$395,000
PENDING $45K PRICE DROP

Estimated payment $2,551/month

Total Views 71,909
2 Beds
2.5 Baths
1,940 Sq Ft
$204 Price per Sq Ft

Highlights

  • Water Views
  • Deck
  • Wood Flooring
  • East Dubuque Junior High School Rated 9+
  • Recreation Room
  • Main Floor Bedroom

About This Home

Have you been looking for a home with Chain O' Lakes water rights? Check out this home that was rebuilt in 2014 from the foundation-up, including a new well in 2015 and a new septic system in 2014. It is a gem that offers 9-ft first-floor ceilings, Cherry cabinets with crown molding, granite counters and SS appliances. The main floor offers open living concept and main floor bedroom and full bath. Step out to your private deck for grilling and relaxation after being out boating on the Chain. Upstairs is an extremely large loft currently being used as a third bedroom. A simple modification can make this an actual 3rd bedroom! Up here is the enormous primary suite with a luxurious oversized bath, dual sinks, tub and shower and 2 separate closet spaces. Downstairs is a fully finished walk-out basement with a wet bar, half bath, recreation room and laundry room. Step across the road to your pier. This space is perfect for entertaining. An oversized 2-car garage completes this property. The breathtaking riverfront scenery and vibrant glowing sunsets make this home a rare find!

Listing Agent

Peggy Seiling

Lakes Realty Group Brokerage Phone: (815) 236-6579 License #475159021 Listed on: 10/23/2025

Co-Listing Agent

Marilyn Durante

Lakes Realty Group Brokerage Phone: (815) 236-6579 License #471020098

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,499

Year Renovated

  • 2014

Lot Details

  • 6,242 Sq Ft Lot
  • Lot Dimensions are 125x50x125x49
  • Corner Lot

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Parking Included in Price

Home Design

  • Asphalt Roof

Interior Spaces

  • 1,940 Sq Ft Home
  • 2-Story Property
  • Skylights
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Recreation Room
  • Loft
  • Water Views
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Granite Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Outdoor Features

  • Tideland Water Rights
  • Deck

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Well
  • Water Softener
  • Septic Tank

Community Details

  • Manager Association, Phone Number (618) 917-3342
  • Fair Oaks Subdivision
  • Property managed by Fair Oaks

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,499

Year Renovated

2014

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Fair Oaks
  • Age: Unknown
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): Yes
  • Rehab (Y/N): Yes
  • Rehab Year: 2014
  • Rebuilt Year: 2014
  • Actual Status: Contingent
  • SomePhotosVirtuallyStaged: No
  • Attribution Contact: (815) 236-6579
  • Special Features: UnderContract
  • Property Sub Type: Detached
  • Year Renovated: 2014

Interior Features

  • Appliances: Range, Microwave, Refrigerator, Washer, Dryer, Water Softener, Humidifier
  • Basement: Finished, Full, Walk-Out Access
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 2
  • Flooring: Hardwood, Carpet
  • Interior Amenities: Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Granite Counters
  • LivingArea: 1940
  • Other Equipment: CO Detectors, Sump Pump
  • Room Type: Loft, Recreation Room
  • Window Features: Skylight(s)
  • Estimated Total Finished Sq Ft: 2850
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Square Footage Comments: Main Level 1020 Sq Ft finished, Upper Level 920 Sq Ft finished, Basement 1020 Sq Ft with 910 Sq Ft finished, for a total of 2850 Sq Ft of finished living space.
  • Total Sq Ft: 2960
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Vinyl Siding
  • Lot Features: Corner Lot, Water Rights
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • View: Water
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Garage Door Opener, Yes, Garage Owned, Detached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: In Unit
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee: 150
  • Association Fee Frequency: Annually
  • Community Features: Water Rights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Fair Oaks
  • Management Contact Name: Manager
  • Management Phone: 618-917-3342

