NOT LISTED FOR SALE

2620 Cove Cay Dr Unit 703 Clearwater, FL 33760

Whitney Lakes Neighborhood

Estimated Value: $208,931 - $245,000

2 Beds
2 Baths
1,050 Sq Ft
$740/mo HOA Fee

Last Sold June 03, 2024

Last sale price $235,000 $224 Per Sq Ft

Est. 10% decrease in value since last sale

Current estimated payment $2,179/month

12 Days on Market

Highlights

  • 100 Feet of Bay Harbor Waterfront
  • On Golf Course
  • Fitness Center
  • White Water Ocean Views
  • Boat Ramp
  • Heated In Ground Pool

About This Home

As of June 2024

The view is a showstopper!! This is the only building with a full view of a tranquil pond, lush green golf course and Tampa Bay and this 7th floor unit is perfect for enjoying all, including the eastern morning sun and the skyline in downtown Tampa. Two bedroom two bath FULLY FURNISHED CONDO with spacious rooms throughout including both bedrooms being sizeable as well as the main living area. Eating area in kitchen along with dining area/ living room combination. Living room has sliding doors out to the screened porch where you'll enjoy watching golfers, wildlife and stunning sparkling waters. The full size laundry room with washer and dryer that is located across the hall from the front door for this unit only also provides room for storage of golf clubs, holiday items and more. The carport is a great feature to protect your vehicle. Also, at the end of this building is a secure bike storage area. Brand new roof too! This village has a lovely clubhouse with lovely pool and spa is an addition to your tropical environment. Milestone inspection is completed on the building and available for review. This special community offers the privately owned Cove Cay Golf Club, Bayview Grille (full restaurant and bar open 7 days a week) and the privately owned Cove Cay Marina. There you can rent or store boats or kayaks and enjoy a waterside bar as well. Village 2 has excellent reserve funds and awesome maintenance, as you will see when you walk around the buildings and recreation center. The all-inclusive maintenance fee offers so much, including water, sewer, trash, cable, internet, insurance on the structure, and more. Cove Cay is truly a Paradise Found, so come and make it your own.

Last Agent to Sell the Property

Kathleen McDowell P.A.

FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #364769 Listed on: 03/28/2024

FUTURE HOME REALTY INC

Last Buyer's Agent

Thomas Johnson

COLDWELL BANKER REALTY License #3383472

COLDWELL BANKER REALTY

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,328

Year Built

  • Built in 1974

Lot Details

  • 100 Feet of Bay Harbor Waterfront
  • On Golf Course
  • Unincorporated Location
  • East Facing Home
  • Mature Landscaping

HOA Fees

  • $740 Monthly HOA Fees

Parking

  • 1 Carport Space

Property Views

  • White Water Ocean
  • Golf Course

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Built-Up Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,050 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Combination Dining and Living Room

Kitchen

  • Range
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Gunite Pool

Outdoor Features

  • Access to Bay or Harbor
  • Boat Ramp
  • Balcony
  • Exterior Lighting
  • Rear Porch

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include 24-Hour Guard, cable TV, common area taxes, pool, escrow reserves fund, insurance, internet, maintenance structure, ground maintenance, management, recreational facilities, security, sewer, trash, water
  • Lori Pollock Association, Phone Number (727) 530-0588
  • Cove Cay Community Association
  • Mid-Rise Condominium
  • Cove Cay 26 20 Village Ii Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to building or community restrictions, deed restrictions, vehicle restrictions

Amenities

  • Restaurant
  • Sauna
  • Clubhouse
  • Elevator

Recreation

  • Golf Course Community
  • Recreation Facilities
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Community Spa

Pet Policy

  • Pets up to 25 lbs
  • 2 Pets Allowed
  • Dogs and Cats Allowed

Security

  • Security Guard

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,328

Year Built

Built in 1974

Lot Details

0

HOA Fees

$740 per month

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Management, Recreational Facilities, Security, Sewer, Trash, Water
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Condominium
  • Architectural Style: Traditional
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1050
  • Lot Size Acres: 1.7
  • New Construction: No
  • Year Built: 1974
  • Building Area Total: 1050
  • Lot Size Sq Ft: 74011
  • Directions to Property: US 19 just South of Belleair Rd on E. Side. When traveling South, exit at Whitney Rd and make a U turn. Stay in the service road lane. Cove Cay will be on the right after Haines Bayshore. Stop a guard gate for pass. Park only in visitor spaces.
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow City: Clearwater
  • Escrow State: FL
  • Escrow Street Name: US 19 N
  • Escrow Street Number: 28059
  • Floor Number: 7
  • List Office Head Office Key Nume: 1038452
  • Minimum Lease: 3 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 223.81
  • Unit Number YN: 0
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • Property Description: Mid Rise
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-855-4982
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Living Room/Dining Room Combo, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 1
  • Street Number Modifier: 2620
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 97.55
  • Room Count: 7

