NOT LISTED FOR SALE

Estimated Value: $427,000 - $453,885

5 Beds
4 Baths
2,896 Sq Ft
$152/Sq Ft Est. Value

Last Sold May 10, 2024

Last sale price $425,000 $147 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $3,151/month

3 Days on Market

Highlights

  • Waterfront
  • Open Floorplan
  • Community Lake
  • Oswego High School Rated A-
  • Mature Trees
  • Pond

About This Home

As of May 2024

Plenty of space to spread out in this beauty! Over 4,000 square feet of finished living space on a pristine, private, water front lot with no HOA! With five bedrooms on the second floor, a loft, a main floor office, and two rec spaces in the full finished basement this sprawling family home offers private space for every member of the family! New roof and fence plus refreshed landscaping mean all you need to do is move in and enjoy the view! All of this just a short walk to the neighborhood elementary school with all of the growing amenities and conveniences of Orchard Road! Don't let this one slip away!

Last Agent to Sell the Property

Elyse Moore

Keller Williams Infinity License #475170708 Listed on: 04/04/2024

Keller Williams Infinity

Last Buyer's Agent

Chris McGary

eXp Realty License #471020172

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,797

Year Built

  • Built in 2003

Lot Details

  • 8,398 Sq Ft Lot
  • Lot Dimensions are 70 x 120
  • Waterfront
  • Fenced Yard
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Parking Space is Owned

Home Design

  • Vinyl Siding

Interior Spaces

  • 2,896 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Wood Burning Fireplace
  • Attached Fireplace Door
  • Family Room with Fireplace
  • Formal Dining Room
  • Den
  • Loft
  • Wood Flooring
  • Water Views

Kitchen

  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Home Security

  • Home Security System
  • Storm Screens
  • Carbon Monoxide Detectors

Outdoor Features

  • Pond
  • Brick Porch or Patio

Schools

  • Lakewood Creek Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • Montgomery Crossings Subdivision
  • Community Lake

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,797

Year Built

Built in 2003

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Montgomery Crossings
  • Year Built: 2003
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4
  • Total Bedrooms: 5
  • Below Grade Finished Sq Ft: 1448
  • Fireplace Features: Wood Burning, Attached Fireplace Doors/Screen
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors, Second Floor Laundry, Open Floorplan, Some Wood Floors, Granite Counters, Separate Dining Room
  • LivingArea: 2896
  • Other Equipment: Security System, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Bedroom 5, Den, Loft
  • Estimated Total Finished Sq Ft: 4344
  • Basement Description: Finished
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 2896
  • Basement Sq Ft: 1448
  • Fireplace Location: Family Room
  • Total Sq Ft: 4344
  • Main Level Sq Ft: 2896
  • Window Features: All
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio, Brick Paver Patio, Storms/Screens
  • List Price: 400000
  • Lot Features: Fenced Yard, Pond(s), Water View, Mature Trees, Sidewalks, Streetlights, Waterfront
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Lakewood Creek Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.1928
  • Lot Dimensions: 70 X 120
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 8797
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2024
Closed on
May 8, 2024
Sold by
Herring James Patrick and Herring Sandra
Bought by
Biorn Stephan S and Biorn Aliza G
Seller's Agent
Elyse Moore
Keller Williams Infinity
Buyer's Agent
Chris McGary
eXp Realty
List Price
$400,000
Sold Price
$425,000
Premium/Discount to List
$25,000
6.25%
Views
127
Current Estimated Value
$441,221

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,221
Avg. Annual Appreciation
2.69%
Original Mortgage
$403,750
Outstanding Balance
$398,393
Interest Rate
7.5%
Mortgage Type
New Conventional
Estimated Equity
$42,828

Purchase Details

Closed on
Jun 19, 2017
Sold by
Patrick James
Bought by
Herring James Patrick and Herring Sandra

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,025
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 26, 2017
Sold by
Forsell Don and Forsell Amy
Bought by
Herring James Patrick

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,025
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 1, 2003
Sold by
Montgomery Crossings Llc
Bought by
Forsell Don and Forsell Amy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$258,585
Interest Rate
5.94%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Biorn Stephan S $425,000 First American Title
Herring James Patrick -- Attorney
Herring James Patrick $295,000 First American Title
Forsell Don $272,500 Chicago Title Insurance Comp
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Biorn Stephan S $403,750
Previous Owner Herring James Patrick $280,025
Previous Owner Forsell Don $258,585
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/10/2024 05/10/24 Sold $425,000 +6.3% $147 / Sq Ft
04/08/2024 04/08/24 Pending -- -- --
04/04/2024 04/04/24 For Sale $400,000 -- $138 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,745 $122,646 $13,174 $109,472
2023 $8,797 $109,731 $11,787 $97,944
2022 $8,797 $99,620 $10,701 $88,919
2021 $8,450 $93,033 $10,701 $82,332
2020 $8,341 $90,712 $10,701 $80,011
2019 $8,199 $88,070 $10,389 $77,681
2018 $7,952 $82,586 $10,389 $72,197
2017 $7,817 $77,863 $10,389 $67,474
2016 $3,851 $75,268 $10,389 $64,879
2015 $7,062 $65,954 $9,354 $56,600
2014 -- $70,170 $9,354 $60,816
2013 -- $74,151 $9,354 $64,797
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12017633

Midwest Real Estate Data (MRED)

APN: 02-02-480-008