NOT LISTED FOR SALE

265 N Main St Waterloo, IL 62298

Estimated Value: $194,000 - $230,000

3 Beds
1 Bath
1,232 Sq Ft
$177/Sq Ft Est. Value

Last Sold March 28, 2023

Last sale price $146,000 $119 Per Sq Ft

Est. 50% increase in value since last sale

Current estimated payment $1,466/month

22 Days on Market

Highlights

  • Traditional Architecture
  • Backs to Open Ground
  • Sun or Florida Room
  • Rogers Elementary School Rated A-
  • Bonus Room
  • Covered Patio or Porch

About This Home

As of March 2023

Affordable home in the heart of Waterloo! Within walking distance of downtown Waterloo. Large level yard with spacious patio for entertaining. The garage features a shop area, plenty of room for storage. 2Bedrm, 1 bath home w/eat-in kitchen and pantry. Oversized laundry room, living room and sunroom and the option of a third bedroom completes the main level. Walk upstairs to the open, bright spacious bedroom. Perfect starter home or rental property.

Last Agent to Sell the Property

David Rusteberg

Century 21 Advantage License #475138623 Listed on: 02/23/2023

Century 21 Advantage

Last Buyer's Agent

Viktoriia Kovel

Keller Williams Pinnacle License #475.191078

Keller Williams Pinnacle

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,696

Year Built

  • Built in 1890

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 73x195
  • Backs to Open Ground
  • Level Lot

Parking

  • 2 Car Detached Garage
  • Workshop in Garage
  • Side or Rear Entrance to Parking
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Aluminum Siding
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • 1,232 Sq Ft Home
  • 1.5-Story Property
  • Ceiling height between 10 to 12 feet
  • Combination Kitchen and Dining Room
  • Bonus Room
  • Sun or Florida Room
  • Utility Room
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range

Bedrooms and Bathrooms

  • Possible Extra Bedroom
  • 1 Full Bathroom
  • Separate Shower in Primary Bathroom

Basement

  • Basement Cellar
  • Crawl Space

Outdoor Features

  • Covered Patio or Porch

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Cooling System Powered By Gas
  • SEER Rated 14+ Air Conditioning Units
  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Workshop Area

Listing and Financial Details

  • Assessor Parcel Number 07-24-449-038-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,696

Year Built

Built in 1890

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 1.5 Story
  • Special Areas: Bonus Room, Main Floor Laundry, Sun Room, Utility Room
  • Special Description: No Exemptions
  • Age: 133
  • Ownership: Private
  • Year Built: 1890
  • Directions: N. Market to Columbia Avenue to N. Main St.
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement: Cellar, Space/Crawl or Other, Stone/Rock
  • Bedroom Types: Possible Extra Bdr
  • Dining Room: Kitchen/Dining Combo
  • Interior Amenities: 10 foot ceilings
  • Kitchen: Eat-In Kitchen, Pantry, 34" or lower countertops
  • Main Level Bedrooms: 2
  • Main Full Bathrooms: 1
  • Master Bed.: Full Bath, Tub & Separate Shwr, 34" or Lower Vanity
  • Misc Features: Porch-Covered
  • Total Living Area: 1232.00
  • Appliances: Range/Oven-Gas, Refrigerator
  • Bathrooms: 1.00
  • Bedrooms: 3.00
  • Room Cnt: 9
  • Square Footage: 1232
  • Total Full Baths: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Aluminum Siding, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Detached, Off Street, Rear/Side Entry, Workshop/Storage Area

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Gas, 14 Seer+
  • Heating: Forced Air

Condo/Co-op/Association

  • Amenities: Workshop/Hobby Area

Schools

  • School District: Waterloo DIST 5
  • Elementary School: WATERLOO DIST 5
  • Middle School: WATERLOO DIST 5
  • High School: Waterloo
  • Elementary School: WATERLOO DIST 5
  • Junior High School: WATERLOO DIST 5
  • School District: Waterloo DIST 5
  • Senior High School: Waterloo

Lot Info

  • Lot Description: Backs to Open Grnd, Level Lot, Sidewalks, Streetlights
  • Lot Dimensions: 73x195
  • Lot Sq Ft: 14449
  • Acres: 0.3317

Tax Info

  • Taxes Paid: 3742
  • Taxes Paid Year: 2021
  • Assessor Parcel Number: 07-24-449-038-000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 23, 2023
Closed on
Mar 28, 2023
Sold by
Fischer Mark
Bought by
Hargrave Jeff and Hargrave Melonie
Seller's Agent
David Rusteberg
Century 21 Advantage
Buyer's Agent
Viktoriia Kovel
Keller Williams Pinnacle
List Price
$146,000
Sold Price
$146,000
Views
44
Current Estimated Value
$218,468

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$72,468
Avg. Annual Appreciation
16.95%
Original Mortgage
$143,264
Outstanding Balance
$139,119
Interest Rate
6.38%
Mortgage Type
FHA
Estimated Equity
$77,182

Purchase Details

Closed on
May 16, 2019
Sold by
Jeannette H Gerber Living Trust
Bought by
Fischer Mark
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hargrave Jeff $146,000 --
Fischer Mark -- --
Fischer Mark -- Cooper & Liefer Law Offices
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hargrave Jeff $143,264
Closed Hargrave Jeff $6,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2023 03/28/23 Sold $146,000 0.0% $119 / Sq Ft
03/18/2023 03/18/23 Pending -- -- --
02/23/2023 02/23/23 For Sale $146,000 -- $119 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,696 $68,445 $16,686 $51,759
2023 $3,563 $60,760 $15,420 $45,340
2022 $3,857 $60,520 $15,610 $44,910
2021 $3,742 $57,450 $13,190 $44,260
2020 $3,661 $54,850 $13,190 $41,660
2019 $3,613 $53,550 $13,190 $40,360
2018 $3,572 $51,440 $10,490 $40,950
2017 $3,474 $52,366 $10,679 $41,687
2016 $0 $50,770 $9,820 $40,950
2015 $3,128 $47,150 $11,390 $35,760
2014 $3,108 $48,670 $11,390 $37,280
2012 -- $50,550 $12,190 $38,360
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS23008857

MARIS MLS

APN: 07-24-449-038-000