Gianna White
Responds Quickly
REMAX Dream Homes
(916) 545-1873
18 Total Sales
1 in La Loma
$460,000 Price
2620 El Charro Dr Modesto, CA 95354
La Loma NeighborhoodEstimated Value: $377,670
4
Beds
2
Baths
1,463
Sq Ft
$258/Sq Ft
Est. Value
Highlights
- Golf Course Community
- Cathedral Ceiling
- Tennis Courts
- Private Pool
- Main Floor Primary Bedroom
- 3-minute walk to Riverside Park
About This Home
As of December 2025For investors or savvy buyers!!! Welcome to 2620 El Charro Drive, a two-story home ideally located in walking distance to Creekside Golf course in the desirable Granada Park neighborhood. Built in 1972, this residence offers a practical and comfortable layout with four bedrooms, two bathrooms with 1,463 sq. ft. of living space. Includes fireplace, attached garage, and a low-maintenance 0.07-acre lot. In the Empire Union Elementary School District, this property combines convenience and great potential in a well-established community. This fixer-upper is a perfect canvas ready for your creative touch. Whether you aim to renovate and flip, generate long-term rental income, or customize your next project, this home offers endless possibilities. Bring your tools, vision, and inspiration! *Ideal for investor or contractor looking for renovation project.
Last Agent to Sell the Property
KW Central Valley License #02146413 Listed on: 10/24/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 1972
Lot Details
- 3,049 Sq Ft Lot
- Landscaped
- Zero Lot Line
HOA Fees
- $96 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Fixer Upper
- Flat Roof Shape
- Slab Foundation
- Frame Construction
- Shake Roof
- Wood Roof
- Stucco
Interior Spaces
- 1,463 Sq Ft Home
- 2-Story Property
- Beamed Ceilings
- Cathedral Ceiling
- Wood Burning Fireplace
- Family Room with Fireplace
- Family or Dining Combination
Kitchen
- Free-Standing Electric Oven
- Microwave
- Dishwasher
- Laminate Countertops
- Disposal
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- 2 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry in Garage
- 220 Volts In Laundry
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Pool
- Private Pool
Utilities
- Central Heating and Cooling System
- 220 Volts
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 033-061-042-000
Community Details
Overview
- Association fees include common areas, pool, recreation facility, ground maintenance
- Granada Park Homeowner Association
- Granada Park 1 Subdivision
- Mandatory home owners association
Recreation
- Golf Course Community
- Tennis Courts
- Community Playground
- Community Pool
- Park
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 24, 2025
Closed on
Dec 4, 2025
Sold by
Williams Tommy L
Bought by
Seller's Agent
Velma Morgan-Johnson
KW Central Valley
Buyer's Agent
Paulina Espinoza
eXp Realty of California Inc.
List Price
$310,000
Sold Price
$295,000
Premium/Discount to List
-$15,000
-4.84%
Views
123
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$82,670
Avg. Annual Appreciation
36.18%
Original Mortgage
$270,045
Interest Rate
6.19%
Mortgage Type
Construction
Purchase Details
Closed on
Aug 7, 2025
Sold by
Williams Tommy L and Dillard Tenicia
Bought by
Williams Tommy L
Purchase Details
Closed on
Aug 22, 2008
Sold by
Bank Of New York
Bought by
Williams Tommy and Williams Tenicia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,569
Interest Rate
6.49%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 26, 2007
Sold by
Onsurez M E Evelyn
Bought by
Bank Of New York
Purchase Details
Closed on
Mar 21, 2005
Sold by
Onsurez M E Evelyn and Kanakanui Isabel Maria
Bought by
Onsurez M E Evelyn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$238,500
Interest Rate
