268 Spanish Main Dr Summerland Key, FL 33042
2
Beds
2
Baths
1,056
Sq Ft
6,000
Sq Ft Lot
Highlights
- Dock made with concrete
- No HOA
- Complete Accordion Shutters
- Home fronts a canal
- Screened Balcony
- Central Air
About This Home
As of April 2025Charming fishing bungalow located on oceanside Cudjoe Key just waiting to be yours. This waterfront haven features two bedrooms, two bathrooms and just under 1,100 square feet inside plus a permitted downstairs enclosure with plumbing and electric. Enjoy room for all to entertain in the open concept living area that seamlessly leads into the kitchen and dining. Waterside screened porch allows for views of the canal from above, or stroll to the open porch from the primary bedroom for an evening cocktail. With easy Ocean access through Cudjoe's canal system, venture by boat to fish and dive the turquoise waters in the Florida Keys. Situated on a spacious 6,000 square foot lot, there is ample space for outdoor living, including the vast potential for lush landscape, a private pool, or expansive tiki. Be enamored by all of the gorgeous fruit trees onsite, including mango, lemon, lime, guava, coconut and even grapefruit! Downstairs, find an outdoor shower to rinse off the salt water, permitted enclosed storage space ideal for all angler's equipment, carport parking for one car, open parking for multiple vehicles and a covered space ideal for lounging after a day on the water. Conveniently located down the street from the famous ''Square Grouper'' and other local eateries.
Last Agent to Sell the Property
Ocean Sotheby's International License #SL3352184 Listed on: 12/10/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,336
Year Built
- Built in 1979
Lot Details
- 6,000 Sq Ft Lot
- Home fronts a canal
- Property is zoned IS - Improved Subivision District
Home Design
- Fixer Upper
- Frame Construction
- Metal Roof
Interior Spaces
- 1,056 Sq Ft Home
- Canal Views
- Complete Accordion Shutters
Kitchen
- Oven
- Range
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- Carport
- Open Parking
Outdoor Features
- Dock made with concrete
- Screened Balcony
Utilities
- Central Air
- Public Hookup Available For Sewer
Community Details
- No Home Owners Association
- Cutthroat Harbor Est Subdivision
- Rental Restrictions
Listing and Financial Details
- Minimum Rental Period: 28
- Assessor Parcel Number 00182160-000000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 10, 2024
Closed on
Apr 17, 2025
Sold by
Johnston Philip and Johnston Kristen
Bought by
Rottner William and Rottner Gabriela
Seller's Agent
Ally Kelley
Ocean Sotheby's International
Buyer's Agent
Jennifer Newman
Truman & Co. (KW)
List Price
$699,000
Sold Price
$650,000
Premium/Discount to List
-$49,000
-7.01%
Views
112
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,325
Avg. Annual Appreciation
8.44%
Original Mortgage
$520,000
Outstanding Balance
$518,617
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$151,708
Purchase Details
Listed on
Nov 28, 2013
Closed on
Apr 14, 2015
Sold by
Howell Susan M
Bought by
Johnston Philip and Johnston Kristen
Seller's Agent
Ruth Pasquale
Coldwell Banker Schmitt RE Co.
Buyer's Agent
Bryan Rundio
Ocean Sotheby's International
List Price
$325,000
Sold Price
$300,000
Premium/Discount to List
-$25,000
-7.69%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.02%
Original Mortgage
$240,000
Interest Rate
3.84%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 29, 2002
Sold by
Howell Susan M and Ness Susan M
Bought by
Howell Susan M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,000
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 17, 1999
Sold by
Ness Eric H
Bought by
Howell Susan M
Purchase Details
Closed on
Oct 1, 1994
Bought by
Johnston Phillip and Johnston Kristen
Purchase Details
Closed on
Jun 11, 1993
Sold by
Sutherland Miller James Bartlett and Sutherland Miller Margot
Bought by
Sutherland Miller James Bartlett and Sutherland Miller Margot
Purchase Details
Closed on
May 1, 1981
Bought by
Johnston Phillip and Johnston Kristen
Purchase Details
Closed on
Feb 1, 1979
Bought by
Johnston Phillip and Johnston Kristen
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $650,000 | None Listed On Document | |
| Warranty Deed | $300,000 | None Available | |
| Interfamily Deed Transfer | -- | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $136,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $75,000 | -- | |
| Deed | $5,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $520,000 | New Conventional | |
| Previous Owner | $240,000 | New Conventional | |
| Previous Owner | $219,000 | Stand Alone Second | |
| Previous Owner | $325,000 | Negative Amortization | |
| Previous Owner | $211,000 | New Conventional | |
| Previous Owner | $188,000 | New Conventional | |
| Previous Owner | $15,000 | Stand Alone Second | |
| Previous Owner | $188,000 | Purchase Money Mortgage | |
| Previous Owner | $40,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/17/2025 04/17/25 | Sold | $650,000 | -7.0% | $616 / Sq Ft |
| 03/06/2025 03/06/25 | Pending | -- | -- | -- |
| 03/05/2025 03/05/25 | For Sale | $699,000 | +7.5% | $662 / Sq Ft |
| 02/15/2025 02/15/25 | Off Market | $650,000 | -- | -- |
| 12/10/2024 12/10/24 | For Sale | $699,000 | +133.0% | $662 / Sq Ft |
| 04/14/2015 04/14/15 | Sold | $300,000 | -7.7% | $284 / Sq Ft |
| 11/03/2014 11/03/14 | Pending | -- | -- | -- |
| 11/28/2013 11/28/13 | For Sale | $325,000 | -- | $308 / Sq Ft |
Source: Marathon and Lower Keys Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,366 | $678,802 | $512,940 | $165,862 |
| 2023 | $5,366 | $722,918 | $565,470 | $157,448 |
| 2022 | $4,480 | $494,258 | $336,810 | $157,448 |
| 2021 | $4,119 | $373,158 | $233,295 | $139,863 |
| 2020 | $3,915 | $347,759 | $225,570 | $122,189 |
| 2019 | $3,943 | $349,643 | $225,570 | $124,073 |
| 2018 | $3,823 | $327,725 | $203,940 | $123,785 |
| 2017 | $3,673 | $315,365 | $0 | $0 |
| 2016 | $3,519 | $290,170 | $0 | $0 |
| 2015 | $3,350 | $261,631 | $0 | $0 |
| 2014 | -- | $260,750 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ally Kelley
Seller's Agent in 2025
Ally Kelley
Ocean Sotheby's International
(305) 735-4095
1 in this area
130 Total Sales
-
Jo Ann Cook
Seller Co-Listing Agent in 2025
Jo Ann Cook
Ocean Sotheby's International
(305) 360-7968
1 in this area
146 Total Sales
-
Jennifer Newman
Buyer's Agent in 2025
Jennifer Newman
Truman & Co. (KW)
(305) 902-7090
2 in this area
101 Total Sales
-
R
Seller's Agent in 2015
Ruth Pasquale
Coldwell Banker Schmitt RE Co.
-
B
Buyer's Agent in 2015
Bryan Rundio
Ocean Sotheby's International
Map
Source: Marathon and Lower Keys Association of REALTORS®
MLS Number: 612639
APN: 00182160-000000
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