$740,000
SOLD JUN 26, 2025
3 Beds
2 Baths
1,963 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$377 Per Sq Ft

2% Above List Price

5 Days on Market

Highlights

  • 53 Feet of Waterfront
  • Lake, Pond or Stream
  • Backs to Open Ground
  • Open Floorplan
  • Ranch Style House
  • Covered Patio or Porch

About This Home

As of June 2025

The property you’ve been waiting for has hit the market on Simonton Lake here in Elkhart! This truly is like new construction, so much work has been done and money put into this property! Super clean! You will know when you drive up and see the property and the Lake view. A very well taken care of lake home! The views of the lake are spectacular from all angles of the property. Simonton Lake is 300 acres, clean all sports lake with sandy bottom! The main level offers a great room concept open to the kitchen which includes a fireplace between the sliding glass doors with views of the lake and decking area! Two bedrooms and a bath are also on the main level. The finished walk out basement has a family room and a second kitchen plus an additional bedroom/office, and full bathroom! The finish basement also has sliding glass doors with great views of the water! Lots of storage in the lower level. The patio underneath the deck is covered and has its own fire pit and all professionally landscaped. Two car detached garage with a fenced in yard. Lots of remodeling done here at your lake home!

Last Agent to Sell the Property

Rodger Pendl

eXp Realty, LLC Brokerage Phone: 574-532-5005 Listed on: 05/21/2025

eXp Realty, LLC

Last Buyer's Agent

Linda Demel

Inspired Homes Indiana

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,290

Year Built

  • Built in 1975

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 52x148
  • 53 Feet of Waterfront
  • Lake Front
  • Backs to Open Ground
  • Landscaped
  • Sloped Lot

Parking

  • 2 Car Detached Garage

Home Design

  • Ranch Style House
  • Vinyl Construction Material

Interior Spaces

  • Open Floorplan
  • Living Room with Fireplace
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Bedrooms

Finished Basement

  • Walk-Out Basement
  • 1 Bathroom in Basement
  • 1 Bedroom in Basement

Outdoor Features

  • Sun Deck
  • Waterski or Wakeboard
  • Lake, Pond or Stream
  • Covered Patio or Porch

Schools

  • Mary Beck Elementary School
  • North Side Middle School
  • Elkhart High School

Utilities

  • Central Air
  • Heating System Uses Gas
  • Private Water Source

Listing and Financial Details

  • Assessor Parcel Number 20-02-17-278-004.000-026

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,290

Year Built

Built in 1975

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1975
  • Age: 50
  • Style: One Story
  • Architectural Style: Ranch
  • Total Number of Rooms: 9
  • Total Number of Rooms Below Grade: 4
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 2
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: LAKE SIDE PL LOT 40
  • Parcel Number ID: 20-02-17-278-004.000-026
  • Platted: Yes
  • Amenities: Deck Open, Deck on Waterfront, Kitchen Island, Landscaped, Open Floor Plan, Patio Covered
  • Number Below Grade Bedrooms: 1
  • Sp Lp Percent: 100
  • Year Taxes Payable: 2024
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1963
  • Total Finished Sq Ft: 1963
  • Above Grade Finished Sq Ft: 1092
  • Below Grade Finished Sq Ft: 871
  • Price Per Sq Ft: 677.66
  • Basement: Yes
  • Basement Foundation: Walk-Out Basement, Finished
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm
  • Fireplace: Yes
  • Bedroom 1: Dimensions: 13x11, On Level: Main
  • Bedroom 2: Dimensions: 12x12, On Level: Main
  • Bedroom 3: Dimensions: 16x10, On Level: Basement
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 871

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: None
  • Lake Type: Ski Lake
  • Water Frontage: 53
  • Water Name: Simonton Lake

Garage/Parking

  • Garage Type: Detached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 26x21
  • Garage Sq Ft: 546
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas
  • Sewer: Public
  • Water Utilities: Private
  • Water Type: Lake

Schools

  • School District: Elkhart Community Schools
  • Elementary School: Mary Beck
  • Middle School: North Side
  • High School: Elkhart
  • Elementary School: Mary Beck

Lot Info

  • Lot Description: Slope, Waterfront
  • Lot Dimensions: 52X148
  • Estimated Lot Sq Ft: 7405
  • Estimated Lot Size Acres: 0.17
  • Lot Number: 40

Tax Info

  • Annual Taxes: 4290

Multi Family

  • Water Access: Lakefront

MLS Schools

  • High School: Elkhart
  • Middle School: North Side
  • School District: Elkhart Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 21, 2025
Closed on
Jun 26, 2025
Sold by
Stec Frank T and Stec Kathleen A
Bought by
Moore Joe D and Moore Denise H
Seller's Agent
Rodger Pendl
eXp Realty, LLC
Buyer's Agent
Linda Demel
Inspired Homes Indiana
List Price
$725,000
Sold Price
$740,000
Premium/Discount to List
$15,000
2.07%
Views
48

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-14.10%
Original Mortgage
$500,000
Outstanding Balance
$499,160
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$214,335

Purchase Details

Closed on
Oct 12, 2017
Sold by
Matherly Ryan D
Bought by
Stec Frank T and Stec Kathleen A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
3.9%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jul 19, 2013
Sold by
Matherly Doris M
Bought by
Matherly Doris M
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Metropolitan Title
Trustee Deed -- None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $500,000 New Conventional
Previous Owner $250,000 Credit Line Revolving
Previous Owner $75,000 Credit Line Revolving
Previous Owner $75,000 Credit Line Revolving
Previous Owner $50,000 Credit Line Revolving
Previous Owner $250,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/26/2025 06/26/25 Sold $740,000 0.0% $377 / Sq Ft
05/27/2025 05/27/25 Price Changed $740,000 +2.1% $377 / Sq Ft
05/26/2025 05/26/25 Pending -- -- --
05/21/2025 05/21/25 For Sale $725,000 -- $369 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,289 $511,100 $132,000 $379,100
2022 $4,289 $439,800 $132,000 $307,800
2021 $3,778 $370,300 $132,000 $238,300
2020 $3,859 $342,100 $132,000 $210,100
2019 $3,421 $309,000 $132,000 $177,000
2018 $3,689 $317,800 $140,800 $177,000
2017 $3,334 $280,500 $140,800 $139,700
2016 $2,749 $257,000 $140,800 $116,200
2014 $2,619 $244,800 $140,800 $104,000
2013 $2,448 $244,800 $140,800 $104,000
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 202518939

Indiana Regional MLS

APN: 20-02-17-278-004.000-026