2620 Cove Cay Dr Unit 107 Clearwater, FL 33760
Whitney Lakes NeighborhoodEstimated payment $2,851/month
Highlights
- 100 Feet of Bay Harbor Waterfront
- Boat Ramp
- Heated In Ground Pool
- On Golf Course
- Fitness Center
- Home fronts a pond
About This Home
Welcome to one of Cove Cay’s coveted seven condos with an oversized outdoor deck—set above a tranquil pond on the 15th hole—where bay breezes and ever-changing views of water, wildlife, sunrises, and golfers become your daily backdrop. The 16' x 13' deck (208 sq. ft.) was rebuilt in 2025 with composite Trex for beauty, durability, and years of low-maintenance living. Wide PGT impact sliders open to a screened porch that flows out to the deck—hello, indoor-outdoor entertaining. Inside, the open kitchen is light and bright, featuring a double PGT impact window, white soft-close cabinetry, exquisite light granite with neutral veining that doubles as an expansive serving/snack bar, a ceiling detail with crown moulding and integrated lighting, stainless appliances, a deep stainless undermount sink with a sleek black gooseneck faucet, decorative backsplash, and a dedicated coffee bar. Pergo DuraCraft waterproof luxury vinyl plank runs throughout for cool comfort, easy care, and long-term durability. Fresh, airy wall colors elevate the spacious living/dining area, which includes an attractive built-in and the perfect wall for a large TV. The serene primary suite enjoys PGT windows framing the pond and golf course. Its en-suite bath offers a large vanity, distinctive lighting, updated tile shower and flooring, and a custom walk-in closet. The second bedroom flexes beautifully as a den, office, or guest room, and the refreshed hall bath is another win. Practical perks abound: a 2023 Trane A/C, a newer water heater, hurricane windows throughout and your own private laundry room just steps from the front door with full-size washer/dryer, storage cabinet, and high shelving. This corner residence adds privacy and sits just moments from the Village 2 pool and recreation area—as well as your carport. Lush landscaping, shimmering water and fairway vistas, 24/7 security, and well-kept amenities make this the paradise known as Cove Cay.
Listing Agent
FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #364769 Listed on: 10/15/2025

Property Details
Home Type
- Condominium
Est. Annual Taxes
- $2,597
Year Built
- Built in 1974
Lot Details
- Home fronts a pond
- 100 Feet of Bay Harbor Waterfront
- On Golf Course
- Unincorporated Location
- West Facing Home
- Mature Landscaping
HOA Fees
- $891 Monthly HOA Fees
Property Views
- Full Bay or Harbor
- Pond
- Golf Course
Home Design
- Contemporary Architecture
- Traditional Architecture
- Entry on the 1st floor
- Slab Foundation
- Built-Up Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,050 Sq Ft Home
- Built-In Features
- Shelving
- Ceiling Fan
- Blinds
- Drapes & Rods
- Sliding Doors
- Combination Dining and Living Room
Kitchen
- Range with Range Hood
- Microwave
- Dishwasher
- Stone Countertops
- Disposal
Flooring
- Concrete
- Ceramic Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
- Bathtub with Shower
- Shower Only
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- 1 Carport Space
- Guest Parking
Pool
- Heated In Ground Pool
- Heated Spa
- In Ground Spa
- Gunite Pool
Outdoor Features
- Access to Bay or Harbor
- Property is near a marina
- Boat Ramp
- Deck
- Covered Patio or Porch
- Exterior Lighting
Location
- Flood Zone Lot
- Flood Insurance May Be Required
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Tax Lot 0107
- Assessor Parcel Number 29-29-16-18714-000-0107
Community Details
Overview
- Optional Additional Fees
- Association fees include 24-Hour Guard, cable TV, common area taxes, pool, insurance, internet, maintenance structure, ground maintenance, management, security, sewer, trash, water
- Lori Pollock/Folio Association Management Association, Phone Number (727) 530-0588
- Cove Cay Community Association, Phone Number (813) 884-7755
- Cove Cay 26 20 Village II Subdivision
- On-Site Maintenance
- Association Owns Recreation Facilities
- The community has rules related to building or community restrictions, vehicle restrictions
- 10-Story Property
Amenities
- Restaurant
- Sauna
- Clubhouse
- Elevator
Recreation
- Golf Course Community
- Recreation Facilities
- Shuffleboard Court
- Fitness Center
- Community Pool
Pet Policy
- 2 Pets Allowed
- Dogs and Cats Allowed
- Small pets allowed
Security
- Security Guard
- Card or Code Access
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $3,594 | $183,778 | -- | -- |
2023 | $3,594 | $235,839 | $0 | $235,839 |
2022 | $1,698 | $131,222 | $0 | $0 |
2021 | $1,724 | $127,400 | $0 | $0 |
2020 | $1,712 | $125,641 | $0 | $0 |
2019 | $1,672 | $122,816 | $0 | $0 |
2018 | $1,166 | $97,030 | $0 | $0 |
2017 | $1,146 | $95,034 | $0 | $0 |
2016 | $1,277 | $100,304 | $0 | $0 |
2015 | $766 | $75,151 | $0 | $0 |
2014 | $762 | $74,555 | $0 | $0 |
Property History
Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
---|---|---|---|---|---|
10/15/2025 10/15/25 | For Sale | $329,000 | -3.2% | $313 / Sq Ft | |
09/11/2023 09/11/23 | Sold | $340,000 | -9.3% | $324 / Sq Ft | View Prior Sale |
08/01/2023 08/01/23 | Pending | -- | -- | -- | |
07/20/2023 07/20/23 | For Sale | $374,900 | +127.2% | $357 / Sq Ft | |
03/13/2018 03/13/18 | Sold | $165,000 | -2.9% | $157 / Sq Ft | View Prior Sale |
01/28/2018 01/28/18 | Pending | -- | -- | -- | |
01/28/2018 01/28/18 | For Sale | $170,000 | -- | $162 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $340,000 | Coastal Key Title Llc | |
Warranty Deed | $300,000 | Fidelity National Title | |
Warranty Deed | $165,000 | Fidelity National Title Of F | |
Warranty Deed | $143,000 | Fidelity Natl Title Fl Inc | |
Warranty Deed | $90,000 | Fidelity Natl Title Of Fl In | |
Interfamily Deed Transfer | -- | Attorney | |
Warranty Deed | $71,500 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $318,250 | New Conventional | |
Previous Owner | $156,750 | New Conventional | |
Previous Owner | $128,700 | New Conventional | |
Previous Owner | $64,350 | New Conventional |
Source: Stellar MLS
MLS Number: TB8437331

APN: 29-29-16-18714-000-0107
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