$179,900
$10K PRICE DROP

2615 Cove Cay Dr Unit 107 Clearwater, FL 33760

Whitney Lakes Neighborhood

Estimated payment $1,615/month

Total Views 2,002
2 Beds
2 Baths
1,050 Sq Ft
$171 Price per Sq Ft

Highlights

  • Golf Course Community
  • Fitness Center
  • Property is near a marina
  • Boat Ramp
  • Oak Trees
  • Heated In Ground Pool

About This Home

Enjoy ultimate convenience in this beautifully remodeled 2-bedroom, 2-bath ground-floor condo with easy access from your car to the front door—and just steps to the sparkling community pool. There was no water intrusion in this condo from the storms of last fall!! Thoughtfully updated throughout, this unit features hurricane-rated impact windows, including the expansive picture window that brings natural light into the living room from the porch. The sleek wood-look ceramic tile flooring adds both style and practicality, perfect for Florida living. The kitchen is a standout with crisp white cabinetry, premium MSI Stellar Gray quartz countertops made with natural materials, a striking glass block backsplash, and stainless steel appliances. Both bathrooms have been completely and beautifully renovated with modern and tasteful finishes. A private laundry room just across the hall serves this unit exclusively, and you'll love relaxing on the screened porch. This condo is the perfect blend of comfort, style, and low-maintenance living—don’t miss it! Covered parking will protect your vehicle year round. And you are virtually steps to the pool and recreation area, even accessible from your screened porch. All of this plus lush landscaping as you drive through the community, a golf course and restaurant with full bar open 7 days a week, guarded entry and more and you have the Paradise known as Cove Cay.

Listing Agent

Kathleen McDowell P.A.

FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #364769 Listed on: 08/02/2025

FUTURE HOME REALTY INC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $49

Year Built

  • Built in 1972

Lot Details

  • Unincorporated Location
  • North Facing Home
  • Mature Landscaping
  • Oak Trees

HOA Fees

  • $661 Monthly HOA Fees

Parking

  • 1 Carport Space

Property Views

  • Garden
  • Pool

Home Design

  • Contemporary Architecture
  • Entry on the 1st floor
  • Slab Foundation
  • Built-Up Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,050 Sq Ft Home
  • 4-Story Property
  • Built-In Features
  • Shelving
  • Ceiling Fan
  • Drapes & Rods
  • Blinds
  • Combination Dining and Living Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops

Flooring

  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Shower Only

Laundry

  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • In Ground Spa
  • Gunite Pool

Outdoor Features

  • Property is near a marina
  • Boat Ramp
  • Covered Patio or Porch
  • Exterior Lighting

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required
  • Property is near a golf course

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include 24-Hour Guard, cable TV, insurance, internet, maintenance structure, management, recreational facilities, security, sewer, trash, water
  • Joe Tobolowsky Association, Phone Number (727) 531-8414
  • Cove Cay Community Association
  • Mid-Rise Condominium
  • Cove Cay 26 15 Village I Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to building or community restrictions, deed restrictions, vehicle restrictions

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Golf Course Community
  • Recreation Facilities
  • Shuffleboard Court
  • Fitness Center
  • Community Pool

