Price Changed | $425,000 | -3.2% | $292 / Sq Ft |
| 03/30/2026 03/30/26 | Price Changed | $439,000 | -1.3% | $301 / Sq Ft |
| 02/18/2026 02/18/26 | For Sale | $444,900 | -- | $305 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $210,000 | Diamond Title Agency Inc | |
| Warranty Deed | $202,000 | First American Title Ins Co |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $206,196 | FHA | |
| Previous Owner | $208,666 | VA |
Source: Central Panhandle Association of REALTORS®
MLS Number: 785430
APN: 31011-000-000
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Ask me questions while you tour the home.