2615 Cove Cay Dr Unit 408 Clearwater, FL 33760
Whitney Lakes Neighborhood
1
Bed
1.5
Baths
810
Sq Ft
$307/mo
HOA Fee
Highlights
- Waterfront Community
- Access to Bay or Harbor
- Gated Community
- Golf Course Community
- Fitness Center
- Pond View
About This Home
As of February 2019This one bedroom 1.5 bath condo is in excellent condition with a value price! The screened porch looks out on a lovely pond of Cove Cay Golf Club and the community pool and spa. There is laminate flooring in the main living area and tile in the kitchen and bath. The air conditioning system was replaced in 2015 and the light and bright kitchen has extra cabinetry. You will be pleasantly surprised at how roomy the condo is, with a large bedroom and spacious living and dining area. In addition, there is a separate laundry room, across the hall, that is for the use of this unit only. That also provides extra storage space. The assigned covered parking space is near the front entrance to the building. In the village recreation center you will find a fitness room, gorgeous pool and spa area and an updated clubhouse. With golf available for membership or public play, a restaurant and bar open 7 days a week and a marina within the community, everything that is needed for a great Florida lifestyle is close at hand. 24 hour security and lush grounds add to the Paradise known as Cove Cay.
Last Agent to Sell the Property
FUTURE HOME REALTY INC License #364769 Listed on: 11/28/2018
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $1,466
Year Built
- Built in 1972
Lot Details
- Property fronts a private road
- Unincorporated Location
- South Facing Home
- Mature Landscaping
HOA Fees
- $307 Monthly HOA Fees
Parking
- 1 Carport Space
Property Views
- Pond
- Pool
Home Design
- Slab Foundation
- Built-Up Roof
- Block Exterior
- Stucco
Interior Spaces
- 810 Sq Ft Home
- 4-Story Property
- Ceiling Fan
- Combination Dining and Living Room
- Security Gate
- Dishwasher
Flooring
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 1 Bedroom
- Walk-In Closet
Laundry
- Dryer
- Washer
Outdoor Features
- Access to Bay or Harbor
- Balcony
- Covered patio or porch
Location
- Flood Zone Lot
- Flood Insurance May Be Required
- Property is near a golf course
Utilities
- Central Heating and Cooling System
- Cable TV Available
Listing and Financial Details
- Down Payment Assistance Available
- Visit Down Payment Resource Website
- Tax Lot 408018
- Assessor Parcel Number 29-29-16-18710-000-4080
Community Details
Overview
- Association fees include 24-hour guard, cable TV, community pool, escrow reserves fund, insurance, maintenance structure, ground maintenance, manager, pool maintenance, recreational facilities, security, sewer, trash, water
- Onsite 727 531 8515 Association
- Mid-Rise Condominium
- Cove Cay Village Subdivision
- Association Owns Recreation Facilities
- The community has rules related to building or community restrictions, deed restrictions, vehicle restrictions
- Rental Restrictions
Amenities
- Laundry Facilities
- Elevator
Recreation
- Waterfront Community
- Golf Course Community
- Fitness Center
- Community Pool
- Community Spa
Pet Policy
- Pets up to 25 lbs
- 1 Pet Allowed
Security
- Security Service
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Nov 2, 2023
Sold by
Fiolka Marian
Bought by
Fiolka Marian and Fiolka Mark
Purchase Details
Listed on
Nov 28, 2018
Closed on
Feb 26, 2019
Sold by
Gradisic Emir
Bought by
Fiolka Marian
Seller's Agent
Kathleen McDowell P.A.
FUTURE HOME REALTY INC
Buyer's Agent
Anna Zdzierak
FUTURE HOME REALTY INC
List Price
$99,900
Sold Price
$91,250
Premium/Discount to List
-$8,650
-8.66%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.39%
Original Mortgage
$73,000
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 22, 2002
Sold by
Ward Stephen M and Ward Linda M
Bought by
Gradisic Emir
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$41,600
Interest Rate
6.89%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 3, 2000
Sold by
Ward Stephen M
Bought by
Ward Stephen M and Ward Linda M
Purchase Details
Closed on
Sep 3, 1999
Sold by
Imperi Aldo P and Imperi Mary K
Bought by
Ward Stephen M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$41,850
Interest Rate
7.5%
Mortgage Type
Balloon
Similar Homes in Clearwater, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $100 | None Listed On Document | |
| Warranty Deed | $91,300 | Assure Title Llc | |
| Warranty Deed | $52,000 | -- | |
| Quit Claim Deed | $20,750 | -- | |
| Warranty Deed | $46,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $73,000 | New Conventional | |
| Previous Owner | $41,600 | New Conventional | |
| Previous Owner | $41,850 | Balloon |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/03/2025 06/03/25 | For Sale | $142,000 | 0.0% | $175 / Sq Ft |
| 05/06/2025 05/06/25 | Pending | -- | -- | -- |
| 05/02/2025 05/02/25 | For Sale | $142,000 | +55.6% | $175 / Sq Ft |
| 02/26/2019 02/26/19 | Sold | $91,250 | -8.7% | $113 / Sq Ft |
| 01/25/2019 01/25/19 | Pending | -- | -- | -- |
| 11/20/2018 11/20/18 | For Sale | $99,900 | -- | $123 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,229 | $109,670 | -- | -- |
| 2023 | $1,229 | $106,476 | $0 | $0 |
| 2022 | $1,183 | $103,375 | $0 | $0 |
| 2021 | $1,193 | $100,364 | $0 | $0 |
| 2020 | $1,182 | $98,978 | $0 | $0 |
| 2019 | $1,820 | $98,109 | $0 | $98,109 |
| 2018 | $1,619 | $81,157 | $0 | $0 |
| 2017 | $1,466 | $69,142 | $0 | $0 |
| 2016 | $1,380 | $64,004 | $0 | $0 |
| 2015 | $1,355 | $61,532 | $0 | $0 |
| 2014 | $1,240 | $55,890 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Boguslaw Mistak
Seller's Agent in 2025
Boguslaw Mistak
PRISTINE BAY REAL ESTATE SERVICES
(727) 647-0700
45 Total Sales
-
Kathleen McDowell P.A.
Seller's Agent in 2019
Kathleen McDowell P.A.
FUTURE HOME REALTY INC
(727) 804-3648
88 in this area
99 Total Sales
-
Anna Zdzierak
Buyer's Agent in 2019
Anna Zdzierak
FUTURE HOME REALTY INC
(727) 458-3047
30 Total Sales
Map
Source: Stellar MLS
MLS Number: U8025887
APN: 29-29-16-18710-000-4080
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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