S
Seller's Agent in 2025
Sandra Panitz
OAKLEAF EQUITY INC
(904) 838-4721
2 Total Sales
2612 S Waterleaf Dr Saint Augustine, FL 32092
Estimated Value: $400,439 - $425,000
3
Beds
2
Baths
2,128
Sq Ft
$193/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Vaulted Ceiling
- Wood Flooring
- Mill Creek Academy Rated A
- Traditional Architecture
- Screened Porch
About This Home
As of August 2025Dream Home in Whisper Ridge, St. Augustine!
Tucked in a quiet cul-de-sac, this beautifully remodeled 3BR/2BA home offers 2128 sq,ft. of stylish comfort with Australian cypress wood floors,
furniture available for purchase, and move-in ready. The versatile living room with French doors doubles as an office, while the separate dining room flows into a sleek eat-in kitchen featuring stainless appliances, quartz counters, large pantry, and breakfast bar. A cozy fireplace warms the adjoining family room. Step through glass doors to a spacious tiled, screened porch and tree-lined, fenced yard. ideal for entertaining or a future pool. The serene owner's suite boasts walk-in closets, dual vanities, soaking tub, and tiled shower. Updates include a 2020 roof, HVAC, appliances, water heater, sprinkler and alarm systems. This turnkey gem blends charm, function, and peace of mind.
OPEN TO NEGOTIATIONS
Last Agent to Sell the Property
OAKLEAF EQUITY INC License #0035597 Listed on: 05/30/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,896
Year Built
- Built in 2005 | Remodeled
Lot Details
- 7,841 Sq Ft Lot
- Property fronts a county road
- Cul-De-Sac
- Street terminates at a dead end
- West Facing Home
- Privacy Fence
- Back Yard Fenced
- Front and Back Yard Sprinklers
HOA Fees
- $43 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Entry on the 1st floor
- Wood Frame Construction
- Frame Construction
- Shingle Roof
- Stucco
Interior Spaces
- 2,128 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Electric Fireplace
- Entrance Foyer
- Living Room
- Dining Room
- Screened Porch
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Oven
- Electric Range
- Microwave
- Ice Maker
- Dishwasher
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Dual Closets
- Walk-In Closet
- 2 Full Bathrooms
- Separate Shower in Primary Bathroom
- Bathtub With Separate Shower Stall
Laundry
- Laundry in unit
- Dryer
- Washer
Home Security
- Security System Owned
- Security Lights
- Fire and Smoke Detector
Outdoor Features
- Screened Patio
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 0293250820
Community Details
Overview
- Whisper Ridge Homeowners Association, Inc. Association, Phone Number (844) 620-6275
- Whisper Ridge Subdivision
Recreation
- Community Playground
Security
- Building Fire Alarm
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 30, 2025
Closed on
Aug 25, 2025
Sold by
Magalhaes Carlos and Magalhaes Rita
Bought by
Vernaglia Madison Lambert and Vernaglia Jamie
Seller's Agent
Sandra Panitz
OAKLEAF EQUITY INC
Buyer's Agent
HOLLY TAYLOR
HERRON REAL ESTATE LLC
List Price
$440,000
Sold Price
$417,000
Premium/Discount to List
-$23,000
-5.23%
Views
33
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,140
Avg. Annual Appreciation
-2.40%
Original Mortgage
$379,128
Outstanding Balance
$376,804
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$33,056
Purchase Details
Closed on
Nov 16, 2005
Sold by
Seda Construction Co
Bought by
Magalhaes Carlos and Magalhaes Rita
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,100
Interest Rate
6%
Mortgage Type
Fannie Mae Freddie Mac
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Vernaglia Madison Lambert | $417,000 | Watson Title Services | |
| Vernaglia Madison Lambert | $417,000 | Watson Title Services | |
| Magalhaes Carlos | $283,900 | Stewart Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Vernaglia Madison Lambert | $379,128 | |
| Closed | Vernaglia Madison Lambert | $379,128 | |
| Previous Owner | Magalhaes Carlos | $227,100 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/25/2025 08/25/25 | Sold | $417,000 | -5.2% | $196 / Sq Ft |
| 07/13/2025 07/13/25 | Pending | -- | -- | -- |
| 05/30/2025 05/30/25 | For Sale | $440,000 | -- | $207 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,174 | $340,191 | $85,000 | $255,191 |
| 2025 | $1,855 | $175,380 | -- | -- |
| 2024 | $1,855 | $170,437 | -- | -- |
| 2023 | $1,855 | $165,473 | $0 | $0 |
| 2022 | $1,789 | $160,653 | $0 | $0 |
| 2021 | $1,770 | $155,974 | $0 | $0 |
| 2020 | $1,761 | $153,821 | $0 | $0 |
| 2019 | $1,784 | $150,363 | $0 | $0 |
| 2018 | $1,757 | $147,559 | $0 | $0 |
| 2017 | $1,747 | $144,524 | $0 | $0 |
| 2016 | $1,743 | $145,798 | $0 | $0 |
| 2015 | $1,768 | $144,784 | $0 | $0 |
| 2014 | $1,772 | $143,635 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sandra Panitz
-
HOLLY TAYLOR
Buyer's Agent in 2025
HOLLY TAYLOR
HERRON REAL ESTATE LLC
(912) 464-7978
159 Total Sales
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2090492
APN: 029325-0820
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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