NOT LISTED FOR SALE

Estimated Value: $397,000 - $446,000

3 Beds
2 Baths
2,128 Sq Ft
$194/Sq Ft Est. Value

Sale Details

Date Sold: August 25, 2025

Last sale price $417,000 $196 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,498 / mo

44 Days on Market

Highlights

  • Open Floorplan
  • Vaulted Ceiling
  • Wood Flooring
  • Mill Creek Academy Rated A
  • Traditional Architecture
  • Covered Patio or Porch

About This Home

As of August 2025

Dream Home in Whisper Ridge, St. Augustine!
Tucked in a quiet cul-de-sac, this beautifully remodeled 3BR/2BA home offers 2128 sq,ft. of stylish comfort with Australian cypress wood floors,
furniture available for purchase, and move-in ready. The versatile living room with French doors doubles as an office, while the separate dining room flows into a sleek eat-in kitchen featuring stainless appliances, quartz counters, large pantry, and breakfast bar. A cozy fireplace warms the adjoining family room. Step through glass doors to a spacious tiled, screened porch and tree-lined, fenced yard. ideal for entertaining or a future pool. The serene owner's suite boasts walk-in closets, dual vanities, soaking tub, and tiled shower. Updates include a 2020 roof, HVAC, appliances, water heater, sprinkler and alarm systems. This turnkey gem blends charm, function, and peace of mind.
OPEN TO NEGOTIATIONS

Last Agent to Sell the Property

Sandra Panitz

OAKLEAF EQUITY INC License #0035597 Listed on: 05/30/2025

Last Buyer's Agent

Yenjany Rodriguez

MMLS Assoc.-Inactive Member License #69878

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,896

Year Built

  • Built in 2005

Lot Details

  • 7,841 Sq Ft Lot
  • Property fronts a county road
  • Cul-De-Sac
  • Street terminates at a dead end
  • West Facing Home
  • Privacy Fence
  • Back Yard Fenced
  • Front and Back Yard Sprinklers

HOA Fees

  • $43 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,128 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Electric Fireplace
  • Entrance Foyer

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Microwave
  • Ice Maker
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Dual Closets
  • Walk-In Closet
  • 2 Full Bathrooms
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Home Security

  • Security System Owned
  • Security Lights
  • Fire and Smoke Detector

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0293250820

Community Details

Overview

  • Whisper Ridge Homeowners Association, Inc. Association
  • Whisper Ridge Subdivision

Recreation

  • Community Playground

Security

  • Building Fire Alarm

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,896

Year Built

Built in 2005

Lot Details

7,841 Sq Ft Lot

HOA Fees

$43 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2005
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.18
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: Whisper Ridge
  • Architectural Style: Traditional
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Community Features:Community Features: Curbs
  • Fencing:Fencing: Back Yard, Privacy, Wood, Fenced
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6Ik0wMDAwMDE0MSIsIkxpc3RpbmdJRCI6IjIwOTA0OTIiLCJTdGFuZGFyZFN0YXR1cyI6IkNsb3NlZCIsIk1vZGlmaWNhdGlvblRpbWVzdGFtcCI6IjIwMjYtMDctMjFUMTQ6MjI6MTYuMDAwWiIsIkxpY2Vuc2VlSUQiOiJvYXV0aDJfMjczNzciLCJMaWNlbnNlZU5hbWUiOiJUZW4tWCJ9.BqSP6ORImAAYdNYFiq07J18jQ2fOPQP53Oks7Kp_wZg/badge
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Eat-in Kitchen, His and Hers Closets, Open Floorplan, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower
  • Major Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer
  • Furnished: Unfurnished
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Electric
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Living Area: 2128.0

Exterior Features

  • Waterfront: No
  • Roof: Shingle
  • Lot Features: Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear, Dead End Street
  • Pool Private: No
  • Construction Type: Frame, Stucco
  • Direction Faces: West
  • Patio And Porch Features: Covered, Front Porch, Porch, Screened
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features:Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: Electric Dryer Hookup, In Unit, Washer Hookup
  • Security: Smoke Detector(s), Security System Owned, Fire Alarm, Security Lights
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Heating: Central, Heat Pump

Condo/Co-op/Association

  • Association Fee: 260.0
  • Association Fee Frequency: Semi-Annually
  • Community Features: Curbs
  • Senior Community: No
  • Amenities: Playground
  • Association #2 Fee Frequency: Semi-Annually
  • Association Name: Whisper Ridge Homeowners Association, Inc.
  • Phone: 844-620-6275
  • Association: Yes

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 7840.8
  • Parcel #: 0293250820
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 1896.41
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 30, 2025
Closed on
Aug 25, 2025
Sold by
Bought by
Seller's Agent
Sandra Panitz
OAKLEAF EQUITY INC
Buyer's Agent
Yenjany Rodriguez
MMLS Assoc.-Inactive Member
List Price
$440,000
Sold Price
$417,000
Premium/Discount to List
-$23,000
-5.23%
Views
33
Current Estimated Value
$413,780

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,220
Avg. Annual Appreciation
-0.83%
Original Mortgage
$379,128
Outstanding Balance
$375,780
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$38,000

Purchase Details

Closed on
Nov 16, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,100
Interest Rate
6%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$417,000 Watson Title Services
$283,900 Stewart Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $379,128
Previous Owner $260,000
Previous Owner $227,100
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/25/2025 08/25/25 Sold $417,000 -5.2% $196 / Sq Ft
07/13/2025 07/13/25 Pending -- -- --
05/30/2025 05/30/25 For Sale $440,000 -- $207 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,174 $340,191 $85,000 $255,191
2025 $1,855 $175,380
2024 $1,855 $170,437
2023 $1,855 $165,473 $0 $0
2022 $1,789 $160,653 $0 $0
2021 $1,770 $155,974 $0 $0
2020 $1,761 $153,821 $0 $0
2019 $1,784 $150,363 $0 $0
2018 $1,757 $147,559 $0 $0
2017 $1,747 $144,524 $0 $0
2016 $1,743 $145,798 $0 $0
2015 $1,768 $144,784 $0 $0
2014 $1,772 $143,635 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2090492

realMLS (Northeast Florida Multiple Listing Service)

APN: 029325-0820

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