$685,000
SOLD DEC 16, 2025
3 Beds
3 Baths
2,365 Sq Ft
6,534 Sq Ft Lot

Recently Sold

$290 Per Sq Ft

6% Below List Price

89 Days on Market

Highlights

  • Fishing Pier
  • In Ground Pool
  • Gated Community
  • Fitness Center
  • Active Adult
  • Pond View

About This Home

As of December 2025

Welcome to your dream home in the serene Del Webb Twin Lakes community of St. Cloud, Florida! This exquisite luxury property features an open floor plan that offers a perfect blend of comfort and elegance, situated in a vibrant 55+ community designed for a relaxed lifestyle. Step inside from the custom glass door discover tray ceiling foyer, plank flooring, crown molding and plantation shutters throughout the entire home. Whole house generator installed 2024. All doors are 2 panel square 8' doors upgraded from arched. The heart of the home is the stunning modern gourmet chef's kitchen with 5 burner gas cooktop, built-in upgraded oven & microwave, upgraded 3 tier dishwasher, polished chrome handles and pull out shelves, 42" cabinets with stacked cabinet uppers with seeded glass and low voltage lighting subway porcelain tile backsplash, under cabinet lighting, large sink, quartz island that invites gatherings and culinary creativity. Plus, the home comes with perfect lights and ceiling fans allowing you to create the perfect ambiance. Living room features the custom built-in entertainment wall, shelving and storage. Outside, unwind in your private pool oasis, with the spa that backs to the pond surrounded by palm trees and professionally landscaped yard perfect for soaking up the Florida sun or enjoying peaceful evenings under the stars. Primary suite boast custom professional paint accent walls, tray ceiling with lightning, and great view of the scenic outside living. Primary bathroom features custom tile to ceiling, in shower plus tile on accent wall with custom mirrors. Walk-in closet with tons of custom shelving and storage to ceiling. Need a in-law suite, 2nd Bedroom could be used for a second primary bedroom. Professionally built-in office in the Office area off of the Kitchen. Garage has tons of shelving for storage as well. Whole house water filtration system. Washer and Dryer convey with the property. Twin Lakes boasts exceptional amenities, including multiple pools, a state-of-the-art gym, and a luxurious clubhouse that hosts a variety of community events. Don't miss out, call today for your private tour.

Last Agent to Sell the Property

Sherry Feck

WEICHERT REALTORS HALLMARK PRO Brokerage Phone: 407-891-1220 License #3486522 Listed on: 08/16/2025

WEICHERT REALTORS HALLMARK PRO

Last Buyer's Agent

Rob Aponte

REAL BROKER, LLC License #3398714

REAL BROKER, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,808

Year Built

  • Built in 2023

Lot Details

  • 6,534 Sq Ft Lot
  • West Facing Home
  • Landscaped with Trees
  • Property is zoned PUD

HOA Fees

  • $313 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Pond
  • Pool

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,365 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Built-In Features
  • Built-In Desk
  • Shelving
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Thermal Windows
  • Plantation Shutters
  • Sliding Doors
  • Entrance Foyer
  • Living Room
  • Den

Kitchen

  • Eat-In Kitchen
  • Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Tall Countertops In Bathroom
  • Split Vanities
  • Built-In Shower Bench

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Security System Owned
  • Fire and Smoke Detector

Eco-Friendly Details

  • Reclaimed Water Irrigation System

Pool

  • In Ground Pool
  • In Ground Spa
  • Pool Deck

Outdoor Features

  • Fishing Pier
  • Access To Pond
  • Access To Lake
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Schools

  • Hickory Tree Elementary School
  • Harmony Middle School
  • Harmony High School

Utilities

  • Central Air
  • Heat Pump System
  • Thermostat
  • Underground Utilities
  • Natural Gas Connected
  • Water Filtration System
  • Tankless Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include common area taxes, pool, ground maintenance, management, recreational facilities, security
  • Sam Ramirez Association, Phone Number (407) 556-3903
  • Visit Association Website
  • Built by Jones Homes USA
  • Twin Lakes Ph 2C Subdivision, Marco Floorplan
  • On-Site Maintenance
  • The community has rules related to building or community restrictions, deed restrictions, fencing, allowable golf cart usage in the community

Amenities

  • Sauna
  • Clubhouse
  • Community Mailbox

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Recreation Facilities
  • Fitness Center
  • Community Pool
  • Community Spa
  • Dog Park
  • Trails

