$229,900

2620 Cove Cay Dr Unit 601 Clearwater, FL 33760

Estimated payment $2,395/month

Total Views 56
2 Beds
2 Baths
1,050 Sq Ft
$219 Price per Sq Ft

Highlights

  • 175 Feet of Waterfront
  • On Golf Course
  • Access to Bay or Harbor
  • White Water Ocean Views
  • Boat Ramp
  • Fitness Center

About This Home

Wake up every day to a wraparound picture-postcard view. This highly desired 2 bedroom, 2 bath corner condo in beautiful Cove Cay offers water, golf course, and lush green scenery from just every window and even as you walk up to your front door – plus a front-row seat to the pond, fairways, bridge, Tampa Bay and even the Tampa skyline from your raised living room sitting area. Inside, you’ll love the light, airy feel. PGT impact windows (including larger kitchen and guest bedroom windows than the interior units) bring in extra natural light and frame the views. Neutral tile runs throughout the condo for a clean, cohesive look, while fresh paint in soft neutrals and pastels adds a serene, coastal vibe. Both bathrooms are completely updated – the hall bath with a newer vanity, decorator mirror, and stylish tile around the tub, and the primary suite bath with a beautiful shower and a vanity offering plenty of storage. The spacious primary bedroom easily accommodates larger furniture and features a generous walk-in closet. The kitchen is a delight to cook and dine in, with warm wood KraftMaid cabinets, a handy pantry, an eating space with a view, and a raised ceiling trimmed with crown moulding for an extra touch of elegance. Storage is no problem here – the rooms are comfortably sized and closets are plentiful. Even better, the HVAC was replaced in 2024, so you can enjoy perfect temperatures year-round without the worry of a big-ticket replacement. Convenience is also part of the package: your private laundry room is just across the hall from the front door and includes a laundry sink, stackable washer and dryer, and room for shelving or additional storage. A covered carport is included as well. With its corner location, upgraded finishes, abundant storage, and truly stunning views in every direction, this Cove Cay condo offers the Florida lifestyle you’ve been hoping to find. And as for the community of Cove Cay... there is no equal. This gated, 24-hour secured waterfront community feels like a private resort tucked along Tampa Bay. The 18-hole Championship golf course winds gracefully through the grounds and along the bay itself, offering sweeping water views and a setting that’s as relaxing as it is scenic. Whether you’re an avid golfer or simply love the view, the course is available by membership or on a flexible pay-as-you-go basis. The on-site bar and grille is open seven days a week and serves up full menus, cold drinks, and an easy social atmosphere—perfect for casual lunches, sunset dinners, or meeting neighbors who quickly become friends. Boating enthusiasts will appreciate the community marina right within the complex, offering docking and storage options, rentals, food and drink, and that unmistakable salty-breeze lifestyle (all available separately, so you can choose your level of fun). Lush grounds, golf, dining and boating possibilities, a prime central location close to beaches, airports, dining and shopping, and the feeling that every day is a mini-vacation, make it easy to see why this is the paradise known as Cove Cay.

Listing Agent

Kathleen McDowell P.A.

FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #364769 Listed on: 12/10/2025

FUTURE HOME REALTY INC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,559

Year Built

  • Built in 1974

Lot Details

  • 175 Feet of Waterfront
  • 100 Feet of Bay Harbor Waterfront
  • 75 Feet of Pond Waterfront
  • On Golf Course
  • Unincorporated Location
  • West Facing Home
  • Mature Landscaping

HOA Fees

  • $893 Monthly HOA Fees

Property Views

  • White Water Ocean
  • Pond
  • Golf Course

Home Design

  • Traditional Architecture
  • Entry on the 6th floor
  • Slab Foundation
  • Built-Up Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,050 Sq Ft Home
  • Furnished
  • Built-In Features
  • Shutters
  • Combination Dining and Living Room
  • Ceramic Tile Flooring

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Shower Only

Laundry

  • Dryer
  • Washer

Parking

  • 1 Carport Space
  • Guest Parking

Pool

  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Gunite Pool

Outdoor Features

  • Access to Bay or Harbor
  • Property is near a marina
  • Boat Ramp
  • Balcony
  • Exterior Lighting

Location

  • Flood Zone Lot

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include 24-Hour Guard, cable TV, common area taxes, pool, escrow reserves fund, insurance, internet, maintenance structure, ground maintenance, management, recreational facilities, security, sewer, trash, water
  • Lori Pollock Association, Phone Number (727) 530-0588
  • Cove Cay Community Association, Phone Number (813) 884-7755
  • Cove Cay Condominium Condos
  • Cove Cay 26 20 Village II Subdivision
  • The community has rules related to building or community restrictions, vehicle restrictions
  • 10-Story Property

Amenities

  • Restaurant
  • Clubhouse
  • Elevator

Recreation

  • Golf Course Community
  • Recreation Facilities
  • Shuffleboard Court
  • Fitness Center
  • Community Spa