Fee Information

  • Association Fee Includes: Other

Lot Info

  • Lot Size Acres: 0.1433
  • Lot Dimensions: 125x50x125x49
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5499
  • Tax Year: 2024
  • Tax Exemptions: None

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,499 $68,752 $6,657 $62,095
2023 $5,372 $61,595 $5,964 $55,631
2022 $5,111 $57,144 $5,533 $51,611
2021 $4,884 $53,217 $5,153 $48,064
2020 $4,733 $50,998 $4,938 $46,060
2019 $4,675 $48,427 $4,689 $43,738
2018 $4,326 $40,201 $3,892 $36,309
2017 $4,175 $37,730 $3,653 $34,077
2016 $4,060 $35,262 $3,414 $31,848
2013 -- $21,590 $3,362 $18,228
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/11/2025 11/11/25 Pending -- -- --
10/29/2025 10/29/25 Price Changed $395,000 -10.2% $204 / Sq Ft
10/23/2025 10/23/25 For Sale $439,900 +1946.0% $227 / Sq Ft
12/01/2014 12/01/14 Sold $21,500 0.0% $21 / Sq Ft View Prior Sale
11/14/2014 11/14/14 Pending -- -- --
09/30/2014 09/30/14 Off Market $21,500 -- --
09/19/2014 09/19/14 For Sale $32,000 -- $31 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $21,500 First American Title
Sheriffs Deed -- None Available
Executors Deed $150,000 Ticor
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $120,000 Unknown
Closed $30,000 No Value Available
Source: Public Records

About the Listing Agent

Peggy Seiling

Lakes Realty Group

(779) 237-1978

Section Image

Peggy has always been aware of the value of real estate and the great privilege of owning property. She enjoys meeting new people and helping them find the right place to call home. She has been buying and selling homes on a personal level for over 30 years. Her family has assisted in purchasing, renovating, and selling houses and it was during this time that she decided to become a licensed real estate broker.

She is an active member and volunteer at St. Peters Church in Spring Grove,

Peggy's Other Listings

  • 209 S Emerald Dr, McHenry, IL 60051

    $910,000 Sold Aug 28, 2025

    • 4 Beds
    • 2.5 Baths
    • 3,319 Sq Ft
    • 209 S Emerald Dr
    • McHenry, IL

    Step into this truly one-of-a-kind riverfront retreat, where every detail has been carefully curated for luxury, comfort, and effortless entertaining. Nestled on the banks of the Fox River, this home boasts stunning, unobstructed water views and deep river frontage - perfect for morning coffee, evening sunsets, or heading out to the Chain-O-lakes for enjoyment on the water. The heart of the home

    Peggy Seiling Lakes Realty Group

  • 3315 Venice Ln, McHenry, IL 60050

    $460,000 Sold Dec 20, 2024

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft
    • 3315 Venice Ln
    • McHenry, IL

    Discover this beautifully updated channel-front home in the thriving community of the McHenry Riverwalk. This house blends modern comfort with fabulous water views and the picturesque charm of indoor and outdoor living on the Chain O'Lakes. There are fresh updates throughout such as a newer kitchen with SS appliances, granite counters and custom cabinetry. Relax in the family room and enjoy

    Peggy Seiling Lakes Realty Group

  • 2709 N Villa Ln, McHenry, IL 60051

    $455,000 Sold May 28, 2025

    • 2 Beds
    • 2 Baths
    • 1,556 Sq Ft
    • 2709 N Villa Ln
    • McHenry, IL

    Nestled along the Fox River, this lovely home is a perfect blend of charm and modern comfort. Enjoy stunning water views from nearly every room, creating a serene and picturesque atmosphere. The spacious main floor features an open-concept dining and living room combo perfect for gathering and entertaining. Plenty of natural light streams in making the space feel warm and inviting. The layout

    Peggy Seiling Lakes Realty Group

  • 810 River Terrace Dr, Johnsburg, IL 60051

    $625,000 Sold Jul 17, 2025

    • 4 Beds
    • 3 Baths
    • 3,099 Sq Ft
    • 810 River Terrace Dr
    • Johnsburg, IL

