Seller's Agent in 2026
Andrea Friedmann
KELLER WILLIAMS REALTY SMART 1
(863) 661-6535
8 in this area
53 Total Sales
264 Ruby Lake Ln Winter Haven, FL 33884
Southeast Winterhaven Neighborhood
4
Beds
2
Baths
2,217
Sq Ft
0.46
Acre Lot
Highlights
- Boathouse
- Boat Lift
- Gated Community
- 95 Feet of Lake Waterfront
- Screened Pool
- 0.46 Acre Lot
About This Home
As of May 2026Central Florida Lakefront home for sale now with a HUGE PRICE IMPROVEMENT! Move in ready 4BR/2BA with Office on Private-Access Lake Bess complete with a Slalom Ski Course! Enjoy direct connection to Lake Ruby! You access to TWO beautiful lakes featuring white sandy bottoms, tranquil waters. These lakes are ideal for water sports (private access) and serene lakeside living. The open layout and large glass sliding doors create a seamless connection between Indoor Elegance and Outdoor Beauty, making every arrival feel like a moment of escape! Enjoy Updated Features including ROOF 2019, NEW EPOXY GARAGE FLOORING, Stunning Views, Resurfaced Pool, Covered Lanai for Outdoor Living, NEWLY PAINTED Dock with Boat Lift, Large Windows for Natural Light, Formal Dining Room, Lake View Breakfast Nook and Inside Laundry Room with Utility Sink and Cabinets. The Kitchen offers Lake Views, Granite and a Full Appliance Package, while the Spacious Primary Suite includes a Walk-In Closet and a Luxurious En-Suite Bathroom. This lakefront Split Floor Design not only enhances privacy for you and guests but also creates a more spacious, balanced flow throughout the home, ideal for both everyday living and entertaining. Enjoy lush landscaping with an eco-friendly irrigation system that draws from the lake. Come see why Ruby Lake with barely over 200 homes is ideal with Manicured landscaping, Underground Utilities and quiet streets for evening or morning strolls. Located less then two miles from a Golf Course, less than five to Legoland, shopping, dining, and medical facilities plus easy access to both Tampa and Orlando. Florida's Beautiful Gulf and Atlantic Beaches less then two hours away in either direction! Cruise enthusiasts, Port Canaveral is only 70 miles away! Whether you're seeking adventure on the water or peaceful evenings by the dock, Ruby Lake offers a lifestyle that’s both vibrant and serene!
Last Agent to Sell the Property
KELLER WILLIAMS REALTY SMART 1 Brokerage Phone: 863-508-3000 License #3458493 Listed on: 10/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,543
Year Built
- Built in 1999
Lot Details
- 19,911 Sq Ft Lot
- Lot Dimensions are 95x189
- 95 Feet of Lake Waterfront
- Lake Front
- North Facing Home
- Irrigation Equipment
HOA Fees
- $71 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Contemporary Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,217 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Chair Railings
- Vaulted Ceiling
- Ceiling Fan
- Sliding Doors
- Living Room
- Home Office
- Lake Views
- Security System Owned
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Carpet
- Laminate
- Concrete
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Washer
Pool
- Screened Pool
- In Ground Pool
- Fence Around Pool
- Pool Deck
- Pool Sweep
- Pool Lighting
Outdoor Features
- Access To Lake
- Access To Chain Of Lakes
- Water Skiing Allowed
- Boat Lift
- Covered Boat Lift
- Boathouse
- Deck
- Covered Patio or Porch
- Rain Gutters
Location
- Property is near golf course
Schools
- Chain O Lakes Elementary School
- Denison Middle School
- Lake Region High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Electric Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 102
- Assessor Parcel Number 27-29-07-856604-001020
Community Details
Overview
- Association fees include maintenance, private road
- Don Asher & Assoc / Michellette Ramos Association, Phone Number (407) 483-1301
- Visit Association Website
- Ruby Lake Ph 04 Subdivision
- The community has rules related to deed restrictions, allowable golf cart usage in the community
Security
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 15, 2025
Closed on
May 15, 2026
Sold by
Bought by
Seller's Agent
Andrea Friedmann
KELLER WILLIAMS REALTY SMART 1
