NOT LISTED FOR SALE

Estimated Value: $579,000 - $656,000

4 Beds
3.5 Baths
3,065 Sq Ft
$199/Sq Ft Est. Value

Last Sold January 09, 2014

Last sale price $318,000 $104 Per Sq Ft

Est. 92% increase in value since last sale

Current estimated payment $3,399/month

160 Days on Market

Highlights

  • River Access
  • Lake On Lot
  • Open Floorplan
  • In Ground Pool
  • Waterfront
  • Creek or Stream View

About This Home

As of January 2014

STUCCO 2 STORY IN ARBOR CREEK S/D HAS IN GROUND POOL & DOCK IN BACK YARD ON CHICKAMAUGA CREEK, CANOE OR TAKE SMALL BOAT TO LAKE. 2 STORY FAMILY ROOM AND OPEN FLOOR PLAN, NEW ROOF 2012, DISHWASHER & MICROWAVE 2001 & AC UNIT 2005, CARPET 2010. POOL AND FENCED, SCREENED PORCH ALLOW VACATION AT HOME. KIDNEY SHAPED POOL IS 3.5' - 5.5'DEPTH SERVICED WEEKLY BY SQUID WORKS. SELLER IS PROVIDING ONE YEAR AMERICAN HOME SHIELD WARRANTY TO BUYER.

Last Agent to Sell the Property

Eleanor Mitchell, CRS, ABR

Fletcher Bright Realty License #203505 Listed on: 06/25/2013

Last Buyer's Agent

Kristi Offutt

Keller Williams Realty License #328022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,833

Year Built

  • Built in 1989

Lot Details

  • Waterfront
  • Level Lot
  • Front and Back Yard Sprinklers
  • Wooded Lot
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Shingle Roof
  • Stucco
  • Stone

Interior Spaces

  • 3,065 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Wood Frame Window
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room
  • Formal Dining Room
  • Den with Fireplace
  • Screened Porch
  • Wood Flooring
  • Creek or Stream Views
  • Basement
  • Crawl Space
  • Walk-In Attic
  • Washer and Gas Dryer Hookup

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Double Oven
  • Electric Range
  • Down Draft Cooktop
  • Microwave
  • Dishwasher
  • Trash Compactor
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Bathtub with Shower
  • Separate Shower

Home Security

  • Home Security System
  • Fire and Smoke Detector

Eco-Friendly Details

  • Energy-Efficient Appliances

Outdoor Features

  • In Ground Pool
  • River Access
  • Stationary Dock
  • Lake On Lot
  • Deck
  • Patio

Schools

  • Big Ridge Elementary School
  • Hixson Middle School
  • Hixson High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 110K A 027
  • $75,550 per year additional tax assessments

Community Details

Overview

  • Arbor Creek Subdivision

Amenities

  • Recycling

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,833

Year Built

Built in 1989

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 83.76 X 155.63 IRR
  • Subdivision Name: Arbor Creek
  • Directions: FROM HWY 153 TAKE HAMIL RD PAST NORTH PARK HOSPITAL, R ON CRESCENT CLUB LEFT ON ARBOR CREEK WAY TO ENTRANCE OF NEIGHBORHOOD, 8TH HOUSE ON LEFT.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 3065.0
  • New Construction: No
  • Efficiency: Appliances
  • Year Built: 1989
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 110K A 027
  • Location Tax and Legal Elementary School: Big Ridge Elementary
  • Location Tax and Legal Middle Or Junior School2: Hixson Middle
  • Location Tax and Legal High School: Hixson High
  • Location Tax and Legal:Tax Annual Amount: 3833.0
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: Yes
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 83.76 X 155.63 IRR
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Security Features:Smoke Detector(s): Yes
  • Wall Oven: Yes
  • Cooling:Multi Units: Yes
  • Security Features:Security System: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Location Tax and Legal Tax Other Annual Assessment Amount: 75550.0
  • Patio And Porch Features Porch - Covered: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • View:Water2: Yes
  • Interior Features Breakfast Nook: Yes
  • Pool Features In Ground: Yes
  • Brick and Stone Features Partial Stone: Yes
  • Green Sustainability Onsite Recycling Center: Yes
  • View CreekStream2: Yes
  • Special Features: None