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,808

Year Built

Built in 2023

Lot Details

0

HOA Fees

$313 per month

Parking

2

Listing Details

  • HOA Fee Includes: Common Area Taxes, Pool, Maintenance Grounds, Management, Recreational Facilities, Security
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2365
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 2023
  • Building Area Total: 3478
  • Lot Size Sq Ft: 6534
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 323.12
  • Escrow City: St. Cloud
  • Escrow State: FL
  • Escrow Street Name: Budinger Ave
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 289.64
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Fishing,Lake
  • Attribution Contact: 407-891-1220
  • Tax Year: 2024
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Coffered Ceiling(s), Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Filtration System
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Spa Features: In Ground
  • Spa Yn: Yes
  • Stories: 1
  • Window Features: Shutters, Thermal Windows, Window Treatments
  • Additional Rooms: Den/Library/Office
  • Living Area Meters: 219.72

Exterior Features

  • Direction Faces: West
  • Pool Features: Deck, In Ground
  • Exterior Features: Lighting, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: Yes
  • View: Pool, Water
  • Water Body Name: LIVE OAK LAKE
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Front Porch, Patio, Rear Porch, Screened
  • Road Surface Type: Asphalt, Paved
  • Water Access: Lake,Pond
  • Water Extras: Fishing Pier
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0280G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Electric, Heat Pump
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community - No Guard, Golf Carts OK, Irrigation-Reclaimed Water, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s), Street Lights
  • Association Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Security, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Association Fee: 312.95
  • Association Fee Frequency: Monthly
  • Association Name: Sam Ramirez
  • Phone: 407-556-3903
  • Association: Yes
  • Security: Gated Community, Security System, Security System Owned, Smoke Detector(s), Touchless Entry
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Complex Community Name Nccb: DEL WEBB TWIN LAKES
  • Pet Restrictions: Contact HOA for Pet Restrictions.
  • Association Fee Requirement: Required
  • Association Email: info@mytwinlakeshoa.com
  • Association URL: www.info@mytwinlakeshoa.com

Fee Information

  • Total Annual Fees: 3755.40
  • Total Monthly Fees: 312.95
  • Monthly HOA Amount: 312.95

Schools

  • Elementary School: Hickory Tree Elem
  • High School: Harmony High
  • Middle Or Junior School: Harmony Middle

Lot Info

  • Zoning: PUD
  • Parcel Number: 17-26-31-5264-0001-9310
  • Additional Parcels: No
  • Lot Features: Landscaped, Sidewalk, Paved
  • Flood Zone Code: X

Building Info

  • Builder Name: Jones Homes USA

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Contact HOA for Additional Lease Restrictions.

Tax Info

  • Tax Annual Amount: 8808
  • Tax Block: 0001
  • Tax Book Number: 31-2-7
  • Tax Lot: 9310
  • Tax Other Annual Assessment Amount: 1382

Multi Family

  • Approval Process: Contact HOA for Approval Process.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 16, 2025
Closed on
Dec 16, 2025
Sold by
Mizenko Gary William and Mizenko Deborah L
Bought by
Monfils Ronald B and Monfils Yvonne R
Seller's Agent
Sherry Feck
WEICHERT REALTORS HALLMARK PRO
Buyer's Agent
Rob Aponte
REAL BROKER, LLC
List Price
$729,900
Sold Price
$685,000
Premium/Discount to List
-$44,900
-6.15%
Views
61

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
90.97%

Purchase Details

Closed on
Jun 30, 2023
Sold by
Narcoossee Land Ventures Llc
Bought by
Mizenko Gary William and Mizenko Deborah L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,460
Interest Rate
6.57%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $685,000 Stewart Title Company
Special Warranty Deed $785,500 Clear Title Of Florida
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $117,460 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/16/2025 12/16/25 Sold $685,000 -4.8% $290 / Sq Ft
11/13/2025 11/13/25 Pending -- -- --
09/29/2025 09/29/25 Price Changed $719,900 -1.4% $304 / Sq Ft
08/16/2025 08/16/25 For Sale $729,900 -- $309 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,808 $499,500 $91,000 $408,500
2024 $3,050 $532,600 $91,000 $441,600
2023 $3,050 $71,500 $0 $0
2022 $2,273 $65,000 $65,000 $0
2021 $528 $36,700 $36,700 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: S5132801

Stellar MLS

APN: 17-26-31-5264-0001-9310