Seller's Agent in 2025
Gino Metallo
Providence Residential Brokerage LLC
(630) 688-2345
31 in this area
85 Total Sales
264 Monument Rd Elgin, IL 60124
Providence Neighborhood
3
Beds
2
Baths
2,400
Sq Ft
10,019
Sq Ft Lot
Highlights
- Ranch Style House
- Den
- Porch
- Prairie View Grade School Rated A-
- Formal Dining Room
- 3 Car Attached Garage
About This Home
As of April 2025The MOST Affordable Open Floor Plan 2400sq ft 3 bedroom 2 bath Ranch with full HUGE unfinished basement. The Home Features: Spacious Family Room w/gas-start Fire Place. Gourmet Kitchen w/Cinnamon 42" Maple Cabinets. Primary Bedroom with Large walk in closet, Luxury Bath with Separate Tub and Shower, two vanities. Den can be a 4th Bedroom. 3 car tandem garage. Located in Copper Springs which features bike & walking paths. Newer Roof with Solar Panels! Master Association is 154.51 collected twice a year for a Total of 309.02
Last Agent to Sell the Property
Providence Residential Brokerage LLC License #471001836 Listed on: 02/19/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,757
Year Built
- Built in 2009
Lot Details
- 10,019 Sq Ft Lot
- Lot Dimensions are 80x125
- Paved or Partially Paved Lot
HOA Fees
- $26 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Tandem Parking
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Ranch Style House
- Concrete Perimeter Foundation
Interior Spaces
- 2,400 Sq Ft Home
- Fireplace With Gas Starter
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Den
- Carbon Monoxide Detectors
- Laundry Room
Kitchen
- Range
- Dishwasher
- Disposal
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
- Dual Sinks
- Garden Bath
- Separate Shower
Unfinished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Outdoor Features
- Porch
Schools
- Prairie View Grade Elementary School
- Prairie Knolls Middle School
- Central High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
Community Details
- Secretary Association, Phone Number (847) 806-6121
- Copper Springs Subdivision, Alcott Floorplan
- Property managed by Preferred Specialist
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 19, 2025
Closed on
Apr 16, 2025
Sold by
Garcia Ernesto Lopez and Vanegas Marysol Magallanes
Bought by
Banning Zachary C and Banning Ashley
Seller's Agent
Gino Metallo
Providence Residential Brokerage LLC
Buyer's Agent
Joe Morrissey
Coldwell Banker Real Estate Group
List Price
$425,000
Sold Price
$410,000
Premium/Discount to List
-$15,000
-3.53%
Views
64
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,197
Avg. Annual Appreciation
6.26%
Original Mortgage
$410,000
Outstanding Balance
$407,891
Interest Rate
5.88%
Mortgage Type
VA
Estimated Equity
$23,306
Purchase Details
Listed on
Jan 19, 2013
Closed on
Apr 24, 2013
Sold by
Vanhiel Tamara L
Bought by
Lopez Ernesto and Vanegas Marysol Magallanes
Seller's Agent
Gino Metallo
Providence Residential Brokerage LLC
Buyer's Agent
Rita Landem
Premier Living Properties
List Price
$264,000
Sold Price
$260,000
Premium/Discount to List
-$4,000
-1.52%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.87%
Original Mortgage
$162,000
Interest Rate
3.38%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 1, 2009
Sold by
Centex Homes
Bought by
Vanhiel Tamara L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,066
Interest Rate
4.9%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 16, 2007
Sold by
Pii Real Estate Llc
Bought by
Centex Homes
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $410,000 | None Listed On Document | |
| Warranty Deed | $260,000 | Fidelity National Title Insu | |
| Warranty Deed | $274,000 | None Available | |
| Warranty Deed | -- | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $410,000 | VA | |
| Previous Owner | $162,000 | New Conventional | |
| Previous Owner | $248,066 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/18/2025 04/18/25 | Sold | $410,000 | -3.5% | $171 / Sq Ft | |
| 03/03/2025 03/03/25 | Pending | -- | -- | -- | |
| 02/19/2025 02/19/25 | For Sale | $425,000 | +63.5% | $177 / Sq Ft | |
| 04/25/2013 04/25/13 | Sold | $260,000 | -1.5% | $108 / Sq Ft | View Prior Sale |
| 03/10/2013 03/10/13 | Pending | -- | -- | -- | |
| 01/19/2013 01/19/13 | For Sale | $264,000 | -- | $110 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,223 | $135,800 | $39,827 | $95,973 |
| 2023 | $10,757 | $122,685 | $35,981 | $86,704 |
| 2022 | $10,142 | $111,867 | $32,808 | $79,059 |
| 2021 | $9,806 | $104,588 | $30,673 | $73,915 |
| 2020 | $9,521 | $99,845 | $29,282 | $70,563 |
| 2019 | $9,231 | $95,109 | $27,893 | $67,216 |
| 2018 | $10,247 | $103,835 | $26,277 | $77,558 |
| 2017 | $9,866 | $98,161 | $24,841 | $73,320 |
| 2016 | $9,835 | $91,067 | $23,046 | $68,021 |
| 2015 | -- | $83,471 | $21,124 | $62,347 |
| 2014 | -- | $73,264 | $20,863 | $52,401 |
| 2013 | -- | $75,196 | $21,413 | $53,783 |
Source: Public Records
Agents Affiliated with this Home
-
Gino Metallo
-
Joe Morrissey
Buyer's Agent in 2025
Joe Morrissey
Coldwell Banker Real Estate Group
(630) 715-1360
3 in this area
70 Total Sales
-
Rita Landem
Buyer's Agent in 2013
Rita Landem
Premier Living Properties
(847) 927-4221
2 in this area
64 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12294021
APN: 06-19-183-014
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
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