Buyer's Agent
Drew Ross
LAKEFIELD REALTY GROUP LLC
List Price
$750,000
Sold Price
$635,000
Premium/Discount to List
-$115,000
-15.33%
Views
171
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
108.31%
Original Mortgage
$508,000
Outstanding Balance
$508,000
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$175,352
Purchase Details
Listed on
Jan 22, 2020
Closed on
Feb 24, 2020
Sold by
Bought by
Seller's Agent
Michael Stone
THE STONES REAL ESTATE FIRM
Buyer's Agent
Kevin Atchoo
INVENTURE GROUP LLC
List Price
$484,900
Sold Price
$484,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.43%
Purchase Details
Closed on
Feb 27, 2015
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,000
Interest Rate
3.77%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 31, 2013
Closed on
Jul 26, 2013
Sold by
Bought by
Seller's Agent
Bob LaReau
Buyer's Agent
Zach Shelby
COLLANY PROPERTIES
List Price
$369,500
Sold Price
$345,000
Premium/Discount to List
-$24,500
-6.63%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.44%
Original Mortgage
$310,500
Interest Rate
3.96%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 3, 2012
Closed on
Feb 29, 2012
Sold by
Bought by
List Price
$350,000
Sold Price
$350,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.02%
Purchase Details
Closed on
Nov 30, 2004
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $635,000 | Celebration Title Group | |
| Warranty Deed | $484,900 | Real Estate Title Svcs Inc | |
| Warranty Deed | $345,000 | Attorney | |
| Warranty Deed | $345,000 | Attorney | |
| Warranty Deed | $350,000 | Attorney | |
| Warranty Deed | $350,000 | Integrity First Title Llc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $508,000 | New Conventional | |
| Previous Owner | $177,000 | New Conventional | |
| Previous Owner | $310,500 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/15/2026 05/15/26 | Sold | $635,000 | -9.2% | $286 / Sq Ft | |
| 03/29/2026 03/29/26 | Pending | -- | -- | -- | |
| 03/12/2026 03/12/26 | Price Changed | $699,000 | -5.5% | $315 / Sq Ft | |
| 02/05/2026 02/05/26 | Price Changed | $740,000 | -1.3% | $334 / Sq Ft | |
| 10/15/2025 10/15/25 | For Sale | $750,000 | +54.7% | $338 / Sq Ft | |
| 02/24/2020 02/24/20 | Sold | $484,900 | 0.0% | $219 / Sq Ft | View Prior Sale |
| 01/30/2020 01/30/20 | Pending | -- | -- | -- | |
| 01/22/2020 01/22/20 | For Sale | $484,900 | +40.6% | $219 / Sq Ft | |
| 07/07/2014 07/07/14 | Off Market | $345,000 | -- | -- | |
| 07/07/2014 07/07/14 | Off Market | $350,000 | -- | -- | |
| 07/26/2013 07/26/13 | Sold | $345,000 | -6.6% | $156 / Sq Ft | View Prior Sale |
| 05/25/2013 05/25/13 | Pending | -- | -- | -- | |
| 01/31/2013 01/31/13 | For Sale | $369,500 | +5.6% | $167 / Sq Ft | |
| 02/29/2012 02/29/12 | Sold | $350,000 | 0.0% | $158 / Sq Ft | View Prior Sale |
| 02/07/2012 02/07/12 | Pending | -- | -- | -- | |
| 01/03/2012 01/03/12 | For Sale | $350,000 | -- | $158 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,732 | $385,353 | -- | -- |
| 2024 | $5,394 | $374,493 | -- | -- |
| 2023 | $5,394 | $363,585 | $0 | $0 |
| 2022 | $5,239 | $352,995 | $0 | $0 |
| 2021 | $5,249 | $342,714 | $0 | $0 |
| 2020 | $5,430 | $315,540 | $0 | $0 |
| 2018 | $5,335 | $302,695 | $0 | $0 |
| 2017 | $4,944 | $296,469 | $0 | $0 |
| 2016 | $5,059 | $290,371 | $0 | $0 |
| 2015 | $4,663 | $273,462 | $0 | $0 |
| 2014 | $4,942 | $285,493 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Andrea Friedmann
-
Drew Ross
Buyer's Agent in 2026
Drew Ross
LAKEFIELD REALTY GROUP LLC
(407) 383-6497
1 in this area
59 Total Sales
-
Michael Stone
Seller's Agent in 2020
Michael Stone
THE STONES REAL ESTATE FIRM
(863) 412-9733
58 in this area
219 Total Sales
-
Deanna Stone
Seller Co-Listing Agent in 2020
Deanna Stone
THE STONES REAL ESTATE FIRM
(863) 412-2080
59 in this area
219 Total Sales
-
Kevin Atchoo
Buyer's Agent in 2020
Kevin Atchoo
INVENTURE GROUP LLC
(407) 773-2139
32 Total Sales
-
B
Seller's Agent in 2013
Bob LaReau
Map
Source: Stellar MLS
MLS Number: P4936678
APN: 27-29-07-856604-001020
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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