Exterior Features

  • Direction Faces: East
  • Pool Features: Gunite, Heated, In Ground
  • Exterior Features: Balcony, Lighting
  • Roof: Built-Up
  • Pool Private: No
  • View: Golf Course, Water
  • Water Body Name: TAMPA BAY
  • Waterfront: Yes
  • Patio and Porch Features: Rear Porch
  • Road Surface Type: Asphalt
  • Disclosures: Condominium Disclosure Available, Seller Property Disclosure
  • Water Access: Bay/Harbor
  • Water Extras: Boat Ramp - Private
  • Water Extras YN: 1
  • Water View: Bay/Harbor - Full
  • Water View YN: 1
  • Waterfront Feet Total: 100
  • Additional Water Information: IMPORTANT NOTE: WATER ACCESS AND WATER EXTRAS ONLY AVAILABLE VIA PRIVATELY OWNED COVE CAY MARINA FOR SEPARATE FEES. Marina amenities are NOT included in the condo fee.
  • Water Frontage Feet Bay Harbor: 100

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Room, Other
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Gated Community - Guard, Golf, Restaurant, Special Community Restrictions
  • Association Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Pool, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Vehicle Restrictions
  • Association Name: Lori Pollock
  • Phone: 727-530-0588
  • Association: Yes
  • Senior Community: No
  • Association: Cove Cay Community Association
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Pet Restrictions: one dog under 25 lb. (up to maximum number allowed in the village-verify with management!!)or 2 cats. For all pet rules and questions, contact management.
  • Association Fee Requirement: None
  • Building Name Number: 2620
  • Condo Fees: 740
  • Condo Land Included YN: 0
  • Max Pet Weight: 25
  • Montly Maint Amt Addition To HOA: 0
  • Association Email: lpollock@kwpmc.com
  • Monthly Condo Fee Amount: 740
  • Pet Size: Small (16-35 Lbs.)

Fee Information

  • Total Annual Fees: 8880.00
  • Total Monthly Fees: 740.00

Lot Info

  • Parcel Number: 29-29-16-18714-000-0703
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, FloodZone, On Golf Course, Paved, Private, Unincorporated
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 6876

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Furnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Association for Village 2 has a maximum number of rentals permitted at any given time. It is imperative to contact the manager prior to making an offer to verify lease restrictions and availability if buyer plans to lease.

Tax Info

  • Tax Annual Amount: 3327.7
  • Tax Block: 000
  • Tax Book Number: 17-76
  • Tax Lot: 0703

Multi Family

  • Waterfront Features: Bay/Harbor
  • Approval Process: application, fee, background check, orientation.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 28, 2024
Closed on
Jun 3, 2024
Sold by
Komrska Sharon L and Radtke Linda B
Bought by
Ourada Jeffrey P and Ourada Kimberly A
Seller's Agent
Kathleen McDowell P.A.
FUTURE HOME REALTY INC
Buyer's Agent
Thomas Johnson
COLDWELL BANKER REALTY
List Price
$249,000
Sold Price
$235,000
Premium/Discount to List
-$14,000
-5.62%
Views
72
Current Estimated Value
$212,360

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$22,640
Avg. Annual Appreciation
-4.42%
Original Mortgage
$188,000
Outstanding Balance
$186,469
Interest Rate
7.17%
Mortgage Type
New Conventional
Estimated Equity
$36,326

Purchase Details

Closed on
Oct 7, 2005
Sold by
Radtke Edward W and Radtke Betty J
Bought by
Radtke Edward W and Radtke Betty J

Purchase Details

Closed on
Nov 30, 1995
Sold by
Radtke Earle A and Radtke Iola J
Bought by
Radtke Edward W and Radtke Betty J
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ourada Jeffrey P $235,000 Fidelity National Title Of Flo
Radtke Edward W -- --
Radtke Edward W $68,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ourada Jeffrey P $188,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/03/2024 06/03/24 Sold $235,000 -5.6% $224 / Sq Ft
04/10/2024 04/10/24 Pending -- -- --
03/28/2024 03/28/24 For Sale $249,000 -- $237 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,328 $204,597 -- $204,597
2023 $3,328 $221,269 $0 $221,269
2022 $2,964 $184,964 $0 $184,964
2021 $2,630 $131,633 $0 $0
2020 $2,506 $123,617 $0 $0
2019 $2,417 $118,138 $0 $118,138
2018 $2,335 $114,954 $0 $0
2017 $2,142 $102,105 $0 $0
2016 $2,296 $108,021 $0 $0
2015 $2,308 $106,290 $0 $0
2014 $2,283 $110,903 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: U8236275

Stellar MLS

APN: 29-29-16-18714-000-0703