NOT LISTED FOR SALE

2620 Cove Cay Dr Unit 203 Clearwater, FL 33760

Whitney Lakes Neighborhood

Estimated Value: $186,000 - $214,000

2 Beds
2 Baths
1,050 Sq Ft
$665/mo HOA Fee

Last Sold January 26, 2023

Last sale price $205,000 $195 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,111/month

12 Days on Market

Highlights

  • 100 Feet of Pond Waterfront
  • Boat Ramp
  • Fitness Center
  • On Golf Course
  • Access to Bay or Harbor
  • Heated Spa

About This Home

As of January 2023

It's all about the view! This second floor two bedroom two bath condo is directly over a beautiful pond and the Cove Cay Golf Course. Porch is glassed in, with sliding doors from the living room, providing the optimal use of the area for enjoying gorgeous Florida breezes or closing up in various weather situation. Well maintained condo is ready for updates and priced accordingly. The spacious master offers a large walk in closet and vanity area and the bath has a stall shower. The second bedroom is roomy enough for a queen and a double bed, as you will see, making it awesome for guest. There is a separate laundry room that belongs to the unit and is across the hall from the front door. This 5 x 8 room has a full size washer and dryer and a laundry tub, along with room for storage. A carport is included. Village 2 is a lovely village that is very well maintained, and offers a beautiful recreation building, pool, spa, shuffleboard and grille. Cove Cay is a community like no other, with Tampa Bay views throughout, a winding 18 hole championship golf course (available for separate fees), a marina within the complex (available for separate fees), lush grounds, and 24 hour security. The Bayview Grille is open 7 days a week to the public. All of this makes Cove Cay the Paradise Found that it is. Foreign seller.

Last Agent to Sell the Property

Kathleen McDowell P.A.

FUTURE HOME REALTY INC License #364769 Listed on: 12/07/2022

FUTURE HOME REALTY INC

Last Buyer's Agent

Kathleen McDowell P.A.

FUTURE HOME REALTY INC License #364769 Listed on: 12/07/2022

FUTURE HOME REALTY INC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,545

Year Built

  • Built in 1974

Lot Details

  • 100 Feet of Pond Waterfront
  • On Golf Course
  • Unincorporated Location
  • East Facing Home

HOA Fees

  • $665 Monthly HOA Fees

Parking

  • 1 Carport Space

Property Views

  • Full Bay or Harbor
  • Pond
  • Golf Course

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Built-Up Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,050 Sq Ft Home
  • Built-In Features
  • Ceiling Fan
  • Blinds
  • Living Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Heated Spa
  • In Ground Spa
  • Gunite Pool

Outdoor Features

  • Access to Bay or Harbor
  • Boat Ramp
  • Balcony

Location

  • Flood Zone Lot

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include 24-Hour Guard, cable TV, common area taxes, pool, escrow reserves fund, insurance, maintenance structure, ground maintenance, management, recreational facilities, security, sewer, trash, water
  • Cove Cay Community Association
  • Cove Cay 26 20 Village Ii Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to building or community restrictions, deed restrictions, vehicle restrictions
  • 10-Story Property

Amenities

  • Clubhouse
  • Elevator

Recreation

  • Golf Course Community
  • Recreation Facilities
  • Shuffleboard Court
  • Fitness Center
  • Community Pool

Pet Policy

  • Pets up to 25 lbs
  • 1 Pet Allowed

Security

  • Security Service
  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,545

Year Built

Built in 1974

Lot Details

0

HOA Fees

$665 per month

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Maintenance Structure, Maintenance Grounds, Management, Pool, Recreational Facilities, Security, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Architectural Style: Traditional
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1050
  • New Construction: No
  • Year Built: 1974
  • Building Area Total: 1050
  • Directions to Property: US 19 just South of Belleair Rd on E. Side. When traveling South, exit at Whitney Rd and make a U turn. Stay in the service road lane. Cove Cay will be on the right after Haines Bayshore. Stop at guard gate for pass. Buyers coming separately must be checked in by the you as their agent and they need to know the address they are going to. It is best to arrive prior to your buyer, so you can give their name to the guard.
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow City: Clearwater
  • Escrow Postal Code: 33761
  • Escrow State: FL
  • Escrow Street Name: US 19 N
  • Escrow Street Number: 28059
  • Floor Number: 2
  • List Office Head Office Key Nume: 1038452
  • Minimum Lease: 3 Months
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 195.24
  • Unit Number YN: 0
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • Amenities Additional Fees: Golf and Dining at the Cove Cay Golf Club and Bayview Grille. All available for memberships or public play/pay. See www.covecaygolf.com. Marina including boat launch, dock, rental and more available for seperate fees. See covecaymarina.com.
  • Tax Year: 2021
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 10
  • Window Features: Blinds
  • Street Number Modifier: 2620
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 97.55
  • Room Count: 8