Pet Policy

  • 1 Pet Allowed
  • Cats Allowed
  • Small pets allowed

Security

  • Security Guard

Property Details

Home Type

Condominium

Est. Annual Taxes

$49

Year Built

Built in 1972

Lot Details

0

HOA Fees

$661 per month

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Cable TV, Insurance, Internet, Maintenance Structure, Management, Recreational Facilities, Security, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1050
  • New Construction: No
  • Year Built: 1972
  • Building Area Total: 1050
  • Directions to Property: US 19 just South of Belleair Rd on E. Side. When traveling South, exit at Whitney Rd. and make a u-turn. Stay in the service road lane. Cove Cay will be on the right after Haines Bayshore. Stop at the guard gate for a pass with community map on back. Building numbers are located by the main entrance of each village.
  • Status: Active
  • Ownership: Condominium
  • Available for Lease YN: 1
  • Escrow City: Clearwater
  • Escrow Postal Code: 33761
  • Escrow State: FL
  • Escrow Street Name: US 19 N
  • Escrow Street Number: 28059
  • Floor Number: 1
  • List Office Head Office Key Nume: 1038452
  • Minimum Lease: 3 Months
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 171.33
  • Unit Number YN: 0
  • Water Access YN: 0
  • Condo Fees Term: Monthly
  • Property Description: Mid Rise
  • Amenities Additional Fees: Golf and Dining at Cove Cay Golf Club and Bayview Grille available for pay as needed or various memberships. All boating amenities and food at Cove Cay Marina for separate fees.. See covecaygolf.com and covecaymarina.com.
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-855-4982
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Living Room/Dining Room Combo, Stone Counters
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Spa Features: In Ground
  • Spa Yn: Yes
  • Stories: 4
  • Window Features: Blinds, Drapes
  • Street Number Modifier: 2615
  • Living Area Meters: 97.55
  • Room Count: 7

Exterior Features

  • Direction Faces: North
  • Pool Features: Gunite, Heated, In Ground
  • Exterior Features: Lighting
  • Roof: Built-Up
  • Pool Private: No
  • View: Garden, Pool
  • Water Body Name: TAMPA BAY
  • Waterfront: No
  • Patio and Porch Features: Covered, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Extras: Boat Ramp - Private
  • Water Extras YN: 1
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Additional Water Information: Note: Be sure to make buyer aware that water access and water extras are only available through the Cove Cay Marina for separate fees. Not included in condo fee. Amenities include launch, docks, rentals, food and more. See covecaymarina.com for info.

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Other
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Deed Restrictions, Gated Community - Guard, Golf, Restaurant, Special Community Restrictions
  • Association Amenities: Cable TV, Clubhouse, Fitness Center, Pool, Recreation Facilities, Security, Shuffleboard Court, Vehicle Restrictions
  • Association Name: Joe Tobolowsky
  • Phone: 727-531-8414
  • Association: Yes
  • Senior Community: No
  • Association: Cove Cay Community Association
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Pet Restrictions: One cat only except for appropriately documented service or therapy animals. Buyer to contact association prior to offer regarding requirements and restrictions.
  • Association Fee Requirement: None
  • Building Name Number: 2615
  • Condo Fees: 661
  • Condo Land Included YN: 0
  • Montly Maint Amt Addition To HOA: 0
  • Association Email: office@ccvi.com
  • Monthly Condo Fee Amount: 661
  • Pet Size: Small (16-35 Lbs.)

Fee Information

  • Total Annual Fees: 7932.00
  • Total Monthly Fees: 661.00

Lot Info

  • Parcel Number: 29-29-16-18710-000-1070
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, FloodZone, In County, Near Golf Course, Near Marina, Paved, Unincorporated
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 0

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Cats OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Contact association for all lease restrictions!

Tax Info

  • Tax Annual Amount: 49.96
  • Tax Block: 000
  • Tax Book Number: 12-30
  • Tax Lot: 1070

Multi Family

  • Approval Process: Application, fee, background check, orientation.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $49 $99,227 -- --
2023 $49 $96,337 $0 $0
2022 $47 $93,531 $0 $0
2021 $47 $90,807 $0 $0
2020 $47 $89,553 $0 $0
2019 $47 $87,540 $0 $0
2018 $47 $85,908 $0 $0
2017 $1,783 $84,637 $0 $0
2016 $1,423 $68,394 $0 $0
2015 $1,301 $58,959 $0 $0
2014 $1,400 $63,361 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/02/2025 09/02/25 Price Changed $179,900 -5.3% $171 / Sq Ft
08/02/2025 08/02/25 For Sale $190,000 -- $181 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Warranty Deed $104,900 Fidelity Natl Title Of Flori
Warranty Deed -- None Available
Deed $100 --
Deed $100 --
Deed $55,100 --
Quit Claim Deed $6,300 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $70,000 Credit Line Revolving
Previous Owner $78,675 New Conventional
Previous Owner $277,500 FHA
Source: Public Records

Source: Stellar MLS

MLS Number: TB8411089

Stellar MLS

APN: 29-29-16-18710-000-1070