Pet Policy

  • 2 Pets Allowed
  • Dogs and Cats Allowed
  • Small pets allowed

Security

  • Security Guard

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,559

Year Built

Built in 1974

Lot Details

0

HOA Fees

$893 per month

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Management, Recreational Facilities, Security, Sewer, Trash, Water
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Condominium
  • Architectural Style: Traditional
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1050
  • New Construction: No
  • Year Built: 1974
  • Building Area Total: 1125
  • Status: Active
  • Ownership: Condominium
  • Entry Level: 6
  • Building Area Total Srch Sq M: 104.52
  • Escrow City: Clearwater
  • Escrow State: FL
  • Escrow Street Name: US 19 North
  • Floor Number: 6
  • Minimum Lease: 3 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 218.95
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • Property Description: Corner Unit,Mid Rise
  • Amenities Additional Fees: Cove Cay Golf and Bayview Grille are open to the public or available for various memberships but are not incl. in condo fee. Cove Cay Marina offers all water amenities for separate fees. see covecaygolf.com and covecaymarina.com for details.
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Bay/Harbor Front
  • Attribution Contact: 813-855-4982
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Built-in Features, Eat-in Kitchen, Living Room/Dining Room Combo, Solid Surface Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 10
  • Window Features: Shutters
  • Living Area Meters: 97.55

Exterior Features

  • Direction Faces: West
  • Pool Features: Gunite, Heated, In Ground
  • Exterior Features: Balcony, Lighting
  • Roof: Built-Up
  • Pool Private: No
  • View: Golf Course, Water
  • Water Body Name: TAMPA BAY AND GOLF COURSE POND
  • Waterfront: Yes
  • Patio and Porch Features: None
  • Road Surface Type: Asphalt
  • Water Access: Bay/Harbor
  • Water Extras: Boat Ramp - Private
  • Water View: Bay/Harbor - Full,Pond
  • Water View YN: 1
  • Waterfront Feet Total: 175
  • Additional Water Information: Note: Water access and water extras ONLY available via Cove Cay Marina (privately owned) for separate fees, NOT included in condo fee. See www.covecaymarina.com for info.
  • Water Frontage Feet Bay Harbor: 100
  • Water Frontage Feet Pond: 75

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No
  • Parking Features: Covered, Guest

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Other
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated Community - Guard, Golf, Restaurant, Special Community Restrictions
  • Association Amenities: Clubhouse, Elevator(s), Fitness Center, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Vehicle Restrictions
  • Association Name: Lori Pollock
  • Phone: 727-530-0588
  • Association: Yes
  • Senior Community: No
  • Association: Cove Cay Community Association
  • Association Phone #2: 813-884-7755
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Complex Community Name Nccb: COVE CAY CONDOMINIUM
  • Pet Restrictions: ONE dog up to 25 lb. subject to overall maximum number of dogs permitted in the village. Contact mgt. to verify for dog opening availability or 2 cats per unit. See attached pet policy.
  • Association Fee Requirement: None
  • Condo Fees: 893
  • Condo Land Included YN: 0
  • Association Email: lpollock@folioam.com
  • Monthly Condo Fee Amount: 893
  • Pet Size: Small (16-35 Lbs.)

Fee Information

  • Total Annual Fees: 10716.00
  • Total Monthly Fees: 893.00

Lot Info

  • Parcel Number: 29-29-16-18714-000-0601
  • Additional Parcels: No
  • Lot Features: FloodZone, In County, Near Marina, On Golf Course, Paved, Private, Unincorporated
  • Flood Zone Code: AE

Rental Info

  • Furnished: Furnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: 3 month minimum no more than 2 times per year. There is a cap on number of units that can be rented at any given time, so contacting management is a must prior to making an offer is this applies to buyer.

Tax Info

  • Tax Annual Amount: 3559.15
  • Tax Block: 000
  • Tax Book Number: 17-76
  • Tax Lot: 0601

Multi Family

  • Waterfront Features: Bay/Harbor, Pond
  • Approval Process: application, fee, background check, orientation.

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,559 $183,110 -- $183,110
2024 $3,508 $219,127 -- $219,127
2023 $3,508 $234,763 $0 $234,763
2022 $3,113 $194,391 $0 $194,391
2021 $2,762 $138,373 $0 $0
2020 $2,633 $130,032 $0 $0
2019 $2,538 $124,206 $0 $124,206
2018 $2,432 $121,523 $0 $0
2017 $2,214 $105,640 $0 $0
2016 $2,340 $110,116 $0 $0
2015 $2,355 $108,470 $0 $0
2014 $2,445 $113,613 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/10/2025 12/10/25 For Sale $229,900 -- $219 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Deed Of Distribution -- Attorney
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Attorney
Warranty Deed $53,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $0 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: TB8454500

Stellar MLS

APN: 29-29-16-18714-000-0601