8.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 25, 2004
Sold by
Onsurez M E Evelyn
Bought by
Onsurez M E Evelyn and Kanakanui Isabel Maria
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,400
Interest Rate
5.65%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 11, 2004
Sold by
Cruz Faustino
Bought by
Onsurez M E Evelyn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,400
Interest Rate
5.65%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 30, 1999
Sold by
Orchard David Karl
Bought by
Cruz Faustino
Home Values in the Area
Average Home Value in this Area
Agents Specializing in La Loma, CA
-
Gianna White
-
Jose Hernandez
Jose Hernandez
Integrity Estates Realty
(669) 279-3168
48 Total Sales
1 in La Loma
$520,000 Price
-
Eric Terrero
Eric Terrero
PMZ Real Estate
(209) 554-6059
78 Total Sales
10 in La Loma
$220K - $533K Price Range
-
Nick Cameron
Nick Cameron
Real Broker Technologies
(209) 719-3488
14 Total Sales
2 in La Loma
$410K - $518K Price Range
-
PJ Johnsen
PJ Johnsen
Vista Sotheby's International Realty
(209) 231-7888
56 Total Sales
1 in La Loma
$400,000 Price
-
Steven Zagaris
Steven Zagaris
Responds QuicklyPMZ Real Estate
(209) 653-1646
140 Total Sales
7 in La Loma
$260K - $456K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $295,000 | Wfg National Title Insurance C | ||
| Williams Tommy L | -- | None Listed On Document | |
| Williams Tommy | $135,000 | First American Title Company | |
| Bank Of New York | $267,038 | Landsafe Title | |
| Onsurez M E Evelyn | -- | Stewart Title Of Modesto | |
| Onsurez M E Evelyn | -- | -- | |
| Onsurez M E Evelyn | $193,000 | North American Title Ins Co | |
| Cruz Faustino | $104,000 | Old Republic Title Company |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | $270,045 | ||
| Previous Owner | Williams Tommy | $34,100 | |
| Previous Owner | Williams Tommy | $135,268 | |
| Previous Owner | Williams Tommy | $133,569 | |
| Previous Owner | Onsurez M E Evelyn | $242,000 | |
| Previous Owner | Onsurez M E Evelyn | $238,500 | |
| Previous Owner | Onsurez M E Evelyn | $154,400 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/08/2025 12/08/25 | Sold | $295,000 | -4.8% | $202 / Sq Ft |
| 11/20/2025 11/20/25 | For Sale | $310,000 | 0.0% | $212 / Sq Ft |
| 11/04/2025 11/04/25 | Pending | -- | -- | -- |
| 10/26/2025 10/26/25 | Price Changed | $310,000 | -11.4% | $212 / Sq Ft |
| 10/24/2025 10/24/25 | For Sale | $350,000 | -- | $239 / Sq Ft |
Source: MetroList
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,804 | $173,829 | $25,746 | $148,083 |
| 2024 | $1,769 | $170,422 | $25,242 | $145,180 |
| 2023 | $1,928 | $167,082 | $24,748 | $142,334 |
| 2022 | $1,796 | $163,807 | $24,263 | $139,544 |
| 2021 | $1,815 | $160,596 | $23,788 | $136,808 |
| 2020 | $1,788 | $158,951 | $23,545 | $135,406 |
| 2019 | $1,754 | $155,835 | $23,084 | $132,751 |
| 2018 | $1,725 | $152,781 | $22,632 | $130,149 |
| 2017 | $1,685 | $149,787 | $22,189 | $127,598 |
| 2016 | $1,650 | $146,851 | $21,754 | $125,097 |
| 2015 | $1,627 | $144,646 | $21,428 | $123,218 |
| 2014 | $1,451 | $128,500 | $20,000 | $108,500 |
Source: Public Records
Agents Affiliated with this Home
-
Velma Morgan-Johnson
VM
Seller's Agent in 2025
Velma Morgan-Johnson
KW Central Valley
(209) 451-5454
1 in this area
1 Total Sale
-
Paulina Espinoza
Buyer's Agent in 2025
Paulina Espinoza
eXp Realty of California Inc.
(209) 585-9811
1 in this area
16 Total Sales
-
Jose Ojeda
Buyer Co-Listing Agent in 2025
Jose Ojeda
eXp Realty of California Inc.
(209) 668-0511
4 in this area
210 Total Sales
Map
Source: MetroList
MLS Number: 225136328
APN: 033-61-42
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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