265 S Franklin St Waterloo, IN 46793
3
Beds
1
Bath
1,860
Sq Ft
8,233
Sq Ft Lot
Highlights
- Cape Cod Architecture
- Porch
- Bathtub with Shower
- 2 Car Detached Garage
- Covered Deck
- Forced Air Heating and Cooling System
About This Home
As of May 2025You'll love this cute affordable 3 bedroom, 1 bath home in the quiet community of Waterloo just had a NEW ROOF and SOFFITS/GUTTERS replaced. You'll have plenty of living space with both a family room and a living room that a gas log fireplace. The home features a den on the main floor that could also be used as a 4th bedroom. The huge 23x9 covered side porch and fenced yard offer great outdoor living space. There is also an oversized 25x31 two car detached garage with plenty of room for a shop space. The large laundry room includes extra storage area with plenty of closet space. The fenced back yard is great for keeping the kids and pet in. Appliances are included but not warranted. Two Public parks are within walking distance of this home.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,150
Year Built
- Built in 1900
Lot Details
- 8,233 Sq Ft Lot
- Lot Dimensions are 66x125
- Chain Link Fence
- Level Lot
Parking
- 2 Car Detached Garage
- Garage Door Opener
- Driveway
Home Design
- Cape Cod Architecture
- Brick Exterior Construction
- Shingle Roof
- Stucco Exterior
- Vinyl Construction Material
Interior Spaces
- 1.5-Story Property
- Gas Log Fireplace
- Living Room with Fireplace
- Partially Finished Basement
- Basement Cellar
Kitchen
- Gas Oven or Range
- Laminate Countertops
Flooring
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
- Bathtub with Shower
Laundry
- Laundry on main level
- Washer and Electric Dryer Hookup
Outdoor Features
- Covered Deck
- Porch
Location
- Suburban Location
Schools
- Waterloo Elementary School
- Dekalb Middle School
- Dekalb High School
Utilities
- Forced Air Heating and Cooling System
- Baseboard Heating
- Heating System Uses Gas
Listing and Financial Details
- Assessor Parcel Number 17-06-03-311-011.000-008
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 16, 2025
Closed on
May 16, 2025
Sold by
Ziko Belinda
Bought by
Rhodes Ruthanne and Maples Johnny
Seller's Agent
Tim Haber
CENTURY 21 Bradley Realty, Inc
Buyer's Agent
Jim Owen
CENTURY 21 Bradley Realty, Inc
List Price
$159,900
Sold Price
$159,900
Views
31
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-19.61%
Original Mortgage
$155,103
Outstanding Balance
$155,103
Interest Rate
6.62%
Mortgage Type
New Conventional
Estimated Equity
$662
Purchase Details
Listed on
Aug 29, 2022
Closed on
Oct 28, 2022
Sold by
Sterling Vanessa
Bought by
Ziko Belinda
Seller's Agent
Charlotte Suntken
Mike Thomas Associates, Inc.
Buyer's Agent
Andie Shepherd
Mike Thomas Assoc., Inc
List Price
$99,900
Sold Price
$102,000
Premium/Discount to List
$2,100
2.1%
Views
1
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.28%
Original Mortgage
$76,500
Interest Rate
6.92%
Mortgage Type
New Conventional
Similar Home in Waterloo, IN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Fidelity National Title | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $155,103 | New Conventional | |
| Previous Owner | $76,500 | New Conventional | |
| Previous Owner | $68,475 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/16/2025 05/16/25 | Sold | $159,900 | 0.0% | $86 / Sq Ft |
| 04/19/2025 04/19/25 | Pending | -- | -- | -- |
| 04/16/2025 04/16/25 | For Sale | $159,900 | +56.8% | $86 / Sq Ft |
| 10/28/2022 10/28/22 | Sold | $102,000 | +2.1% | $55 / Sq Ft |
| 09/19/2022 09/19/22 | For Sale | $99,900 | 0.0% | $54 / Sq Ft |
| 08/31/2022 08/31/22 | Pending | -- | -- | -- |
| 08/29/2022 08/29/22 | For Sale | $99,900 | -- | $54 / Sq Ft |
Source: Indiana Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,144 | $107,200 | $23,700 | $83,500 |
| 2023 | $2,012 | $100,300 | $21,900 | $78,400 |
| 2022 | $747 | $96,400 | $20,700 | $75,700 |
| 2021 | $694 | $92,100 | $20,700 | $71,400 |
| 2020 | $618 | $89,300 | $20,700 | $68,600 |
| 2019 | $468 | $77,400 | $20,700 | $56,700 |
| 2018 | $472 | $77,400 | $20,700 | $56,700 |
| 2017 | $494 | $79,000 | $20,700 | $58,300 |
| 2016 | $606 | $86,000 | $21,700 | $64,300 |
| 2014 | $540 | $79,700 | $14,300 | $65,400 |
Source: Public Records
Agents Affiliated with this Home
-
Tim Haber
Seller's Agent in 2025
Tim Haber
CENTURY 21 Bradley Realty, Inc
(260) 403-1940
301 Total Sales
-
Jim Owen
Buyer's Agent in 2025
Jim Owen
CENTURY 21 Bradley Realty, Inc
(260) 348-4500
167 Total Sales
-
Charlotte Suntken
Seller's Agent in 2022
Charlotte Suntken
Mike Thomas Associates, Inc.
(260) 927-3699
116 Total Sales
-
Andie Shepherd
Buyer's Agent in 2022
Andie Shepherd
Mike Thomas Assoc., Inc
(260) 433-9500
166 Total Sales
Map
Source: Indiana Regional MLS
MLS Number: 202513135
APN: 17-06-03-311-011.000-008
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