$425,000
$20K PRICE DROP

2601 Oak St Panama City, FL 32408

Estimated payment $2,430/month

Total Views 1,798
3 Beds
2 Baths
1,457 Sq Ft
$292 Price per Sq Ft

Highlights

  • Vaulted Ceiling
  • Traditional Architecture
  • Covered Patio or Porch
  • Patronis Elementary School Rated A-
  • No HOA
  • Living Room

About This Home

$14,000 PRICE IMPROVEMENT Exceptional value on the East End of Panama City Beach. Rarely available, this property is on a DOUBLE LOT and includes a fenced side yard with buildable potential--a valuable and increasingly hard-to-find feature that significantly enhances both usability and long-term upside. This well-maintained, move-in-ready 3-bedroom, 2-bath home features a bright open layout with vaulted ceilings and a spacious living area that flows seamlessly into the kitchen and dining space. The kitchen offers ample counter space, pantry, breakfast bar, and a large dining area ideal for everyday living or entertaining. Durable luxury vinyl plank flooring runs throughout, providing a clean, cohesive look with low-maintenance appeal. The primary suite includes a walk-in closet and private bath, while the two additional bedrooms share a full bathroom, creating a practical layout for guests, family, or a home office. The home is currently on septic, with sewer available at the street--offering the option to connect. Once connected and the septic removed, the side yard provides ample space to accommodate a large pool. Outdoors, enjoy privacy-fenced side and backyard areas along with a storage building. The side yard itself offers exceptional flexibility--whether you envision adding a second residence, guest quarters, a detached garage, or creating dedicated space for a boat, work trailer, or additional parking. With sewer accessible, the groundwork is in place to maximize the property's full potential now or in the future. Conveniently located approximately a 10-minute drive to the nearest public beach access on Thomas Drive and St. Andrews State Park, and just minutes from local schools and Naval Support Activity Panama City, this property offers both accessibility and a quiet residential setting. A price improvement combined with added land flexibility makes this a compelling opportunity worth seeing in person. **All information and measurements are believed to be accurate; however, if important to the Buyer, they should be verified.

Listing Agent

Laurie Hardy

Counts Real Estate Group Inc License #SL3354116 Listed on: 02/18/2026

Counts Real Estate Group Inc

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2005

Lot Details

  • 15,682 Sq Ft Lot
  • Lot Dimensions are 157 x 100
  • Fenced

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • Vaulted Ceiling
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Fire and Smoke Detector
  • Electric Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Treasure Cove Subdivision

Home Details

Home Type

Single Family

Year Built

Built in 2005

Lot Details

0.36 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 2005
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.36
  • Lot Size: 157 x 100
  • Subdivision Name: Treasure Cove
  • Architectural Style: Traditional
  • New Construction: No
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Electric Range, Electric Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Dining Room Type: Bedroom, Dining Room, Laundry, Living Room, Primary Bathroom, Primary Bedroom

Exterior Features

  • Fencing: Fenced, Privacy
  • Waterfront: No
  • Construction Type: Stucco, Wood Frame
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Porch
  • Roof: Shingle

Garage/Parking

  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available, Sewer Available
  • Security Features: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Paved
  • Lot Size Sq Ft: 15682.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,958 $206,083 -- --
2024 $1,920 $200,275 -- --
2023 $1,920 $194,442 $0 $0
2022 $1,725 $188,779 $0 $0
2021 $1,725 $183,281 $0 $0
2020 $1,719 $180,750 $93,101 $87,649
2019 $1,193 $131,552 $0 $0
2018 $1,177 $129,099 $0 $0
2017 $1,156 $126,444 $0 $0
2016 $1,182 $126,884 $0 $0
2015 $1,276 $131,091 $0 $0
2014 -- $133,886 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/17/2026 04/17/26 Price Changed $425,000 -3.2% $292 / Sq Ft
03/30/2026 03/30/26 Price Changed $439,000 -1.3% $301 / Sq Ft
02/18/2026 02/18/26 For Sale $444,900 -- $305 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $210,000 Diamond Title Agency Inc
Warranty Deed $202,000 First American Title Ins Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $206,196 FHA
Previous Owner $208,666 VA
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 785430

Central Panhandle Association of REALTORS®

APN: 31011-000-000

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