$550,000

Estimated payment $3,935/month

Total Views 457
4 Beds
2.5 Baths
2,537 Sq Ft
$217 Price per Sq Ft

Highlights

  • Popular Property
  • Waterfront
  • Property is near a park
  • Prairie Point Elementary School Rated A-
  • Open Floorplan
  • Wood Flooring

About This Home

Better Than New and Low Taxes! Set on a beautiful interior lot with peaceful water views and abundant southern sunlight, this original-owner, custom-built home in Oswego's sought-after Morgan Crossing subdivision (D308 schools) has been impeccably maintained and tastefully updated with high-end finishes. Ready for you to move right in, it truly shines above the rest and offers a lifestyle many dream of. From the moment you arrive, you'll notice the owners' commitment to perfection. The manicured landscaping, pristine exterior, and meticulous attention to detail make this property even more impressive in person. Step inside to a welcoming two-story foyer with real hardwood flooring, flanked by an elegant living room, formal dining room, and a stunning custom staircase updated with new railings, balusters, and square newel posts. Freshly repainted in stylish, on-trend colors in 2022, the home feels bright and modern. Thanks to a dramatic two-story family room, it lives larger than many homes of similar size and boasts the open floor plan everyone desires for entertaining and daily living. The spacious first-floor den, office, or potential 5th bedroom offers gorgeous water views and elegant wainscoting-perfect for working from home, hobbies, or relaxing with a good book. The remodeled kitchen is a showstopper, featuring refinished hardwood floors, crisp white cabinets, high-end KitchenAid stainless appliances (2023), quartz counters, a planning desk, a generous island, and a chic custom backsplash. The adjacent eating area opens directly to the family room and offers easy access to the backyard via a sliding glass door, making indoor-outdoor living seamless. The family room impresses with towering floor-to-ceiling windows flanking a clean-burning gas fireplace, filling the home with warm southern sunlight. A spacious first-floor laundry room, located between the garage and kitchen, includes a convenient laundry chute from the primary bath above. The finished garage is drywalled with an insulated door and windows and includes rare hot and cold water spigots-a fantastic feature for washing cars, pets, or projects. Upstairs is equally impressive, with an open catwalk overlooking the foyer and family room, adding a sense of spaciousness and connection. Three generously sized bedrooms share an updated hall bath, and one bedroom features a walk-in closet. The beautiful primary suite offers a vaulted ceiling, water views, a large walk-in closet, and a luxurious remodeled bath. The spa-like bathroom includes a custom walk-in shower with frameless glass walls and a granite threshold, a stylish soaking tub, large-format tile flooring, custom built-ins, and a shaker-style double vanity with granite counters and undermount sinks. It's truly a retreat. The massive, unfinished basement spans the footprint of the first floor, offering endless potential for extra living space like a rec room, home theater, or gym. It's dry, fully excavated, and includes rough-in plumbing for a future bath. Mechanical updates provide peace of mind: a 75-gallon water heater installed in 2022 delivers plenty of hot water, and both the furnace and AC are brand new in 2024. A new water softener was also added in 2024 for enhanced water quality. Outside, the backyard is one of the most pristine you'll find-meticulously maintained and perfect for entertaining friends and family. Enjoy a spacious, low-maintenance stamped concrete patio with peaceful water views and a large 10x12 shed with new siding in 2024. Additional updates include a new roof and gutters (2021), driveway (2020), garage door and opener (2020), front door (2019), and fresh carpeting in 2023 (except the primary and southeast bedroom). Special features include humidity-sensing bath fans, instant hot water plumbing at each fixture, and a new park in the subdivision. And let's not forget... LOW TAXES! This incredible home offers amazing value and won't last long-Open Hme Saturday, July 12th!

Listing Agent

David Swanson

john greene, Realtor License #475147806 Listed on: 07/10/2025

john greene, Realtor

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,347

Year Built

  • Built in 1999

Lot Details

  • Lot Dimensions are 80x137
  • Waterfront

HOA Fees

  • $35 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 2,537 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Home Office
  • Basement Fills Entire Space Under The House

Kitchen

  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Chute

Outdoor Features

  • Patio
  • Shed

Location

  • Property is near a park

Schools

  • Prairie Point Elementary School
  • Traughber Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Morgan Crossing Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,347

Year Built

Built in 1999

Lot Details

0

HOA Fees

$35 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Morgan Crossing
  • Year Built: 1999
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Vaulted Ceiling(s), Walk-In Closet(s), Open Floorplan
  • LivingArea: 2537
  • Room Type: Office
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 2537
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • List Price: 550000
  • OtherStructures: Shed(s)
  • Patio And Porch Features: Patio
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Garage Door Opener, On Site, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, Laundry Chute, Laundry Closet
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 425
  • Association Fee Frequency: Annually
  • Community Features: Park
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Prairie Point Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Traughber Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Dimensions: 80X137
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 10347
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,347 $134,575 $28,438 $106,137
2023 $9,595 $122,341 $25,853 $96,488
2022 $9,595 $112,239 $23,718 $88,521
2021 $9,255 $104,896 $22,166 $82,730
2020 $9,057 $101,840 $21,520 $80,320
2019 $8,904 $98,751 $21,520 $77,231
2018 $8,952 $98,534 $21,473 $77,061
2017 $8,653 $90,398 $19,700 $70,698
2016 $8,417 $86,921 $18,942 $67,979
2015 $8,463 $83,577 $18,213 $65,364
2014 -- $81,143 $17,683 $63,460
2013 -- $81,963 $17,862 $64,101
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/10/2025 07/10/25 For Sale $550,000 -- $217 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Corporate Deed $46,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 Credit Line Revolving
Closed $135,900 New Conventional
Closed $155,500 Unknown
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12417017

Midwest Real Estate Data (MRED)

APN: 03-29-277-004