262 Ratto Rd Alameda, CA 94502
Harbor Bay/Bay Farm NeighborhoodEstimated payment $9,789/month
Highlights
- Waterfront
- Vaulted Ceiling
- Solid Surface Countertops
- Bay Farm School Rated A
- Mediterranean Architecture
- 2 Car Attached Garage
About This Home
This is why people move to Harbor Bay. Set along the lagoon in Harbor Bay's coveted Catamar community, 262 Ratto Road offers the rare combination of waterfront living, indoor-outdoor flow, and everyday convenience that makes this one of Alameda's most sought-after neighborhoods. Vaulted ceilings and walls of glass create a sense of openness and light, while the seamless connection between the living spaces and the outdoors makes the lagoon part of everyday life. Imagine starting your morning with coffee overlooking the water, spending the afternoon on the shoreline trails, and ending the day watching the sunset from your private waterfront deck. Step outside and the experience continues. The landscaped backyard leads directly to the water's edge, creating a natural extension of the home and a front-row seat to life on the lagoon. What truly sets Harbor Bay apart is how effortlessly it balances serenity and convenience. Close to everything. Connected to nothing but the moment. Miles of shoreline trails, parks, golf, the SF Ferry, BART, Oakland International Airport, and major commuter routes are all within easy reach. Because the real luxury isn't simply living on the water. It's waking up to it. It's ending the day beside it. It's having a home that feels like an escape without ever leaving town. Welcome to 262 Ratto Road.
Home Details
Home Type
- Single Family
Year Built
- Built in 1997
Lot Details
- 4,913 Sq Ft Lot
- Waterfront
HOA Fees
- $388 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Mediterranean Architecture
- Tile Roof
- Stucco
Interior Spaces
- 2-Story Property
- Vaulted Ceiling
- Family Room with Fireplace
- Vinyl Flooring
- Washer and Dryer Hookup
Kitchen
- Gas Range
- Microwave
- Dishwasher
- Solid Surface Countertops
Bedrooms and Bathrooms
- 4 Bedrooms
Utilities
- Forced Air Heating and Cooling System
- Gas Water Heater
Community Details
- Association fees include common area maintenance, management fee, reserves
- Cantamar Association, Phone Number (510) 865-3363
- Harbor Bay Subdivision
- Greenbelt
Listing and Financial Details
- Assessor Parcel Number 74134822
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $19,314 | $1,393,748 | $420,224 | $980,524 |
| 2024 | $18,899 | $1,366,291 | $411,987 | $961,304 |
| 2023 | $18,146 | $1,346,367 | $403,910 | $942,457 |
| 2022 | $17,730 | $1,312,976 | $395,993 | $923,983 |
| 2021 | $17,278 | $1,287,097 | $388,229 | $905,868 |
| 2020 | $17,065 | $1,280,831 | $384,249 | $896,582 |
| 2019 | $16,397 | $1,255,727 | $376,718 | $879,009 |
| 2018 | $16,512 | $1,231,114 | $369,334 | $861,780 |
| 2017 | $16,953 | $1,125,000 | $450,000 | $675,000 |
| 2016 | $16,660 | $1,079,000 | $323,700 | $755,300 |
| 2015 | $15,676 | $988,000 | $296,400 | $691,600 |
| 2014 | $13,839 | $867,000 | $260,100 | $606,900 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/26/2026 06/26/26 | Pending | -- | -- | -- |
| 06/12/2026 06/12/26 | For Sale | $1,468,000 | -- | $724 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,005,000 | Placer Title Company | |
| Individual Deed | $635,000 | North American Title Co | |
| Grant Deed | $346,500 | First American Title Guarant |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $804,000 | Purchase Money Mortgage | |
| Previous Owner | $80,000 | Credit Line Revolving | |
| Previous Owner | $476,250 | No Value Available | |
| Previous Owner | $20,000 | Credit Line Revolving | |
| Previous Owner | $284,000 | Unknown |
Source: Bay East Association of REALTORS®
MLS Number: 41138195
APN: 074-1348-022-00
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