$579,000
$20K PRICE DROP

2678 Otter Trail Cool, CA 95614

Estimated payment $3,798/month

Total Views 3,032
3 Beds
2.5 Baths
1,757 Sq Ft
$330 Price per Sq Ft

Highlights

  • Golf Course Community
  • Gated with Attendant
  • Second Garage
  • Horses Allowed On Property
  • In Ground Pool
  • RV Access or Parking

About This Home

Possible Assumable VA Loan at 2.9%!! Nestled in the gated, guarded community of Auburn Lake Trails, this beautifully updated single-story home offers 3 bedrooms, 2.5 baths, and sits on 3.12 peaceful acres. The property includes an attached 2-car garage plus a 1,200 sq. ft. shop that can accommodate 4+ additional vehicles. Inside, enjoy a remodeled kitchen with stainless steel appliances, new LED lighting, updated windows and slider, and new laminate flooring with fresh baseboards. Recent upgrades include a new roof, solar panels, a concrete back patio, smart sprinkler system, and backyard drip irrigation. The land features a seasonal creek and fenced pasture for horses, with direct access to riding trails. Auburn Lake Trails provides resort-style amenities including horse arenas, a 9-hole golf course, tennis and pickle ball courts, clubhouse, parks, playgrounds, and miles of scenic trails. Located in the desirable Cool area, this property offers the perfect blend of country living and modern comfort.

Listing Agent

Greg Wyatt

Wyatt Real Estate License #00869192 Listed on: 11/07/2025

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1978 | Remodeled

Lot Details

  • 3.12 Acre Lot
  • Lot Dimensions: 198
  • Wire Fence
  • Back Yard Fenced and Front Yard
  • Property is zoned R2A

HOA Fees

  • $229 Monthly HOA Fees

Parking

  • 6 Car Attached Garage
  • 2 Open Parking Spaces
  • Second Garage
  • Side Facing Garage
  • Garage Door Opener
  • RV Access or Parking

Home Design

  • Ranch Property
  • Planned Development
  • Raised Foundation
  • Frame Construction
  • Composition Roof

Interior Spaces

  • 1,757 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Brick Fireplace
  • Double Pane Windows
  • Living Room
  • Formal Dining Room
  • Home Office
  • Storage Room
  • Laminate Flooring
  • Pasture Views
  • Partial Basement

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Free-Standing Electric Range
  • Dishwasher
  • Laminate Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Retreat
  • Separate Bedroom Exit
  • Primary Bathroom is a Full Bathroom
  • Bathtub with Shower
  • Separate Shower
  • Window or Skylight in Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • 220 Volts In Laundry
  • Washer and Dryer Hookup

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Pool

  • In Ground Pool
  • Gunite Pool
  • Fence Around Pool

Outdoor Features

  • Seasonal Stream
  • Deck
  • Patio
  • Separate Outdoor Workshop
  • Outdoor Storage
  • Outbuilding

Farming

  • Pasture
  • Fenced For Horses

Horse Facilities and Amenities

  • Horses Allowed On Property
  • Trailer Storage
  • Riding Trail

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Propane
  • 220 Volts
  • 220 Volts in Kitchen
  • Gas Tank Leased
  • Property is located within a water district
  • Septic System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 072-311-016-000

Community Details

Overview

  • Association fees include management, common areas, organized activities, pool, recreation facility, road, security, ground maintenance
  • Auburn Lake Trails Association, Phone Number (530) 885-6526
  • Auburn Lake Trails Subdivision
  • Mandatory home owners association
  • Greenbelt

Recreation

  • Golf Course Community
  • Tennis Courts
  • Outdoor Game Court
  • Community Playground
  • Community Pool
  • Putting Green
  • Park
  • Trails

Additional Features

  • Clubhouse
  • Gated with Attendant

Home Details

Home Type

Single Family

Year Built

Built in 1978 | Remodeled

Lot Details

0

HOA Fees

$229 per month

Parking

6

Listing Details

  • Property Type: Residential
  • Subtype Description: Planned Unit Develop, Ranchette/Country, Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Yes
  • Restrictions: Exterior Alterations
  • Stories: 1
  • Year Built: 1978
  • Architectural Style: Ranch
  • Levels: Two
  • Subdivision: Auburn Lake Trails
  • Remodeled/Updated Desc: Kitchen 0-5YR, Other-Rmks 0-5YR
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Free Standing Refrigerator, Dishwasher, Disposal, Free Standing Electric Range
  • Fireplace Features: Brick, Living Room
  • Fireplaces: 1
  • Flooring: Laminate
  • Master Bathroom Features: Closet, Shower Stall(s), Window
  • Master Bedroom Features: Closet, Ground Floor, Outside Access
  • Total Bathrooms: 3
  • Bathroom Features: Tub w/Shower Over, Window
  • Basement: Partial
  • Dining Room Features: Dining Bar, Formal Area
  • Kitchen Features: Pantry Closet, Slab Counter, Stone Counter, Laminate Counter
  • Living Room Features: Deck Attached, View
  • Room Type: Master Bathroom, Baths Other, Master Bedroom, Office, Dining Room, Storage, Kitchen, Laundry, Other, Living Room
  • Lower Level: Garage, Retreat
  • Main Level: Bedroom(s), Living Room, Dining Room, Master Bedroom, Full Bath(s), Partial Bath(s), Kitchen, Street Entrance
  • Price Per Square Foot: 329.54
  • Square Footage: 1757.00
  • Window Features: Dual Pane Full

