$102,000
SOLD OCT 28, 2022

265 S Franklin St Waterloo, IN 46793

3 Beds
1 Bath
1,860 Sq Ft
8,250 Sq Ft Lot

Recently Sold

$55 Per Sq Ft

2% Above List Price

2 Days on Market

Highlights

  • Traditional Architecture
  • 2 Car Detached Garage
  • Built-in Bookshelves
  • Covered patio or porch
  • Eat-In Kitchen
  • Entrance Foyer

About This Home

As of May 2025

Multiple offers....This 1860 SF 2 story home offers a screened side porch, fenced yard and 832 SF garage. There are 3-4 bedrooms. Seller uses first floor bedroom and has a home office in the other. 2 rooms upstairs. There is a LR & FR and the family room has a fireplace. Most windows have been replaced. There is a large laundry room with a lot of storage. This listing is subject to the seller finding suitable housing. Dog in back yard & has access to the garage. Cash/Conventional sales only

Last Agent to Sell the Property

Charlotte Suntken

Mike Thomas Associates, Inc. Listed on: 08/29/2022

Mike Thomas Associates, Inc.

Last Buyer's Agent

Andie Shepherd

Mike Thomas Assoc., Inc

Mike Thomas Assoc., Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $701

Year Built

  • Built in 1900

Lot Details

  • 8,250 Sq Ft Lot
  • Lot Dimensions are 66 x 125
  • Chain Link Fence
  • Landscaped
  • Level Lot

Parking

  • 2 Car Detached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Stucco Exterior
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Built-in Bookshelves
  • Ceiling Fan
  • Gas Log Fireplace
  • Entrance Foyer
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Laminate Countertops

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Gas Dryer Hookup

Basement

  • Sump Pump
  • Basement Cellar
  • Crawl Space

Schools

  • Waterloo Elementary School
  • Dekalb Middle School
  • Dekalb High School

Utilities

  • Forced Air Heating and Cooling System
  • Baseboard Heating
  • Heating System Uses Gas

Additional Features

  • Covered patio or porch
  • Suburban Location

Listing and Financial Details

  • Assessor Parcel Number 17-06-03-311-011.000-008

Home Details

Home Type

Single Family

Est. Annual Taxes

$701

Year Built

Built in 1900

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1900
  • Age: 122
  • Style: Two Story
  • Architectural Style: Traditional
  • Total Number of Rooms: 8
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: F & H Resurvey OP Lot 121
  • Parcel Number ID: 17-06-03-311-011.000-008
  • Platted: Yes
  • Amenities: Built-In Bookcase, Ceiling Fan(s), Countertops-Laminate, Detector-Smoke, Dryer Hook Up Gas, Eat-In Kitchen, Foyer Entry, Landscaped, Near Walking Trail, Porch Covered, Range/Oven Hook Up Gas, Main Floor Laundry, Sump Pump
  • Location: City/Town/Suburb
  • Sp Lp Percent: 102.1
  • Year Taxes Payable: 2022
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 2784
  • Total Finished Sq Ft: 1860
  • Above Grade Finished Sq Ft: 1860
  • Below Grade Sq Ft: 924
  • Price Per Sq Ft: 54.84
  • Basement: Yes
  • Basement Foundation: Crawl, Cellar
  • Number Of Fireplaces: 1
  • Fireplace: Family Rm, Gas Log
  • Fireplace: Yes
  • Flooring: Carpet, Laminate
  • Living Great Room: Dimensions: 16x14, On Level: Main
  • Kitchen: Dimensions: 15x12, On Level: Main
  • Family Room: Dimensions: 21x12, On Level: Main
  • Den: Dimensions: 10x10, On Level: Main
  • Bedroom 1: Dimensions: 9x16, On Level: Main
  • Bedroom 2: Dimensions: 16x9, On Level: Upper
  • Bedroom 3: Dimensions: 12x16, On Level: Upper
  • Main Level Sq Ft: 1392
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 924

Exterior Features

  • Exterior: Stucco, Vinyl
  • Roof Material: Asphalt
  • Outbuilding1: None
  • Fence: Chain Link

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Detached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 32x26
  • Garage Sq Ft: 832
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Baseboard, Forced Air, Other Heating System
  • Sewer: City
  • Water Utilities: City
  • Electric Company: NIPSCO
  • Gas Company: NIPSCO
  • Cable Company: DirectTV
  • Laundry: Dimensions: Mainx5, On Level: 18