    Spectacular Riverfront Retreat - Minutes from Pistakee Lake! Enjoy breathtaking river views from this stunning home, just a short boat ride to Pistakee Lake. The open floor plan Great Room is perfect for relaxing after a day out on the boat. Enjoy dining and taking in beautiful sunsets over the river. The updated kitchen boasts white cabinetry, granite counters, stainless steel appliances, an

    Peggy Seiling Lakes Realty Group

  • 316 Minuet Cir, Volo, IL 60073

    $349,000 Sold Jan 21, 2025

    • 4 Beds
    • 2.5 Baths
    • 2,405 Sq Ft
    • 316 Minuet Cir
    • Volo, IL

    Nestled in a charming and highly desired neighborhood, this expansive two-story home provides abundant living space and square footage. With large, airy rooms throughout, the open-concept living areas are ideal for gatherings and everyday family life. The main floor features a spacious 2-story family room with fireplace, oversized kitchen with island and walk-in pantry, a formal dining room and

    Peggy Seiling Lakes Realty Group

  • 32 Atwater Pkwy, Fox Lake, IL 60020

    $470,000 Sold Dec 16, 2024

    • 4 Beds
    • 2 Baths
    • 1,914 Sq Ft
    • 32 Atwater Pkwy
    • Fox Lake, IL

    On the tranquil shores of Mineola bay sits this lovely custom 2-story waterfront home. Expansive windows offer breathtaking views of Fox Lake from almost every room. A spacious, fenced maintenance free deck spans the channel front side of the house and a boardwalk reaches from one end to the other of 50 ft of channel frontage to park your boat. These decks are perfect for entertaining and offer

    Peggy Seiling Lakes Realty Group

  • 55 Vail Colony Unit 1, Fox Lake, IL 60020

    $141,000 Sold Aug 20, 2025

    • 2 Beds
    • 1 Bath
    • 753 Sq Ft
    • 55 Vail Colony
    • Unit 1
    • Fox Lake, IL

    Welcome to this fabulous 2 bedroom Vacation Village condo! This spacious unit is in the building that has been completely redone in the last year. The open floor plan makes the living space larger and invites easy movement between kitchen, dining and living room. Two sets of patio doors connect seamlessly to the patio and wrap around green space for all to enjoy. All the new features include

    Peggy Seiling Lakes Realty Group

  • 25744 W Lehmann Blvd, Lake Villa, IL 60046

    $735,000 Sold Apr 30, 2025

    • 3 Beds
    • 2 Baths
    • 1,688 Sq Ft
    • 25744 W Lehmann Blvd
    • Lake Villa, IL

    Lakefront-Lakefront-Lakefront! This fabulous lakefront home has breathtaking views of Fox Lake. Thoughtfully designed to maximize comfort and style, this property boasts 3 elegant brick paver patios and walkway, creating seamless indoor-outdoor living spaces. Inside, hardwood floors enhance the warm and inviting atmosphere, flowing effortlessly throughout the home. Large windows frame

    Peggy Seiling Lakes Realty Group

  • 408 Cedar Crest Ct, Round Lake, IL 60073

    $298,000 Sold Mar 11, 2025

    • 3 Beds
    • 2 Baths
    • 912 Sq Ft
    • 408 Cedar Crest Ct
    • Round Lake, IL

    This beautifully updated ranch home offers comfort, style and plenty of space for everyone. Recent renovations bring a fresh, modern feel to the home. Natural light streams through the windows highlighting new finishes and thoughtful design touches throughout. The large eat-in kitchen has quartz counters and stainless steel appliances. On the main level you'll find a spacious living room, 3

    Peggy Seiling Lakes Realty Group

Source: Midwest Real Estate Data (MRED)

MLS Number: 12487508

Midwest Real Estate Data (MRED)

APN: 09-36-378-013