Exterior Features

  • Other Structures: Second Garage, Storage, Workshop, Outbuilding
  • Construction Materials: Frame, Wood
  • Disclosures/Documents: CC&Rs, Seller Property Questionnaire, TDS Available, Natural Hazard Disclosure Available, Preliminary Title Report
  • Fencing: Back Yard, Partial, Wire, Front Yard, Other
  • Foundation: Raised
  • Home Warranty: No
  • Horse Property: Yes
  • Listing Price: 579000.00
  • Lot Features: Gated Community, Stream Seasonal, See Remarks, Landscape Misc
  • New Construction: No
  • Patio And Porch Features: Uncovered Deck, Uncovered Patio
  • Pool Features: Built-In, Common Facility, Fenced, Gunite Construction
  • Pool: Yes
  • Property Condition: Updated/Remodeled
  • Road Surface Type: Asphalt
  • Roof: Composition
  • Spa: No
  • Topography: Lot Grade Varies,Trees Few,Lot Grade Varies,Trees Few
  • View Description: Pasture, Other
  • Land Use: Residential, Pasture

Garage/Parking

  • Garage Spaces: 6.00
  • Parking Features: Attached, Boat Storage, RV Possible, Detached, Garage Door Opener, Uncovered Parking Spaces 2+, Garage Facing Side, See Remarks

Utilities

  • Security: Carbon Mon Detector, Smoke Detector, Guarded Gate, Security Patrol
  • Sewer: Septic System
  • Utilities: Cable Available, Public, DSL Available, Internet Available, Propane Tank Leased
  • Cooling: Ceiling Fan(s), Central
  • Electric: 220 Volts, 220 Volts in Kitchen, 220 Volts in Laundry
  • Heating: Propane, Central, Fireplace(s)
  • Laundry Features: Ground Floor, Hookups Only, Inside Area
  • Water Source: Meter on Site, Water District, Public

Condo/Co-op/Association

  • Association Features: Playground, Pool, Clubhouse, Putting Green(s), Game Court Exterior, Golf Course, Tennis Courts, Greenbelt, Trails, Park
  • Association Fee: 229
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Management, Common Areas, Organized Activities, Pool, Recreation Facility, Road, Security, See Remarks, Maintenance Grounds
  • Association Name: Auburn Lake Trails
  • Association Phone: (530) 885-6526
  • Association: Yes
  • Pets Allowed: Yes
  • Senior Community: No

Association/Amenities

  • Mandatory Association: Yes

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Black Oak Mine

Lot Info

  • Horse Amenities: Pasture, Riding Trail, Trailer Storage, Fenced, See Remarks
  • Zoning: R2A
  • Irrigation: Public District, Meter on Site
  • Lot Size Acres: 3.1200
  • Lot Dimensions: 198 x 836 x 85 x 803
  • Lot Size Sq Ft: 135907.00

Multi Family

Tax Info

  • Assessor Parcel Number: 072-311-016-000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): El Dorado

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,278 $610,194 $143,263 $466,931
2024 $6,278 $598,230 $140,454 $457,776
2023 $6,176 $586,500 $137,700 $448,800
2022 $6,084 $575,000 $135,000 $440,000
2021 $3,665 $351,000 $190,500 $160,500
2020 $3,668 $351,000 $190,500 $160,500
2019 $3,674 $351,000 $190,500 $160,500
2018 $3,617 $351,000 $190,500 $160,500
2017 $3,569 $346,000 $187,500 $158,500
2016 $3,353 $325,000 $176,000 $149,000
2015 $3,204 $310,000 $168,000 $142,000
2014 $3,209 $310,000 $168,000 $142,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/10/2025 12/10/25 Price Changed $579,000 -3.3% $330 / Sq Ft
11/07/2025 11/07/25 For Sale $599,000 +4.2% $341 / Sq Ft
08/09/2021 08/09/21 Sold $575,000 +2.7% $327 / Sq Ft View Prior Sale
05/30/2021 05/30/21 Pending -- -- --
05/06/2021 05/06/21 For Sale $559,900 -- $319 / Sq Ft
Source: MetroList

Purchase History

Date Type Sale Price Title Company
Grant Deed $575,000 Fidelity Natl Ttl Co Of Ca
Interfamily Deed Transfer -- None Available
Grant Deed $574,000 Old Republic Title Company
Interfamily Deed Transfer -- Chicago Title Co
Grant Deed $229,000 Placer Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $567,987 VA
Previous Owner $175,000 New Conventional
Previous Owner $368,250 Stand Alone Refi Refinance Of Original Loan
Previous Owner $210,500 Seller Take Back
Source: Public Records

Source: MetroList

MLS Number: 225140086

MetroList

APN: 072-311-016-000