Schools

  • School District: Dekalb Central United
  • Elementary School: Waterloo
  • Middle School: Dekalb
  • High School: Dekalb
  • Elementary School: Waterloo

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 66 X 125
  • Estimated Lot Sq Ft: 8250
  • Estimated Lot Size Acres: 0.189

Tax Info

  • Annual Taxes: 700.58
  • Exemptions: Homestead, Mortgage

MLS Schools

  • High School: Dekalb
  • Middle School: Dekalb
  • School District: Dekalb Central United

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 16, 2025
Closed on
May 16, 2025
Sold by
Ziko Belinda
Bought by
Rhodes Ruthanne and Maples Johnny
Seller's Agent
Tim Haber
CENTURY 21 Bradley Realty, Inc
Buyer's Agent
Jim Owen
CENTURY 21 Bradley Realty, Inc
List Price
$159,900
Sold Price
$159,900
Views
31

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.72%
Original Mortgage
$155,103
Outstanding Balance
$155,103
Interest Rate
6.62%
Mortgage Type
New Conventional
Estimated Equity
$1,565

Purchase Details

Listed on
Aug 29, 2022
Closed on
Oct 28, 2022
Sold by
Sterling Vanessa
Bought by
Ziko Belinda
Seller's Agent
Charlotte Suntken
Mike Thomas Associates, Inc.
Buyer's Agent
Andie Shepherd
Mike Thomas Assoc., Inc
List Price
$99,900
Sold Price
$102,000
Premium/Discount to List
$2,100
2.1%
Views
1

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.28%
Original Mortgage
$76,500
Interest Rate
6.92%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Fidelity National Title
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $155,103 New Conventional
Previous Owner $76,500 New Conventional
Previous Owner $68,475 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/16/2025 05/16/25 Sold $159,900 0.0% $86 / Sq Ft
04/19/2025 04/19/25 Pending -- -- --
04/16/2025 04/16/25 For Sale $159,900 +56.8% $86 / Sq Ft
10/28/2022 10/28/22 Sold $102,000 +2.1% $55 / Sq Ft
09/19/2022 09/19/22 For Sale $99,900 0.0% $54 / Sq Ft
08/31/2022 08/31/22 Pending -- -- --
08/29/2022 08/29/22 For Sale $99,900 -- $54 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,144 $107,200 $23,700 $83,500
2023 $2,012 $100,300 $21,900 $78,400
2022 $747 $96,400 $20,700 $75,700
2021 $694 $92,100 $20,700 $71,400
2020 $618 $89,300 $20,700 $68,600
2019 $468 $77,400 $20,700 $56,700
2018 $472 $77,400 $20,700 $56,700
2017 $494 $79,000 $20,700 $58,300
2016 $606 $86,000 $21,700 $64,300
2014 $540 $79,700 $14,300 $65,400
Source: Public Records

Agents Affiliated with this Home

  • Tim Haber

    Seller's Agent in 2025

    Tim Haber

    CENTURY 21 Bradley Realty, Inc

    (260) 403-1940

    302 Total Sales

    Tim Haber
    Section Image
  • Jim Owen

    Buyer's Agent in 2025

    Jim Owen

    CENTURY 21 Bradley Realty, Inc

    (260) 348-4500

    165 Total Sales

    Jim Owen
    Section Image
  • Charlotte Suntken

    Seller's Agent in 2022

    Charlotte Suntken

    Mike Thomas Associates, Inc.

    (260) 927-3699

    108 Total Sales

    Charlotte Suntken
    Section Image
  • Andie Shepherd

    Buyer's Agent in 2022

    Andie Shepherd

    Mike Thomas Assoc., Inc

    (260) 433-9500

    165 Total Sales

    Andie Shepherd
    Section Image
See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 202235976

Indiana Regional MLS

APN: 17-06-03-311-011.000-008

Indiana Dekalb County Waterloo 46793

265 S Franklin St, Waterloo, IN

This home is located at 265 S Franklin St, Waterloo, IN 46793 and is currently priced at $102,000, approximately $54 per square foot. This property was built in 1900. 265 S Franklin St is a home located in DeKalb County with nearby schools including DeKalb High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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