Exterior Features

  • Direction Faces: East
  • Pool Features: Gunite, Heated
  • Exterior Features: Balcony
  • Roof: Built-Up
  • Pool Private: No
  • View: Golf Course, Water
  • Water Body Name: COVE CAY GOLF COURSE
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Disclosures: Condominium Disclosure Available
  • Water Access: Bay/Harbor
  • Water Extras: Boat Ramp - Private
  • Water Extras YN: 1
  • Water View: Bay/Harbor - Partial,Pond
  • Water View YN: 1
  • Waterfront Feet Total: 100
  • Additional Water Information: NOTE: Tampa Bay view is in the distance and minimal from 2nd floor. Pond view is directly below the unit and great. Water access is only available through Cove Cay Marina, for separate extra fees/ See www.covecaymarina.com
  • Water Frontage Feet Pond: 100

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Other
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Gated, Golf, Special Community Restrictions, Waterfront
  • Association Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Pool, Recreation Facilities, Security, Shuffleboard Court, Vehicle Restrictions
  • Association: Yes
  • Senior Community: No
  • Association: Cove Cay Community Association
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: One dog only subject to association maximum number of dogs allowed in the village. Two neutered indoor cats okay. See attached pet rule document
  • Association Fee Requirement: None
  • Building Name Number: 2620
  • Condo Fees: 665
  • Condo Land Included YN: 0
  • Max Pet Weight: 25
  • Montly Maint Amt Addition To HOA: 0
  • Monthly Condo Fee Amount: 665
  • Pet Size: Small (16-35 Lbs.)

Fee Information

  • Total Annual Fees: 7980.00
  • Total Monthly Fees: 665.00

Lot Info

  • Parcel Number: 29-29-16-18714-000-0203
  • Additional Parcels: No
  • Lot Features: FloodZone, In County, On Golf Course, Paved, Private, Unincorporated
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 0

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: The association has a cap on the number of units that can be leased at any given time. Contact Lori at association office for availability.

Tax Info

  • Tax Annual Amount: 2545.2
  • Tax Block: 000
  • Tax Book Number: 17-76
  • Tax Lot: 0203

Multi Family

  • Waterfront Features: Pond
  • Approval Process: Application, fee, background check, interview.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 7, 2022
Closed on
Jan 26, 2023
Sold by
Davidson Dianne L
Bought by
Flynn Richard Francis and Flynn Elizabeth M
Seller's Agent
Kathleen McDowell P.A.
FUTURE HOME REALTY INC
Buyer's Agent
Kathleen McDowell P.A.
FUTURE HOME REALTY INC
List Price
$210,000
Sold Price
$205,000
Premium/Discount to List
-$5,000
-2.38%
Views
23
Current Estimated Value
$202,610

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,390
Avg. Annual Appreciation
-0.78%
Original Mortgage
$153,750
Interest Rate
6.27%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 23, 2013
Sold by
Wilkinson Lenore B
Bought by
Wilkinson Lenore B and Davidson Dianne L
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Flynn Richard Francis $205,000 Fidelity National Title
Wilkinson Lenore B -- Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Flynn Richard Francis $153,750
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/26/2023 01/26/23 Sold $205,000 -2.4% $195 / Sq Ft
12/20/2022 12/20/22 Pending -- -- --
12/07/2022 12/07/22 For Sale $210,000 -- $200 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,038 $204,793 -- $204,793
2023 $4,038 $218,270 $0 $218,270
2022 $2,869 $178,917 $0 $178,917
2021 $2,545 $127,309 $0 $0
2020 $2,415 $119,053 $0 $0
2019 $2,327 $113,680 $0 $113,680
2018 $2,227 $110,335 $0 $0
2017 $2,035 $96,906 $0 $0
2016 $2,169 $101,924 $0 $0
2015 $2,219 $102,111 $0 $0
2014 $2,231 $105,398 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: U8184333

Stellar MLS

APN: 29-29-16-18714-000-0203