NOT LISTED FOR SALE

265 Cedar Springs Loop Whitwell, TN 37397

Estimated Value: $267,735 - $312,000

3 Beds
2.5 Baths
1,962 Sq Ft
$151/Sq Ft Est. Value

Last Sold December 09, 2015

Last sale price $103,000 $52 Per Sq Ft

Est. 188% increase in value since last sale

Current estimated payment $1,671/month

13 Days on Market

Highlights

  • Open Floorplan
  • Deck
  • No HOA
  • Mountain View
  • Wood Flooring
  • Screened Porch

About This Home

As of December 2015

Two story home on 1.3 rural acres near Whitwell TN. Home has 3 bedrooms plus 2.5 baths. Breakfast area off Kitchen + Seperate Dining Room. Large detached garage. Screened porch and wood deck with mountain views. HUD Homes are sold in ''as-is'' condition, so buyers are advised to perform all desired inspections and to verify ALL listing information independently, including school zones. Insured with escrow (IE) For FHA financing a $550 Repair Escrow will be required to bring up to minimum FHA Standards, subject to new FHA appraisal. Additional information on this home is available on-line at www.HUDHomestore.com. For more information about buying a HUD Home, visit www.HUDPemco.com. ALL BIDS MUST BE PLACED ON-LINE BY A HUD REGISTERED REAL ESTATE AGENT/BROKER. HUD Case #481-273580.

Last Agent to Sell the Property

Raymond Warren

UpwardRealty.com License #016166 Listed on: 09/30/2015

Last Buyer's Agent

Comps Only

COMPS ONLY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $828

Year Built

  • Built in 1994

Lot Details

  • 1.3 Acre Lot
  • Rural Setting
  • Level Lot

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Brick Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,962 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Insulated Windows
  • Living Room
  • Formal Dining Room
  • Screened Porch
  • Mountain Views
  • Basement
  • Crawl Space
  • Washer and Gas Dryer Hookup

Kitchen

  • Free-Standing Electric Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Linoleum
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathtub with Shower

Outdoor Features

  • Deck
  • Patio

Schools

  • Whitwell Elementary School
  • Whitwell Middle School
  • Whitfield High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • HUD Owned
  • Assessor Parcel Number 015 013.01
  • $38,175 per year additional tax assessments

Home Details

Home Type

Single Family

Est. Annual Taxes

$828

Year Built

Built in 1994

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.3
  • Lot Size: 1.3 Acres
  • Subdivision Name: None
  • Directions: From Whitwell, TN take Hwy 28 toward Dunlap. Turn left on Hackworth Road. Cross old Dunlap Road onto Cedar Springs Loop. House will be on your left. (Address can be found with GPS)
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 1962.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1994
  • Cooling:Electric: Yes
  • Location Tax and Legal Parcel Number2: 015 013.01
  • Location Tax and Legal Elementary School: Whitwell Elementary
  • Location Tax and Legal Middle Or Junior School2: Whitwell Middle
  • Location Tax and Legal High School: Whitfield High
  • Location Tax and Legal:Tax Annual Amount: 827.86
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 1.3
  • General Property Information Lot Size Square Feet2: 56628.0
  • General Property Information Lot Size Dimensions: 1.3 Acres
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • General Property Information Attached Carport YN2: No
  • View:Mountain(s): Yes
  • Interior Features Separate Dining Room: Yes
  • Location Tax and Legal Tax Other Annual Assessment Amount: 38175.0
  • Patio And Porch Features Porch - Covered: Yes
  • Flooring:Linoleum: Yes
  • Foundation Details BrickMortar: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Lot Features Rural: Yes
  • Special Listing Conditions HUD Owned: Yes
  • Special Features: None

Interior Features

  • Appliances: Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Carpet, Hardwood, Linoleum, Tile
  • Interior Amenities: Ceiling Fan(s), Open Floorplan, Separate Dining Room, Tub/shower Combo
  • Window Features: Insulated Windows
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Community Features:None4: Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Lot Features: Level, Rural
  • Pool Features: None
  • View: Mountain(s)
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Vinyl Siding, Other
  • Foundation Details: Brick/Mortar
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Covered, Porch - Screened
  • Roof: Shingle
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Window Features:Insulated Windows: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: No
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Phone Available
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: None
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Whitwell Elementary
  • High School: Whitfield High
  • Middle Or Junior School: Whitwell Middle

Lot Info

  • Lot Size Sq Ft: 56628.0
  • Additional Parcels: No
  • Parcel #: 015 013.01
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 827.86
  • Tax Other Annual Assessment Amount: 38175.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 30, 2015
Closed on
Dec 9, 2015
Sold by
Secretary Of Housing And Urban Dev Of Wa
Bought by
Ogden Anthony Kenneth Wallace
Seller's Agent
Raymond Warren
UpwardRealty.com
Buyer's Agent
Comps Only
COMPS ONLY
List Price
$120,000
Sold Price
$103,000
Premium/Discount to List
-$17,000
-14.17%
Current Estimated Value
$296,684

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$193,684
Avg. Annual Appreciation
11.50%
Original Mortgage
$107,900
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 6, 2015
Sold by
Nationstar Mortgage Llc
Bought by
Secretary Of Housing & Urban Develop Michaels

Purchase Details

Closed on
Feb 19, 2015
Sold by
Lofty Michael T
Bought by
Nationstar Mtg Llc

Purchase Details

Closed on
May 21, 2008
Sold by
Holcomb Eric L
Bought by
Lofty Michael T

Purchase Details

Closed on
Jun 7, 1994
Bought by
Atterton Kenneth E and Atterton Tonya B

Purchase Details

Closed on
Sep 23, 1989
Bought by
Atterton Kenneth E and Atterton Angel

Purchase Details

Closed on
Jul 15, 1985
Bought by
Atterton Charles P and Atterton Nancy
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ogden Anthony Kenneth Wallace $103,000 --
Secretary Of Housing & Urban Develop Michaels -- --
Secretary Of Housing & Urban Dev Washing -- --
Nationstar Mtg Llc $130,500 --
Lofty Michael T $174,000 --
Atterton Kenneth E $1,000 --
Atterton Kenneth E $16,500 --
Atterton Charles P -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ogden Anthony Kenneth Wall $98,500
Closed Ogden Anthony Kenneth Wallace $107,900
Previous Owner Holcomb Eric L $152,000
Previous Owner Atterton Kenneth E $75,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/09/2015 12/09/15 Sold $103,000 -14.2% $52 / Sq Ft
10/13/2015 10/13/15 Pending -- -- --
09/30/2015 09/30/15 For Sale $120,000 -- $61 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $648 $36,800 $2,425 $34,375
2023 $648 $36,800 $0 $0
2022 $648 $36,800 $2,425 $34,375
2021 $648 $36,800 $2,425 $34,375
2020 $637 $36,800 $2,425 $34,375
2019 $637 $29,375 $1,850 $27,525
2018 $637 $29,375 $1,850 $27,525
2017 $637 $29,375 $1,850 $27,525
2016 $637 $29,375 $0 $0
2015 $828 $29,375 $0 $0
2014 $828 $38,192 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1228669

Greater Chattanooga REALTORS®

APN: 015-013.01