Interior Features

  • Appliances: Wall Oven, Trash Compactor, Refrigerator, Microwave, Gas Water Heater, Electric Range, Down Draft, Double Oven, Disposal, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Den, Family Room, Gas Log
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Hardwood
  • Interior Amenities: Breakfast Nook, Cathedral Ceiling(s), Ceiling Fan(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Pantry, Primary Downstairs, Separate Dining Room, Separate Shower, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Insulated Windows, Window Treatments, Wood Frames
  • ResoLivingAreaSource: Appraiser
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Double Oven: Yes
  • Appliances:Trash Compactor: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Gas Water Heater: Yes
  • Attic Features:Walk-In Attic: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Down Draft: Yes
  • Fireplace Features:Fireplaces Total: 2
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Lot Features: Lake On Lot, Level, Split Possible, Sprinklers In Front, Sprinklers In Rear, Wooded, Other
  • Pool Features: In Ground
  • View: Creek/Stream, Water
  • View: Yes
  • Waterfront Features: River Access
  • Waterfront: Yes
  • Home Warranty: Yes
  • Construction Type: Stone, Stucco, Other
  • Exterior Features: Dock - Stationary
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Covered, Porch - Screened
  • Roof: Shingle
  • Exterior Features:Dock - Stationary: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Lot Features:Split Possible: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Lot Features:Wooded: Yes
  • Window Features:Insulated Windows: Yes
  • Window Features:Wood Frames: Yes
  • Construction Materials:Stone: Yes
  • Window Features:Window Treatments: Yes
  • Lot Features:Lake On Lot: Yes
  • Waterfront Features:River Access: Yes
  • Construction Materials:Stucco: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Security System, Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Sidewalks
  • Association Fee: 150.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 150.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Big Ridge Elementary
  • High School: Hixson High
  • Middle Or Junior School: Hixson Middle

Green Features

  • Green Sustainability: Onsite Recycling Center
  • Green Energy Efficient:Appliances: Yes

Lot Info

  • Additional Parcels: No
  • Parcel #: 110K A 027

Tax Info

  • Tax Annual Amount: 3833.0
  • Tax Other Annual Assessment Amount: 75550.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 25, 2013
Closed on
Jan 9, 2014
Sold by
Bowen Sammy C and Bowen Robin R
Bought by
Schmidt Zachary A and Schmidt Karen T
Seller's Agent
Eleanor Mitchell, CRS, ABR
Fletcher Bright Realty
Buyer's Agent
Kristi Offutt
Keller Williams Realty
List Price
$325,000
Sold Price
$318,000
Premium/Discount to List
-$7,000
-2.15%
Current Estimated Value
$609,863

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$291,863
Avg. Annual Appreciation
5.67%
Original Mortgage
$302,100
Outstanding Balance
$227,191
Interest Rate
4.29%
Mortgage Type
New Conventional
Estimated Equity
$382,672

Purchase Details

Closed on
Jun 5, 1996
Sold by
Cumbest Dennis E and Cumbest Cynthia R
Bought by
Bowen Sammy C and Bowen Robin R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,700
Interest Rate
7.88%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Schmidt Zachary A $318,000 Cumberland Title & Guaranty
Bowen Sammy C $205,900 Pioneer Title Agency Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Schmidt Zachary A $302,100
Previous Owner Bowen Sammy C $164,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/09/2014 01/09/14 Sold $318,000 -2.2% $104 / Sq Ft
12/01/2013 12/01/13 Pending -- -- --
06/24/2013 06/24/13 For Sale $325,000 -- $106 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,252 $100,650 $0 $0
2023 $2,252 $100,650 $0 $0
2022 $2,252 $100,650 $0 $0
2021 $2,252 $100,650 $0 $0
2020 $2,239 $80,975 $0 $0
2019 $2,239 $80,975 $0 $0
2018 $1,917 $78,650 $0 $0
2017 $2,175 $78,650 $0 $0
2016 $2,017 $0 $0 $0
2015 $3,817 $72,950 $0 $0
2014 $3,817 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1197005

Greater Chattanooga REALTORS®

APN: 110K-A-027